1. Success

2. Who in here wants to be successful? WHY?

3. Warm up Why don’t more people succeed? How do you know if someone is successful? How will you know if you are a success?

4. Define Success How would you personally define success? My favorite definition There is only one success... To be able to spend your life in your own way. Christopher Morley

5. Most people prefer success Usually lack the discipline and attitude necessary to succeed

6. Quotes #1 Successful people have the discipline to do what unsuccessful people will not do. #2: Discipline comes by convincing yourself that the sacrifices are worth the rewards.

7. Is Education Worth It? Education requires discipline and sacrifice. For financial success, is it worth it?

8. Opportunity Cost The cost of passing up the next best choice when making a decision. Example: college vs. no college

12. Opportunity Cost What is the opportunity cost between a HS degree and a Bachelors degree? $50,900 in college earnings -$31,500 in HS earnings $19,400 opportunity cost per year ($1,600 / mo) How much of that do you want to invest? Career

13. Money is only one measure of success Financial There are others

14. If everyone wants to be a success, How do you achieve success?

15. List as many things you believe should be done to achieve success in life

16. Suggestions for Success 1.Marry the right person This 1 decision determines upwards of 80% of your happiness (or misery) 2.Work at something you enjoy and worthy of your time and talent 3.Give people more than they expect (AND THEN SOME)

17. 4.Become the most positive person you know 5.Be forgiving of yourself and others 6.Be generous 7.Have a grateful heart 8.Persistence, persistence, persistence 9.Discipline yourself to save money

18. 10.Treat everyone you meet like you want to be treated 11.Commit yourself to constant improvement When you are green you are growing, when you are ripe you are rotting 12.Commit yourself to quality 13.Understand that happiness is not based on Possessions, power, prestige or wealth It is based on relationships with people you love and respect

19. 14.Be loyal 15.Be honest 16.Be a self starter 17.Be decisive Even if it means sometimes you do will be wrong 18. Stop blaming others. Take responsibility for every area of your life

20. 19.Be bold and courageous. When you look back on your life you will regret the things you DIDN’T do more than the ones you did. 20.Take good care of those you love 21.Have a goal(s) in life!!! 22.Don’t do anything that wouldn't make your parent's proud!

21. NEFE National Endowment for Financial Education

22. If you fail to plan then plan to fail.

23. S-M-A-R-T GOAL CRITERIA S pecific M easurable T ime-Limited R ealistic A ttainable 1-G

24. SMART Goals S pecific…….. M easurable… T ime-Limited.. R ealistic……. A ttainable….. “Pay for lodging, transportation, meals for a 5-day trip to Washington, D.C.” “$300 through fundraising, $50 from birthday money, save $25 a week.” “If I stick to my plan, I’ll have the money when I need it.” “I still have enough money to live on while I work toward this goal.” “I need to have all the money by 6 months from now.” 1-H