1. By Mahdi, Josh, and Garrett

2.  Are risks that are caused by natural occurrences.  Can result in loss or damage of property and may cause a business to be shut down for any length of time

3.  Floods  Tornadoes  Hurricanes  Fires  Lightning  Droughts  Earthquakes

4.  Some risks that are caused by people are also called natural risks  Examples:  Power outages  Civil unrest  Oil spills  Arson  Terrorism  War

5.  Is also classified as natural risk.  Some businesses depend on weather conditions for success  Example:  Ski Resorts

6.  Companies can purchase insurance to cover certain natural risks.  Special insurance may be required to cover regional threats such as floods or earthquakes