1. VeriFone
Name
Title
Date

2. Competition is heating up: HyperCom and Ingenico are better mobilized than they’ve been in some time
VeriFone Marketing & Sales need a focused message to re-position the company on key issues 2

3. EXPERIENCE
No other company in the payment industry has more connections worldwide
Card Brands
Banks
Processors
Major Retailers
Value Added Providers
VIP’s
Systems Integrators
Telecom Providers
ISO’s 3

4. DEPTH Verix VeriCentre 4 INTEGRATED SOLUTIONS COUNTERTOP PORTABLE PIN
CONTACTLESS
UNATTENDED SOLUTIONS
SOFTWARE
VeriCentre
ENTERPRISE
SOFTWARE
Verix 4

5. DEPTH Coming Soon cDTK cTMS INTEGRATED SOLUTIONS COUNTERTOP PORTABLE
PIN
CONTACTLESS
UNATTENDED SOLUTIONS
SOFTWARE
ENTERPRISE
SOFTWARE
cDTK
cTMS

6. GLOBAL
Honolulu
Sacramento
San Jose
Mexico City
Clearwater
Miami
Atlanta
Sao Paolo
Buenos Aires
Dallas
Savannah
Toronto
New York
Paris
Warsaw
London
Bangalore
Singapore
Taipei
Hong Kong
Manila
Beijing
Spain
Italy
China
Russia
India
Turkey
Australia
Dublin
Extensive partner network worldwide, plus we have employees in over 40 countries
Thousands of channel and distribution partners, including VIPs, ISOs, Integrators, Developers…
Product Design Centers
Platform Software Development Centers
Application Development Centers
VIPs & Resellers

7. GLOBAL
Honolulu
Sacramento
San Jose
Mexico City
Clearwater
Miami
Atlanta
Sao Paolo
Buenos Aires
Dallas
Savannah
Toronto
New York
Paris
Warsaw
London
Bangalore
Singapore
Taipei
Hong Kong
Manila
Beijing
Spain
Italy
China
Russia
India
Turkey
Australia
Dublin
UNATTENDED
WIRELESS IP
CONTACTLESS
Technologies and solutions originate at different rates and in different ways around the world – VeriFone Centers of Excellence take best practices and spread them throughout the world.

8. EXPERTISE Areas of Expertise Include: Integrated Retail
Unattended/ Transportation
Payment Security
Enterprise Software
IP-Enabled Payments
Secure Wireless/ Portable Payments
Contactless/ NFC

9. EXPERIENCE • DEPTH • GLOBAL • EXPERTISE
Experienced People
Reliable Products
Leading-Edge Innovation
Deepest and Broadest Portfolio
Future-Ready Mentality
End-to-End Solutions
Global Approach
Local Execution

10. VeriFone Overview

11. Who We Are
A leading global provider of technology that enables electronic payment transactions
VeriFone Holdings, Inc. (“VeriFone”), NYSE: PAY
Founded 1981
2,300 employees worldwide
FY2007 $900 million revenue
No. 1 or No. 2 share in all our market
No. 1 share worldwide (Frost & Sullivan, 2007)
Active in over 100 countries

12. Electronic Payments :: Growth Industry
Market Opportunity
New Verticals
Payment Card Innovations
Value-Added Applications
Enhanced Security Standards
New Communication Technologies
Emerging Markets

13. Consumer Acceptance Drives Industry
Black list book
Knuckle buster
Mag strip & dial POS
Debit card & PIN pad
Check imaging & readers
Smart card & readers
Wireless systems
Ethernet systems
Contactless cards & readers
Consumer facing multimedia
Delivery
Unattended – QSR
Cell phone payment schemes
1970s
1980s
1990s
2000 and Beyond

14. EXPERIENCE
Experienced People, Reliable Products An unwavering commitment. The deepest industry knowledge. And a level of experience that’s simply unrivaled. VeriFone is the partner our customers rely on to deliver exacting solutions time after time.

15. Unmatched Heritage
Manufactured the first mass market devices working with the card associations
Most recognized global brand
Most successful product families

16. A Heritage of Leadership & Innovation
1981 VeriFone founded and incorporated in Hawaii
1984 VeriFone launches the ZON Jr, the first low-cost authorization device
Tranz 330 introduced and quickly become the best selling device in the world
VeriFone launches its international partner program
1991 Named one of America’s Best Small Companies by Forbes (also in ’92 and ’95)
1996 VeriFone enters its 100th country
Omni 3200 becomes the best selling device on the market
VeriFone launches Verix, VeriShield, SoftPay, and VeriCentre – Platform Wins Frost & Sullivan Engineering Award
VeriFone acquired by current management team – Doug Bergeron
VeriFone first to support EMV, 3DES, PED system-wide
VeriFone value-added partner program launched
Vx Solutions family launched

17. A Heritage of Leadership & Innovation
VeriFone completes acquisition of GO Software (PCCharge)
Vx 570 and Vx 610 introduced
MX 870 launched
VeriFone receives 2005 Product Line Strategy Leadership Award from Frost & Sullivan
VeriFone IPO and listing on the NYSE
Joint Venture setup with Taxitronics to create VeriFone Transportation Systems
VeriFone announces agreement to acquire Lipman Electronic Engineering
VeriFone opens international headquarters in Singapore
MasterCard and VeriFone enable “tap & go” in NYC Taxis
VeriFone introduces SecurePumpPAY
Cabcharge Australia orders 20,000 VeriFone contactless payment systems
Heartland Payment Systems leverages VeriFone managed services for tableside payment
VeriFone targets Latin America with new integrated systems organization

18. High Performance Products
The most PCI PED approved products – only manufacturer on the Council of PCI Advisors
Utilize only Tier 1 components & manufacturing
Future proof your investment with modular, rugged designs

19. Worldwide Leader in Payments Security
Proactive Stance
One of 20 Global Companies on PCI-SSC
Over 30 PCI-PED Approved Systems
Host Annual Payment Security Conference
Visit: 19

20. Committed to Exceeding PCI PED
POS-B is the more demanding & more flexible (for you) device type for PCI PED.

21. Product Evolution :: Feature Expansion
Innovation Shift
Tranz Family
“Industry Standard”
Speed & IP
“Performance and Security”
Usability
“Design Focused”
Reasons to focus on latest products: value, reliability, ergonomics, features, speed, performance … security

22. End-to-End Security VeriShield Protect Merchant Home Office POS &
MANDATES
Merchant
Home Office
POS &
Back office
Acceptance
Device
Comm. Network
Acquirers
Issuers
PCI DSS
PCI PED
MC PTS
EMV
Contactless
Local Standards
PA DSS
TRANSACTION TOUCHPOINTS
Only VeriFone will integrate all global industry security standards
SOLUTTIONS
VeriShield Protect

23. Premier Supply Chain Organization
Premier Supply Chain that guarantees a competitive advantage for our customers
World class personnel
State of the art e-SCM tools & systems
Unparalleled flexibility and cost productivity
Global, regional and local supplier alliances
Global capacity
Quality
Demand management excellence
Reliable products you can trust, and quick response to issues & questions
World-class supply chain and the largest installed base in the world

24. Market Leading R&D Investment
Experienced Global R&D Team
800+ employees in development
25+ years of industry certification and process knowledge
Note: R&D figures are Pro Forma for Lipman
and exclude stock compensation expense
Growing Investment in R&D 10 20 30 40 50 60 70
2003
2004
2005
2006
2007
Year in, year out multi-million dollar R&D investment in new AND existing products
History of Innovation
Verix, Nurit and MX operating environments
Ethernet and wireless leadership
Unattended solutions
Contactless solutions
Payment security
New Product Development
20 products in FY04
21 products in FY05
24 products in FY06
28 products in FY07

25. EXPERTISE
Depth and Breadth of Payment Solutions VeriFone leads the industry with the deepest and broadest portfolio of products and services complimented by strategic integration, industry partnerships and resources that make it all a seamless success. VeriFone offers end-to-end solutions that meet every payment need.

26. The most comprehensive set of solutions from one provider: Hardware
End-To-End Approach
The most comprehensive set of solutions from one provider:
Hardware
Software
Services
Integrated systems

27. Critical Technology at the POS
Consumers
Merchants
Networks
Service Providers
CONSUMER
Payment &
Value Added
Services
COUNTERTOP
PORTABLE
UNATTENDED
INTEGRATED
ASSOCIATIONS
Card Brands
ACQUIRERS
Banks & Processors
NETWORK
IP and
Wireless
WWW
VALUE ADDED
3rd Party

28. Retail Solution Building Blocks
Customer Facing
Devices
Gift
Card
Unattended
Stored
Value
Professional
Services
POS
Integration
Card
Authorization
Settlement
Portable
Wireless
Top-Up
Support
Hardware
Contactless
Private
Label
Software
Services

29. Product consistency from generation to generation ensures usability
Designed For Value
Product consistency from generation to generation ensures usability
Development committed to backward/forward compatibility
Continual investment in product line families

30. Products Built on 25 Years of Success
Countertop
Vx 510LE
Vx 510
Vx 570
Vx DUET
Wireless
Vx 610
Vx 670
PIN pad
Vx 800
Vx 810
Unattended
Vx 700

31. See the Difference for Yourself
Versus a competitor like Hypercom or Ingenico it’s easy to see the greater consistency in VeriFone products and the attention to design & ease of use.

32. Leading in Every Price/Functionality Segment
Hypercom T7Plus
First Data FD100
VeriFone 3730
Ingenico i5100
VeriFone Vx510
Ingenico i5310
Hypercom T4100
VeriFone
VeriFone Vx570
Countertop Market Environment
VeriFone V5
Modular & IP
Multi-Application
Single Application
VeriFone’s design consistency & product quality earned it the 2005 Frost & Sullivan Product Line Strategy Leadership Award.

33. Consumer-Facing Payment Devices
800 Series
Multimedia Impact
Peak Performance
Picture Perfect
Performance Plus
Fast transactions PLUS the creative use of rich media

34. MX800 Series :: Global Benefits
Speed the Line — Modular contactless reader
Modular Design — Investment protection
Show Off Your Brand — Customized trim plates
Integrated Privacy Shield — Recessed keypad
Reliable Stylus — Switchless design
Electronic Signatures —Accurate record keeping
Lighted Landing Strip — Encourage fast checkouts
Optional Smart Card — More flexibility
Promote Sales — High resolution advertising
Flexible Design —Supports optional scanner and printer

35. MX800 Series :: Global Benefits
Global Security Certifications — EMV, PCI, Interact
End-to-End Encryption — VeriShield Protect
Dynamic Promotions — Full video promotions
Tactile Keypad — Meets ADA requirements
Form based software — Same application can run on any MX800 product
Rugged Touch Screen — Capacitive for ultra reliability
Maximum Connectivity — Ethernet, USB, Wi-Fi, Serial, PoE
ATM Keys — Speed of entry
Software Integration — Performance, compliance, security, and interoperability.
Secure Browser — Added application flexibility

36. MX Solutions :: Unlimited Possibilities
MX Solutions is designed to empower customers in multiple points throughout a retail location
Price Checker
Pharmacy
Dynamic Promotions
Interactive Kiosk
Product Locator
Instant Credit & Contracts
Gift Card Loading
Registry
Secure Payments
Loyalty Enrollment

37. State of NH Liquor Board
MX870 Customers
State of NH Liquor Board

38. MX860, MX850, MX830 Customers

39. Integrated Payment Solutions
PAYware Solutions
Integrated Payment Solutions
Added Value Solutions
Card Management Solution for Issuers and Acquirers
Estate Management

40. Software Team Locations
R&D
Services
Support
Product Management
Sales
R&D
Services
Support
Product Management
Finance
U.K.
Ireland
Services
Support
R&D
Israel
U.S.
Services
Support
India
LAC
R&D
R&D
Services
Support
Uruguay

41. Client Services Overview
Systems
Integration
Site
Survey
Training
Priority
Exchange
Buyer
Protection
Software
Development
Key
Injection
Repair
Dispatch
Program
Management
Comprehensive Client Services
On-Site
Services
Installation
Help Desk
Software
Load
Deinstallation
One of the cornerstones of Integrated Systems success is our ability to deliver a complete solution, including any and all services required to implement the customer’s solution.
Our vision is to expand our capability next year to offer these services to our customers not only for the products that we have sold them, but for any product they have installed in their retail location.
Managed
Services
Deployment
Warranty
Asset
Management
System
Assurance

42. GLOBAL
Global Approach, Local Execution VeriFone’s unique organizational structure gives regions the agility to act locally within a worldwide network. This local-market presence, paired with global resources, translates to quick, responsive service and robust, tailored solutions for our customers.

43. Worldwide Agility
No real HQ … one of the original virtual, global organizations operating 24x7
Culture is based on commitment & determination to own the industry
Our focus is payments technology
According to Frost & Sullivan the #1 global market share leader

44. Being Local Makes Us Very FAST
Our local presence allows us to be responsive to customer needs and involved in local standards
In over 100 countries, with more than 40 sales & marketing offices
Hundreds of remote employees to cover local markets
International reseller locations number almost 90
Hundreds of integration, distribution, and service partners in the U.S. alone
Local software & certification teams ensure products work for global and local use
Distributed teams in key markets makes us very FAST

45. Future Proofing
Working with the newest, most useful forms of technology to bring them to mass markets
Partnering with unique providers to integrate key solutions
Creating sophisticated systems that change business dynamics

46. Leading Wireless Provider Worldwide
VeriFone Wireless Sales
2002
2003
2004
2005
2006
2007
2008 Est
52,308
68,890
125,958
235,803
336,631
470,000
580,000
VeriFone wireless products are certified and sold in over 90 countries
Certified with over 100 carriers

47. Our Roots in IP Leadership Enable Innovation
2000 VeriFone introduces its Internet communications.
2001 VeriFone is the first to launch a wireless multi-application payment terminal, the Omni 3600.
The Nurit 8000 with GPRS/Mobitex launches as the first portable, wireless device.
2003 VeriFone’s Omni 3600 mobile wireless payment solution is the first to utilize benefits of CDMA X, GPRS and WiFi and dial backup, all-in-one device.
The Nurit 8320 is the first and only device with GPRS, Ethernet and dial (triple comm).
The VeriFone Omni 3750 offers IP/dial dual comm.
2004 VeriFone expands its dominance of the Quick Service Restaurant (QSR) marketplace with its IP-enabled payment solutions
2005 VeriFone Connect all-in-one wireless service debuts.
VeriFone launches the VX 570, dual communications (IP/dial).
VeriFone launches the VX 670, the world’s smallest all-in-one wireless handheld payment device.
2006 VeriFone sales of VX Solutions payment systems exceed half a million.
2007 VeriFone sells 1 millionth IP terminal; over 50% of units sold are IP enabled!

48. Contactless :: The VeriFone Vision
Peripherals
TODAY
PIN Pad / Retail
Multimedia
Mobile Merchant
Tomorrow’s Contactless Products
Unattended
Multiple contactless providers
Multiple interfaces and standards
No one-stop provider
Limited integrated solutions
Cumbersome add-ons
2008 and Beyond
Collaborate with providers
Single protocol interface
VeriFone a single provider
Multiple embedded solutions
Purpose-centric designs

49. NFC = Near Field Communications
Enter NFC …
NFC = Near Field Communications
Short-range wireless technology which enables secure, bi-directional communications between electronic devices
PAYMENT
Peer-to-Peer
Smart Poster
Building Access
Ticketing 49

50. Building Unattended Systems for Every Industry

51. Example :: Software & Integration Make It Work
PIN Pad
Unattended
Device
Authorization System
Pump
Printer
Pump
Display
Etc, etc …
Keyboard

52. EXPERTISE
Expertise That Brings Innovation An unrivaled level of expertise – the culmination of VeriFone’s industry experience, global footprint and fully integrated network of partnerships and products. With great investments in R&D, VeriFone is on the leading edge of innovation, dedicated to developing new solutions that define the industry. This future-ready mentality is a key component to the VeriFone EDGE.

53. Systematic Solutions
Working with the most well known brands to recreate complete payment systems & processes
Recognized leader for petro, QSR, supermarkets, specialty retailers, and integrated retail verticals
At the forefront of the next generation of transportation payment solutions

54. Penetration Across Geographic and Vertical Markets
North America (40% of Q1 FY 07 Revenue)
International (60% of Q1 FY 07 Revenue)
Financial
Services
Petroleum
Multilane/ QSR
Government/ Healthcare
Europe
Latin America
Asia
EBT program

55. Success Breeds Success
VeriFone high-profile “wins” throughout the world illustrate our leadership position

56. VeriFone Wins :: Last 18 Months
TIM HORTONS
CANADA POST
ARGO
CHINA POSTAL SAVINGS BANK
CARA
NYC TAXI
TURKIYE FINANS
UNITED STATES POSTAL SERVICE
HEARTLAND PAYMENT SYSTEMS
BANK OF CHINA
MCDONALDS - MEXICO
CABCHARGE
CREDIBANCO