1. Maintaining Quality at Scale for Sanitation
Leveraging existing reporting mechanisms with MFIs in Bihar, India
Arunesh singh, satya prakash choubey,genevieve kelly, aprajita SINGH

2. About Us
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7. 3Si
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8. CONTEXT India: Bihar (The Intervention State):
Of 1 Billion open defecator across the globe; 600 million live in India
Fragmented supply chain for toilets
Product gap
Toilet lie low in the hierarchy of need
Finance Liquidity and Affordability
Bihar (The Intervention State):
Population: 104 million
88.7% Rural
73 % of rural Bihar (67.4 Million) defecates in open

9. PROJECT OVERVIEW
3SI: Supporting Sustainable Sanitation Improvements through Supply Side Strengthening
$8.5m Bill and Melinda Gates Foundation
Additional funding Unilever Foundation / Domex Toilet Academy
PATH, Water For People and Monitor/Deloitte
August 2012 – 5 Years
3SI, Gates, 5 years
The sanitation crisis is due to several challenges—(1) Broken supply chain for toilets which are often expensive and difficult to acquire; (2) Low consumer demand due to the inability of government-subsidized, low quality toilet campaigns to convert need into action; and (3) Limited financing options for sanitation-related enterprises to expand their business, as well as limited financial liquidity among consumers in the market to convert household needs to purchase.

10. PROBLEM CONTEXT SOLUTION HYPOTHESIS
How does 3Si maintain quality at scale without increasing existing M & E costs substantially?
SOLUTION HYPOTHESIS
Leverage existing reporting mechanisms of its partner MFIs

11. Definition of Quality (what are we measuring) Time to delivery
Not at risk of contaminating nearby water sources (not greater than 10 feet)
Depth of the pit (not greater than 5 feet)

12. M & E Challenges in Scaling up
Ensuring Quality
Integrated MIS
Operational and Financial Sustainability

13. Intervention – Catalysing private sector credit supply
PSI
Wholesale Lending Institution
MFI
Consumer
Consumers

14. LEVELS OF MONITORING Direct Sales - Enterprise
Sales through Loan - FWWB
FWWB - Validate Loan Utilization and share with PSI
“Sample”
Validation for Toilet Construction
by Helpline
Toilet Completed data sharing to TA for
Toilet Quality Check
“Sample”
Confirmed Loan Utilization data will share to TA for
Toilet Quality Check
TA : Technical Associate

15. EVOLVING MONITORING CHALLENGES
Model B (linking with sanitation finance)
3Si
Fund Manager
MFIs
Consumer Loans
Non 3Si Business Enterprises
3Si Business Enterprises
Construct Toilets
A. Through MFIs ( consumer + sanitation Finance - Phase I ( Pilot) ex: CDOT
B. Scaling up through the Fund Manager  MFI model
Bandhan, SDS and Aarohan

16. Enterprise Financing Consumer Financing : 49 : 39
SDS : Applications : 19
Disbursed : 16
Kinara : Applications : 05
Disbursed : 01
CDOT : Applications : 25
Disbursed : 22
: 39
Consumer Financing
SDS : Applications : 1219
Disbursed : 770
CDOT : Applications :
Disbursed :
: 1259
: 807

17. PRELIMINARY FINDINGS
Time to Delivery : Significantly decreased from previous quarters. On an Average; in Q1 (2014) : 70 days took for completing toilets & in Q3 (2015) : 14 days. Distance of Pit from Water Source : Not in control, due to space constraints. Depth of Pit : Toilets meeting the quality criteria of up to 5 feet has significantly increased from previous quarters from currently up to 97%.

18. psi.org.in