1. The EDGE Information and news that gives you an edge in the real estate business In This Week’s “The EDGE” NAR Call For Action: Stop Congress From Taking Money From Future Homeowners Houston Market Movements Get Hip to the HAR Mobile App “The Edge” is a weekly tool for managers to use to inform their agents and stay current and up-to-date with important real estate industry issues. Brought to you by the HAR Communications Department.

2. The EDGE Information and news that gives you an edge in the real estate business NAR Call For Action: Stop Congress From Taking Money From Future Homeowners Congress is considering creation of a tax on all potential homeowners and consumers looking to purchase or refinance a mortgage. The House of Representatives Transportation and Infrastructure Committee is considering legislation to reauthorize surface transportation programs and could tap g-fee revenue for transportation costs. By increasing Fannie Mae and Freddie Mac’s credit risk guarantee fees (g- fees) to fund transportation programs, this congressional action would disrupt the housing recovery. GSE guarantee fees are charged by Freddie Mac and Fannie Mae to lenders for bundling, selling, and guaranteeing the payment of principal and interest on their Mortgage Backed Securities. These fees are passed on to mortgage seekers by the lender and add to the cost of obtaining a mortgage. Take action NOW to prevent Congress from placing an unnecessary long- term burden on American homeowners: http://bit.ly/1Oc6m7Vhttp://bit.ly/1Oc6m7V

3. The EDGE Information and news that gives you an edge in the real estate business In a continually improving economy, what we might expect to happen is taking place in the national housing market. Sales and prices are generally up in year-over-year comparisons, and new listings are replenishing the market at a fairly steady clip. More sellers are still encouraged to enter the fray, as lower inventory continues to remain a point of some concern. In the Houston region, for the week ending November 8: New Listings increased 3.9% to 2,115 Pending Sales increased 9.7% to 1,588 Closed Sales decreased 17.0% to 985 Houston Market Movements

4. The EDGE Information and news that gives you an edge in the real estate business Online Webinar: HAR Mobile App The HAR Mobile App allows both consumers and REALTORS ® to search for homes for sale or lease, bookmark listings and save property searches. Members have access to their leads, listings and company’s listing inventory, as well as access to MLS data. Features highlighted in the webinar include Listing Details (such as Days on Market, Archive, Agent Full Report, Showing Instructions, if applicable, and Tax information), Search Filters, Drive Time Search, Add/Edit listings, Instant CMA, Listing Price Changes, and Get Support and Provide Feedback. Date: November 17, 23 and 30 Location: Online Time: 12 to 1 p.m. Investment: Free Register at www.har.com/eduQuestions? Call 713.629.1900 ext. 6www.har.com/edu Get Hip to the HAR Mobile App