1. deliver on your best intentions

2. ensure a legacy that’s rich in family and happiness

3. confirm that your assets go where you want

4. some things to consider…

5. not naming a beneficiary may result in assets going through probate – a court supervised process make sure you have beneficiaries listed on your life insurance and retirement accounts

6. naming your estate as beneficiary may cause an asset to go through probate including specific names may be more appropriate to ensure your wishes will be met

7. minor children can’t legally control assets consider a trust to manage and disburse the assets according to your wishes

8. keep beneficiary designations up-to-date life events such as a marriage, divorce or birth of a child may require that beneficiaries be added or subtracted

9. ensuring loved ones will be taken care of, especially when we aren’t around, is one way to have a fulfilling life

10. be certain that your wishes are being met

11. protect what’s most cherished This information is provided by Ameritas®, which is a marketing name for subsidiaries of Ameritas Mutual Holding Company, including: Ameritas Life Insurance Corp., Ameritas Life Insurance Corp. of New York, Acacia Life Insurance Company, The Union Central Life Insurance Company and Ameritas Investment Corp., member FINRA/SIPC. Ameritas Life Insurance Corp and Acacia Life Insurance Company are not licensed in New York. Each company is solely responsible for its own financial condition and contractual obligations. For more information about Ameritas®, visit ameritas.com. Representatives of Ameritas do not provide tax or legal advice. Please consult your tax advisor or attorney regarding your situation. Ameritas® and the bison are registered service marks of Ameritas Life Insurance Corp. © 2013 Ameritas Mutual Holding Company, 5900 O Street, Lincoln, NE 68510