1. The Strategic Affluence 401k Maximizer Strategy Makes It Possible To “Fill Up” Your 401k Each Year With The Most Possible Money Allowed Under Law This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

2. The Purposes Of This Video Are… To show you how to make sure you are able to contribute as much money as possible to your Strategic Affluence 401k each year using the Maximizer Strategy To show you why the Strategic Affluence 401k Maximizer Strategy can and should become a significant part of your daily financial life This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

3. Contribution Options Your Strategic Affluence 401k $51,000 Annual Limit Salary Deferral Profit Sharing Maximizer Strategy This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

4. Strategic Affluence 401k Maximizer Strategy The Strategic Affluence 401k Maximizer Strategy is a special feature of the Strategic Affluence 401k plan that allows you to personally make up the shortfall in the event that contributions from your salary deferral and profit sharing do not cause your Strategic Affluence 401k… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

5. Strategic Affluence 401k Maximizer Strategy …to reach the maximum annual contribution of $51,000. That is enough reason to learn how to use this great strategy, but the fact is that the benefits to your daily financial life can be profound. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

6. Strategic Affluence 401k Maximizer Strategy First, let’s cover a few of the specifics, then we’ll break into some of the finer and even more impressive points about the Strategic Affluence 401k Maximizer Strategy. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

7. Strategic Affluence 401k Maximizer Strategy As covered in previous trainings, there is a maximum annual contribution level for your Strategic Affluence 401k that is presently $51,000 (subject to change by the government). You’re allowed to contribute through both salary deferral and profit sharing, which provide very significant contribution potential. However, in many cases, you still won’t reach the maximum annual contribution level even if you “max out” your 401k savings via salary deferral and profit sharing strategies. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

8. Strategic Affluence 401k Maximizer Strategy If you do bump up against those limits – or even if you choose not to make your maximum contributions under salary deferral and profit sharing and thus still have room below the annual cap imposed by the IRS, then the Strategic Affluence 401k Maximizer Strategy becomes very relevant for you. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

9. Strategic Affluence 401k Maximizer Strategy It’s easiest to understand this with an example with a fictional person name “Carrie”. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

10. Example: Maximizer Strategy Carrie has completed the contributions that will be made to her Strategic Affluence 401k in the form of salary deferral and profit sharing. Her total contributions for this year equal $30,000. Carrie has a normal “savings” account with a $20,000+ balance. She keeps this account as a “rainy day”/emergency fund. Carrie deposits this money into her Strategic Affluence 401k as an after- tax contribution, up to $21,000 to meet the $51,000 contribution limit. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

11. Why would Carrie do this? Doesn’t this put the money off- limits to her? This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

12. Strategic Affluence 401k Maximizer Strategy With Strategic Affluence 401k Maximizer Contributions, 100% of your contribution is available for withdrawal at any time since it was an after tax contribution. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

13. Strategic Affluence 401k Maximizer Strategy The relevant question is: Why is it superior for Carrie to make a Maximizer Contribution to her Strategic Affluence 401k rather than use a normal account (such as checking, savings or money market)? Two HUGE Reasons… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

14. Maximizer Strategy vs. “Savings” You can invest your money in your Strategic Affluence 401k in any type of investment, from a simple savings account all the way to stocks, partnerships, intellectual property, bonds, etc. With a savings or money market account, you have only one (very tiny) rate of return that’s possible. That is a nice advantage, but the real reason to use your Strategic Affluence 401k to house your savings is this: This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

15. Strategic Affluence 401k Safety If you happen to encounter a bad situation – such as losing a lawsuit or other attacks from creditors – the money in your savings/money market account can be instantly taken from you without your knowledge or consent. There is no safety from creditors with savings/money market accounts. Your Strategic Affluence 401k has supreme safety that is guaranteed by federal and state law. If you are attacked by creditors or even, generally speaking, if you’re sued and lose a lawsuit… your Strategic Affluence 401k is safe! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

16. Strategic Affluence 401k Maximizer Strategy In a previous video, we discussed the four areas of legal protection offered by the Strategic Affluence 401k, with the Maximizer Strategy being one of the four. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

17. Example #1 …If you experienced foreclosure at some time in the past few years, or may soon experience it, you could place all of your cash into your Strategic Affluence 401k using the Maximizer Strategy, and then even if your lender gets a deficiency judgment, they can’t touch your cash! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

18. Example #2 You're the victim of identity theft. No matter your efforts, you can’t convince an errant creditor that a delinquent account isn’t yours. Somehow, the creditor gets a judgment against you. But because your cash is in your Strategic Affluence 401k, it’s beyond their reach! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

19. Example #3 As a business owner, you are a financial target for the general public. Frivolous lawsuits stemming from defective product use, class actions, deceptive advertising, etc. all threaten you, regardless of your legal compliance. But your Strategic Affluence 401k puts a virtually impenetrable wall around your financial assets. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

20. Example #4 Your financial advisor recommends that you file bankruptcy. Normal assets, such as savings accounts, will be taken to satisfy the claims of your creditors. But funds in your Strategic Affluence 401k are beyond the reach of bankruptcy! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

21. The Biggest Advantage Of Using The Strategic Affluence 401k Maximizer Strategy Is The Security It Gives To Your Cash Reserves. This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

22. And remember: If your cash reserves are substantial, and it’s not likely you’ll need all of that money in the near future… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

23. …You can invest some or all of those funds and any profits accrued will be tax-advantaged due to the use of the Strategic Affluence 401k! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

24. Bottom Line Most people have a stash of cash reserves for emergencies or a “rainy day”. With the Strategic Affluence 401k Maximizer Strategy, we believe the very best place you can keep those funds are in your Strategic Affluence 401k… This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com

25. Bottom Line …where your funds will be ready for withdrawal at any time you need, yet profoundly well protected against creditors and legal threats! This material is copyright © 2013 by SSEN LLC and is used under license by Strategic Affluence LLC. This presentation is not to be construed as legal or professional advice and is subject to terms and conditions posted at http://www.StrategicAffluence.com