1. Indiana ChildCare Association Laven Insurance Agency P. Timothy Manring

2. Tim Manring – Account Executive Sharon Wharton – Customer Service Rep Steve Webster – Benefits & Pre-Paid Legal Meet Our Staff:

3. The Company We Use AM Best – A+ Superior Wards Top 50 Insurance Companies www.westbendmutual.com

4. Available Coverage –Auto –General Liability –Workers’ Compensation –Crime –Property –Inland Marine –Umbrella –Home, Auto & Personal Umbrella Childcare Insurance

5. Childcare Facilities Eligible Risks –Licensed –Certified –Registered –Group or Family –Indiana Child Care Association Members

6. Childcare Services Approved Programs/Services –Drop-In –Head Start –Before and After School Care –Pre-Schools –24-hour Childcare Centers –In-home Family Childcare –Commercial Group Centers

7. Liability Coverage –General Liability $1,000,000 per occurrence $3,000,000 general aggregate –Employment Practices Liability –Not-for-profit D&O Liability –$10,000 Medical Payments –Umbrellas up to $5,000,000 Childcare

8. Coverages Specific to Childcare –Professional Liability –Abuse and Molestation –Abduction –Professional License Review –Water Activities - option –Dog/Cat Liability - option Broadest Protection

9. Critical Property Exposures Business Income & Extra Expense –12 Months Actual Loss Sustained –Loss of Profits –Continuing Payroll expenses Systems Breakdown Personal Property Coverage

10. Home & Highway

11. If daycare is insured, we can write the homes & autos subject to normal underwriting considerations. Package program offering homeowners and auto coverage Personal umbrellas up to $5,000,000

12. Broad Protection Blanket Limits on Home Guaranteed Replacement Cost Replacement Cost on Contents Auto Med Pay - $5,000 Rental Car Coverage $30 day

13. Identity Theft $15,000 coverage Attorney Fees Lost Wages for time spent Long distance bills, notary, and certified mail expenses Loan reapplication fees

14. Travel Net 24 Hour Roadside Emergency Service up to $150 per incident Emergency Travel Expenses - $250 Does not count against your Premium Value Award

15. Premium Value Award 5% of your earned Home & Highway Premium is returned to you each year you do not present a claim. That money is returned to the policyholder and can be used any way they want!

16. Pre-Paid Legal Protection

17. Have You Ever? Signed a contract or document you hadn’t fully read or understood? Had difficulty collecting money from customers? Wanted to have a resource for any business or legal question? Set up a Will, Living Will, Durable POA, or Health Care Rep Agreement?

18. Stop struggling and start protecting your family and your business!

19. Pre-Paid Legal Services Monthly Fee Schedule Standard Family Plan - $17/Month ……………………………… Expanded Family Plan - $26/Month ……………………………… Identity Theft Rider - $9.95/Mo. Home Based Business Plan - $40.50 per month (max of 3 ee’s) ………………………………… Legal Plan for Self Employed - $49.00 per month (max 8 employees)

20. Health Insurance

21. Health Care Individual Medical Group Medical Health Savings Accts Life Insurance Dental Long Term Care AFLAC Annuities Trip Cancellation Vision Disability Insurance

22. ICA Benefits

23. ICA and Laven You are a small business… as a member of the ICA, you are now part of a larger group that has more power to negotiate discounts and get things done. The ICA is there fighting for you. Laven is there to help protect you.

24. SummarySummary

25. In Summary… Home, Auto and Daycare coverage without the fear of being cancelled just because you have a day care in your home @ competitive rates!. The best available protection for your ChildCare Business as well as your Personal Home & Auto

26. In Summary Pre-Paid Legal Expense Plan to help protect your family and your business is available with lower fees to ICA members Health Insurance Products Available Join the ICA – It Pays!

27. Childcare Program Questions?? Call or email Tim Manring Laven Insurance Agency 2628 S. Michigan Street South Bend, IN 46614 1-800-552-2910 1-574-291-8505 fax number timm@laveninsurance.com

28. Want to get a quote? You can download the Childcare application from www.indianachildcare.comwww.indianachildcare.com You can also download the home and auto supplements needed to quote home & auto Fax or mail them to Tim Manring OR just give us a call! 1-800-552-2910

29. Thank You!