1. “Embracing Change To Experience Life!”
Being Wise
With Your
MONEY!
James 5:1-6

2. wrongly believe to be WEALTHY!
INTRODUCTION
Many people
wrongly believe
that the Bible teaches
that it’s wrong
to be WEALTHY!

3. a root of all kinds of evil.
1 Timothy 6:10….
“For the love of money is
a root of all kinds of evil.
Some people, eager for money, have wandered
from the faith and pierced themselves with many griefs.” (NIV)

4. causes all kinds of problems.
It is not WEALTH
that is evil!
“The love of money”
The misuse of money
“The love of money”
causes all kinds of problems.

5. Let’s look at how God wants us to handle our
MONEY
in 3 areas.

6. GET our money is as important as the money we RECEIVE.
MAIN POINTS
1. The Method In Which
We "GET" Our Money
The way we
GET our money is as important as the money we RECEIVE.

7. Questions:
"Where does your
money come from?"
"Do you get it
by honest means?"

8. James 5:4….
“You have not paid any wages to those who work in your fields. Listen to their complaints! The cries of those who gather in your crops have reached the ears of God, the Lord Almighty [Sabboath].”
(GN)

9. This is a serious issue!
God tells all employers to treat their employees with fairness and justice.

10. Jeremiah 22:13….
“Doom to him who builds palaces but bullies people, who makes a fine house but destroys lives, who cheats his workers and won’t pay them for their work.”
(Message)

11. God is very serious about
how you your money!
GET
Don’t fill your pockets
by cheating
people out
of what you
owe them. i)

12. When you owe someone something – pay what is due.
Don’t be dishonest
with people.
ii)
When you get a bill
in the mail – pay it.
iii)
When you owe someone something – pay what is due.
iv)

13. Give an honest day’s work
Employees to treat their employers fairly ….
Give an honest day’s work
for an honest day’s pay.
If you sell used cars –
do it with honesty.

14. don’t sit around wasting time.
Employees ….
If you get paid by
the hour –
don’t sit around wasting time.

15. GET
How you your
money matters!
Proverbs 14:23….
“In hard work there is always something gained, but idle talk leads only to poverty.” (GW)

16. James next shows us that
2. The Reason We
"SAVE" Our Money
James next shows us that
there is a wrong reason
to save up money.

17. DON’T STOCKPILE YOUR MONEY!
James 5:3b….
“You have hoarded [heaped up] wealth [treasure] in the last days.” (NIV)
DON’T STOCKPILE YOUR MONEY!
"hoarded"
"heaped up"

18. God wants His money to circulate.
Save your money
so that it can be used
for God’s Kingdom
and it’s extension.

19. God does NOT oppose
us to save money.
Luke 14:28….
“Suppose you want to build a tower. You would first sit down and figure out what it costs. Then you would see if you have enough money to finish it.”
(GW)

20. Jesus was talking about HAVING ENOUGH RESOURCES in hand – to finish
the project that you started.
God encourages SAVING
– there IS a legitimate
place for saving.

21. your flesh like fire.” (NKJV)
James 5:2,3….
“Your riches are corrupted, and your garments are moth-eaten. Your gold and silver
are corroded, and their corrosion will be a witness against you and will eat
your flesh like fire.” (NKJV)

22. "What you have accumulate
James is telling them –
"What you have accumulate
will deteriorate!"

23. put our wealth into circulation – for His kingdom.
God does not want us
to get wealth – just for the sake of getting wealth.
He wants us to
put our wealth into circulation – for His kingdom.

24. 3. The Way We
"SPEND" Our Money
VERY IMPORTANT!
Tithes & Offering

25. “You have lived on the earth
James 5:5….
“You have lived on the earth
in luxury and self-indulgence. You have fattened yourselves [hearts] in a day of slaughter.” (NIV)

26. the EASIER it is to waste it.
We are NOT TO WASTE
our wealth.
We are not to be OVERLY self-indulgent. Sometimes, the more money we make
the EASIER it is to waste it.

27. Note:
Just because you can afford something – does not mean you should buy it.
The way we
spend our money...
is it pleasing to God?

28. The Bible tells us TO….
SPEND our money WISELY!
Proverbs 21:5….
“The plans of the diligent lead to profit as surely as haste leads to poverty.”
(NIV)

29. How do you spell
“PLAN”?
B-U-D-G-E-T
Have a budget?
What is a budget?

30. BUDGET
… is planned spending.
… is telling your money where to go and when.
A wise man PLANS
how to use his money.

31. Proverbs 23:4,5.…
“Don’t wear yourself out trying to get rich; restrain yourself! Riches disappear in the blink of an eye; wealth sprouts wings and flies off into the wild blue yonder.” (Message)

32. This is planned spending!
Read again Luke 14:28….
“Suppose you want to build a tower. You would first sit down and figure out what it costs. Then you would see if you have enough money to finish it.”
(GW)
This is planned spending!

33. The Bible clearly teaches that God is concerned with...
CONCLUSION
The Bible clearly teaches that God is concerned with...  
1. How we GET our money?
2. How we SAVE our money?
3. How we SPEND our money?

34. God is concerned with every aspect of our life –
and that includes
our “FINANCES.”

35. Are you including God in your financial planning?
Are you using them
in a way that is
pleasing to God?
Are you including God in
your financial planning?
Let's pray!