1. BY: HAILEY G. STONE WHEN I GROW UP!

2. op·tom·e·trist noun noun: optometrist; plural noun: optometrists - the practice or profession of examining the eyes for visual defects and prescribing glasses/contact lenses. Average Salary $172,000 per year! + College of optometry = 4 year Bachelor’s Degree = $171,396 4 years Optometry School = $212,364 TOTAL EDUCATION = $383,760

3. $28,000.00 ($500 per month) $6,000.00 ($500 per month) Creating my lifestyle!! (Saving 20% of income!) Incidentals ($1,000 per month) Retirement ($717.00 per month) Student Loans ($2,000 per month)Taxes ($2,867 per month)Food ($1,217 per month)Utilities $490 per month) $268,000 ($1,860 per month) Mooresville, NC

4. 816 Big Indian Loop Mooresville, NC $268,000.00 purchase price Down Payment $8,040.00 (gift from Dad and Mom) Mortgage Payment $1,860 per month (includes insurance and taxes) Furnished slowly with additional savings and incidental money (budgeted)

5. Type of Expense Monthly Income Yearly Income Monthly Expense Yearly Expense Income $14,333 $172,000 taxes $2,867 $34,400 medical $150 $1,800 retirement $717 $8,600 house $1,860 $22,320 car $500 $6,000 car gas $217 $2,600 gas house $100 $1,200 electricity $100 $1,200 water $50 $600 cable $140 $1,680 food $1,217 $14,600 clothes $500 $6,000 student loans $2,000 $24,000 incidentals $1,000 $12,000 savings $2,917 $35,004 Total $14,333 $172,000 $14,333 $172,004 Monthly Savings %20% Monthly Savings w/Retirement25%

6. LEFT OVER MONEY! Travel Furniture Pets Garden Savings In my current budget, I am saving 20% ($2,917.00) of my income. That is $1,484.00 more than the required 10%. With this money, I plan to travel, furnish my new home, have pets, and a garden! However, my ultimate goal will be to put as much money as I possibly can into my savings account.