2. Investigate Before You Invest Presented by the Arkansas Securities Department

3. vRegistration of Investment Professionals vRegistration of Securities vInvestigation of Complaints and Enforcement of Laws vEducate and Inform Investing Public

4.  Call our Department at 1-800-981-4429 If it seems too good to be true, IT PROBABLY IS!

5. Types of Securities STOCKS - Ownership interest in corporation BONDS - Investment in which you lend money to a corp.,govt., or municipality MUTUAL FUNDS-Company that invests in securities OTHER-Viaticals, Promissory Notes,Callable CD’s, Ltd. Partnerships

7. Risk and Return US Government Securities Options Stocks Investment Grade Bonds

8. TIPS TO SAFER INVESTING Map out your financial goals before you meet with an investment professional Know your investment professional Understand your investment Make sure that you understand your account statements Ask questions

9. BE PROACTIVE STOP COURTESY ON PHONE CHECK OUT STRANGERS WITH STRANGE DEALS STAY IN CHARGE OF YOUR MONEY WATCH OUT FOR SALESMEN WHO PREY ON YOUR FEARS MONITOR YOUR INVESTMENTS LOOK FOR TROUBLE CASHING OUT PROFIT OR PRINCIPAL DON’T LET FEAR OR EMBARASSMENT KEEP YOU FROM REPORTING FRAUD OR ABUSE

10. HOW MUCH RISK CAN YOU HANDLE?

11. WHAT ARE YOUR INVESTMENT GOALS? Safety of Principal Speculation Income Growth

12. = Lower Risk

13. Dividends Price Appreciation KNOW WHAT YOU WANT

14.  Unsuitable Recommendations 8Excessive Trading/Churning the Account 8Misrepresentation of Material Facts 8Unauthorized Trades

15. èGive Your Rep All Pertinent Financial Information èGive Your Rep a Written List of Financial Objectives èRead and Understand Everything You Sign

16. The more transactions you perform, the higher your broker’s commission.

17. NUnderstand the Investment NAsk Questions NRequest a Prospectus in writing

18. oMonitor your account oTake action as soon as possible oIt is okay to say NO- hang up