Presentation on theme: "Putting Your Money to Work through Private Lending"— Presentation transcript:
1Putting Your Money to Work through Private Lending Presented By: Simone Hopkins and Steve LarkinDenali Real Estate Solutions
2DisclaimerThis is not an offer to purchase or sell securities. Any person, entity, or organization must first be qualified by the company and read all of the offering documents and attest to reading and fully understanding such documents. Denali Real Estate Solutions and it’s affiliates are not licensed securities dealers or brokers and as such, do not hold themselves to be.This presentation should be construed as informational and is not an advertisement soliciting for any particular purpose. All securities herein discussed have not been registered or approved by any securities regulatory agency in accordance with the securities act.
4Today’s Agenda Overview of the private money lending process Why private lending benefits youCompany overviewWhy we utilize private moneyInvestment buying criteriaTerms & conditionsHow you are protectedRisks vs. rewardsThe closing processCommon ways our lenders fund dealsCase studies & commonly asked questions
5Private Money Lending Process Overview of thePrivate Money Lending Process
6Private Money Lending Process Principle +12% Interest Payment Overview of thePrivate Money Lending ProcessPrivate LenderDocuments Securingthe LoanPurchase HomePrinciple +12% Interest PaymentHome is SOLDHome is Renovated
8Why Private Lending Benefits You? Assume $150,000 Invested Private Lending vs. Traditional Savings
9Why Private Lending Benefits You? Real estate mortgage/deed of trust provides you with security instruments you would not get with other investmentsYou have added layers of protections because of how we buy and because you have recourseProduces predictable income stream for you because rates do not fluctuateIt is very easy to understand and all loans have very straightforward terms
11Company OverviewDenali Real Estate Solutions was started in 2013 by Simone and Dan Hopkins and Steve LarkinWe purchase distressed properties 20% to 30% below market valueWe then rehab and sell those properties to retail homebuyers and landlordsOur competitive advantage is our knowledge, business systems, and experiencePrivate lending is our #1 source of funding for our redevelopment projects
16Management TeamSimone Hopkins – co-founder of Denali Real Estate Solutions and the master of business administration and technology. As an integral organizer of the business Simone has leveraged technology to put the business on auto-pilot. Her systems are what have allowed Denali Real Estate Solutions to achieve exponential growth in just a few short months.Daniel Hopkins – co-founder of Denali Real Estate Solutions and experienced general contractor. As an key piece of our company, Dan has managed various projects and his attention to detail is one of the most important pieces that contribute to our success.Steve Larkin – co-founder of Denali Real Estate Solutions and marketing specialist. As a key person of our company, Steve has managed to get connections to key buyers, sellers and land developers. Steve also brings high positive energy and drive to move the business forward.
17Company GoalsInvest in the local Real Estate market and buy properties % below market valuePurchase and rehab 3 properties a month with a minimum net profit of $40kDevelop long term relationships with our private money lenders and create and predictable returns for their long term financial goals
18Private Money in Our Business Why We UtilizePrivate Money in Our Business
19Private Money in Our Business Why We UtilizePrivate Money in Our BusinessOur competitive advantage is the fact that we can purchase properties QUICKLY! This is why we can buy properties at such a discount.Banks are very time consuming to deal with and there is an opportunity cost to that time.We can offer a great rate of return to our private money lenders and we benefit them as much as they benefit us.
28You are making a 10x greater return on your money Risks vs. RewardsSitting in Bank$100,000 x 1% Interest12 Month Term= $1,000 ROIPrivate Lending$100,000 x 10% Interest12 Month Term= $10,000 ROI* Backed by Real EstateYou are making a 10x greater return on your money
29Real Estate Private Lending Risks vs. RewardsStock MarketReal Estate Private LendingCompletely UnsecuredCompletely UninsuredInvest at Market PriceReturns Are UnknownSecured by a Deed of Trust or Mortgage DeedCollateral is Fully InsuredCollateralized Below Market ValueReturns Are Fixed and Agreed Upon TermTangible Asset
31The Closing ProcessClosing documents w/ mortgage deed, insurance policy, promissory noteFunds from you go into escrow with title company or attorneyMortgage or deed of trust filed on the land recordsYou get: Original promissory note and copy of mortgage or deed of trust, and insurance policyI start work on the house
33Common Ways Our Lenders Fund DealsCash in the bankHome equity credit linesPersonal & business credit linesLiquidated securities & investmentsRetirement accounts
34Retirement Accounts that Can Be Self DirectedRRSP and TFSA’s *Educational Savings AccountsRetirement Income Accounts*Profits can be tax free or tax deferred when you invest with one of these vehicles
35Case Study of a Recent Deal with a Private Money Lender
36Case Study – 12 ch des cedres Purchase Price: $160,000Appraisal Value $250,000
43Common Questions What if something happens to you? What if you don’t sell the house for what you think?What if I have to pull my money out?What if I can’t fund an entire deal?Can I think about it?Why isn’t everyone investing this way?