1. $13.53 Ashneil Jain Timothy Tran Mircea Cernev

2. Company Profile Largest Pawn Shop owner (332 stores) 4 sections –Pawn Lending Activities (EZPAWN) –Signature Loans (EZMONEY) –Credit Services –Payday Loan Services –Retail Activities Owns 38 pawn shops in Mexico

3. Numerical Profile Revenues = $457.40 million Gross profit = $315.88 million Earnings: $52.43 million Market Cap: 584.63 million P/E: 12.65 EPS: 1.25 52 week low/high: $10.51 – $19.25 Beta: 1.15

4. 3 Month Period

5. 6 Month Period

6. 1 Year Period

7. Why buy EZCORP Industry helped by financial crisis Quarterly earnings beat average and increased 4/5 quarters 25% projected growth increase next year Solid P/E ratio, near 52 week low Ranked 15 th in Investors Business Daily 100

8. Why Buy? (cont.) Yahoo and AOL analysts rank as strong buy Rated #1 stock in industry (Investors.com) Majority of business is extremely low risk Diversity in five areas of business