1. 1-800-381-2301 www.portlandfinancialservices.com Portland Financial Services, LLc Offering unique brands to revolutionize real estate investment and finance

2. 1-800-381-2301 www.portlandfinancialservices.com Complete Real Estate Investment and Mortgage Services Several key benefits – State of the art websites – Complete virtual office automation – Unique recruiting and training programs – New marketing and incentive initiatives – Comprehensive back office support

3. 1-800-381-2301 www.portlandfinancialservices.com Why work with us? – Experienced industry management – Better marketing support for increased leads – Efficient client and transaction processes – Unique web-based client inquiry systems – Fully integrated phone/fax/email platforms – Better service means more referrals

4. 1-800-381-2301 www.portlandfinancialservices.com What makes us unique? – We recruit like REMAX, only the best! – We offer more services and products – We provide a complete support package – We eliminate the obstacles of starting – Our processes are already operational – You have no lost opportunity time – Your learning curve is much faster

5. 1-800-381-2301 www.portlandfinancialservices.com What is our business? – We evaluate property for our accounts – We recommend property for investors – We provide mortgage financing – We manage real estate portfolios for others – We find “distressed” property or transactions – We provide “creative” mortgages for buyers – We sell property creatively

6. 1-800-381-2301 www.portlandfinancialservices.com What is distressed property? Property that needs repair or rehab Owners that are in default on mortgages Owners that have excess property – Results from death, divorce or other problems – Out of state property owners-hard to manage

7. 1-800-381-2301 www.portlandfinancialservices.com What happens if it’s not distressed? Some owners just need to sell – Corporate relocation – Just built dream house-don’t want both – Limited or no equity in house – Debt burden too high-can’t make all payments – Can’t bother or afford to update before sale

8. 1-800-381-2301 www.portlandfinancialservices.com How can you benefit from us? – As an agent-we provide training and systems – As an investor-we offer greater returns – As a home seller-our transactions are faster – As a home buyer-we sell below market price – We provide a complete system that integrates all of our functions through one central control and management process

9. 1-800-381-2301 www.portlandfinancialservices.com Private Mortgage Lending Your key to greater returns! – You offer cash or credit to buy property – You can use current funds, IRA’s, 401K – For self directed IRA-use third party administrator – We manage the complete process – You are secured by first mortgages

10. 1-800-381-2301 www.portlandfinancialservices.com How do returns compare? Banks, CD’s, IRA’s, 401K all pay less – Yes, they are insured by government – Yes, there are penalties for early withdrawal – Meager guaranteed returns or higher secured returns-that is your key decisions today

11. 1-800-381-2301 www.portlandfinancialservices.com How are you protected? You are always protected and secure – All funds are held in lawyer trust accounts – Funds are disbursed to specific houses – All closings through title company – All promissory notes and mortgages are filed – Upon sale-funds get returned to trust account – You elect to take your profit or roll over

12. 1-800-381-2301 www.portlandfinancialservices.com Is there additional protection? Mortgages never more than 75% of value – Based on ARV-after repaired value – Qualified appraiser determines value

13. 1-800-381-2301 www.portlandfinancialservices.com What is my return on investment? Use of credit pays 5% per transaction – Each transaction usually lasts 3-6 months – Annual roll over 2x 5% equals 10% – Annual roll over 4x 5% equals 20%

14. 1-800-381-2301 www.portlandfinancialservices.com Returns on cash First mortgage cash offers 12% Minimum amounts of $100,000 – Used to buy property Second mortgages offers 7% Minimum amounts of $5,000 – Used to rehab/improve property

15. 1-800-381-2301 www.portlandfinancialservices.com Who are our lending clients? Business professionals Doctors, Lawyers, CPA’s Wealthy Individuals Just Normal People with extra cash/credit

16. 1-800-381-2301 www.portlandfinancialservices.com What do investors do? Receive principal and returns, we handle all stages of the transactions, money and property management. Review strategy of roll over

17. 1-800-381-2301 www.portlandfinancialservices.com What are next steps? Complete questionnaire Schedule private meeting Ask any questions Ask for references Decide if this is comfortable for you Who do you know that we should meet?

18. 1-800-381-2301 www.portlandfinancialservices.com Thank You for Your Time Today We hope you learned something about private real estate investment! Click on our direct web link for more info- PFS Private Mortgage Investing Web Link PFS Private Mortgage Investing Web Link Give us a call today at 1-800-372-0812 x101 Or email jp@portlandfinancialservices.com