1. JA Our City Name Title Company

2. Session 1 Our city: A Place Where People Live, Work, and Play 1

3. 2 City An important place of business, and where people live, work, and play

4. 3 City Planner A person who decides what types of buildings go where in a city

5. 4 Zones Land areas set aside in a city for certain purposes, such as housing or businesses.

6. What is your city like? 5

7. Floor Map Zones 6 Multipurpose Zone Residential Zone Agricultural Zone Business Zone Industrial Zone Multipurpose Zone Residential Zone Agricultural Zone Business Zone Industrial Zone

8. 7 Goods Items that are bought and sold

9. 8 Work done for others, such as haircuts or car repairs. Services

10. Be a City Planner 9

11. Review 10 Today you learned about the different zones in a city. Think about the buildings you see on your way home from school. You can do pages 2 and 3 in your Junior Journals at home.

12. Session 2 Our City: A Place where People Spend Money 11

13. Money matters in a city! 12

14. 13 Taxes Fees charged by a government to pay for services.

15. City Zoo Gift Cards 14

16. 15 Income Money earned for work. Need Something you cannot live without. Want Something you would like to have but could do without. People use income to pay for their needs and wants.

17. Payment Methods Cash: Check: Credit Card: Debit Card: Electronic Payment: 16 money in the form of bills or coins a written order to a bank to pay money to a person or business a card that allows users to buy things through a personal loan a card that subtracts what you buy from your checking account a way to bank or pay for things using the internet

18. Review 17 Why is it good for a city to have businesses? What would happen if most or all of the businesses in a city left town?

19. Session 3 Our City: A Place Where People Bank 18

20. Banks and Credit Unions Deposit: Interest: Savings: Savings Account: Withdrawal: 19 To put money into a bank account. Money paid for the use of someone else’s money. Money put aside to use later. A bank account for saving money. Removal of money from a bank account. Businesses where people and other businesses save, borrow, and exchange money.

21. Calculating Interest Banks earn money when they charge interest. Borrow $1,000 to buy a car with 7% interest. How much interest do you pay? Deposit $1,000 in the bank that pays 2% interest.? How much interest do you earn? 20

22. Piggy Bank Savings Game 21

23. Review 22 What are the benefits of our local banks and credit unions? Visit one soon with your family.

24. Session 4 Our City: A Place Where People Dine 23

25. 24 Consumer A person who uses or buys goods and services. Entrepreneur A person who makes goods. Producer People who start businesses. Who is the consumer and who is the producer in a restaurant?

26. Reci-P’s Business Plan 25 Step 1: Name your Manager and Accountant Step 2: Earn Money Step 3: Discuss the Business Plan Step 4: Fill in the Reci-P’s Business Plans Step 5: Earn $$ Question Time Step 6: Pay the Rent Step 7: Pay the Utility Bill Step 8: Buy Restaurant Supplies Step 9: Open for Business

27. Review 26 Why did you make the choices you did in opening your restaurant? What do you think you might do differently if you were to do this again?

28. Session 5 Our City: A Place Where People Communicate 27

29. 28 News format The way the news is presented or shared. Blog An online journal for others to read.

30. News Format 29

31. 30

32. Review 31 The news often reports problems in a city. How do we come up with solutions as a community?

33. JA – Our City Graduation 32