1. Accept Credit Cards Increase Sales Free Merchant Account Wireless Payments Fast, Credible Payments Power to Get Paid Internet Payments Phone Payments

2. $5.6 Trillion in Electronic Transactions in 2010 Source: Nilson Report, Dec. 2000, Issue 729

3. ProPay Empowers You To…. Accept Electronic Payments Increase Sales with Credit Card Acceptance Ensure Fast & Credible Transactions Obtain a Free Enhanced Merchant Account Today

4. Increase Sales with Credit Card Acceptance Credit Card Users Spend on Average 2.5 Times as Much as Cash Buyers Statistics of Large Direct Selling Company Average retail order grows from $28 to $58 Over a 100% increase in sales

5. Methods of Credit Card or Electronic Cash Acceptance Internet: You are selling a product to your neighbor next door. Handheld: You are out to lunch with an associate and need to split the bill. Phone: You want to accept credit cards at your garage sale. Storefront: You want to increase sales by listing products on your website.

6. Ensure Fast & Credible Transactions No Longer… –Deal with Bounced Checks –Wait for Reimbursement Checks Now… –Real-Time Credit Card Transactions –Real-Time Electronic Cash

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8. ProPay AccountCompetitors Account* Merchant Account Comparative Analyses (*The Green Sheet, September 4, 2000)

9. ProPay Empowers You To... Accept Electronic Payments Increase Sales with Credit Card Acceptance Ensure Fast & Credible Transactions Obtain a Free Enhanced Merchant Account Today

10. Sign Up Today for Your Free Account Visit Your Division’s Page at: www.propay.com/nuskin www.propay.com/pharmanex www.propay.com/bigplanet