1. www.gain2unetwork.com © 2012 Global Advertising Internet Network Limited

2. Opportunity GAIN requires experienced Business Consultants to recruit Global Suppliers, Manufacturers, Wholesale Merchants. Apply now at gain2u.nz@gmail.com.gain2u.nz@gmail.com Relist unwanted purchased items for FREE on the Auction. List Business Classifieds in the Advertising Network. Protect your assets and put your CASH into CREDIT by opening an investment/savings account to save for big ticket items like houses, cars, boats, travel, lifestyle, etc. Attend (CONG) Coffee Outbreak Network Group promotional speed networking events to increase sales and profitability or to simply get direct access to products and services at discount prices. Businesses and Community Fundraising Projects can now acquire funding at http://www.fourcornersalliancegroup.com/?a=gain2u and https://wesharecrowdfunding.net/gain http://www.fourcornersalliancegroup.com/?a=gain2u https://wesharecrowdfunding.net/gain Turn CASH into GOLD at www.karatbars.com/?s=gain2uwww.karatbars.com/?s=gain2u

3. Benefits Everyone has equal opportunity to create wealth. The more people you introduce, the more you earn. You can personalize your own back-office account. You can have multiple accounts and there is NO age limit. You can build a scholarship fund for your child’s education or a retirement fund for the growing elderly. You can leverage off your customers membership fees to support your business venture and lifestyle. Network with your local business community. Meet new people and make new friends. Crime can be minimized by industry growth and economic development. Move your CASH Savings and investments from the Public into the Private and use Credits for tax-free personal purchases. © 2012 Global Advertising Internet Network Limited

4. Obligations You must introduce 1 new financially active member a month if you are between 18 years and 67 years of age. You must ensure all fees, subscription or dues are up to date and paid in full. You must spend a minimum of 50% of all commissions or rewards on products and services within the GAIN Advertising Network or risk losing this portion to the company. You are rewarded to shop. You must pay taxes on Cash and business transactions. All other transactions a tax-free. You must always abide by the company rules, policies and procedures, ethical marketing, terms and conditions of your membership. If you default on any payments, your account will be suspended. 3 strikes your account will be terminated. Accounts must be bought up to date with fee schedules but you will lose any commissions due on suspended accounts. All transactions must be honourable or you risk suspension. The 3 strikes rule applies. Anyone who commits a felon/crime whilst a member will be terminated and risk losing their account value entirely. © 2012 Global Advertising Internet Network Limited

5. Fees Membership PlansAdvertising Plans Free £0 pwBronze £5 pw1 Listing Bronze £10 pwSilver£20 pw5 Listings Silver £20 pwGold£30 pw10 Listings Gold £50 pwDiamond£40 pw20 Listings Emerald £100 pwPlatinum £100 pwUnlimited Sapphire £200 pwFeatured Ad£3 per Ad pw Diamond £500 pwHome Page Ad£10 per Ad pw Platinum £1,000 pw Success Fees Classified Network0% Auction £0-£1997.5% £200-£1,1995.0% £1,200 and over2.5% CONG Business Ticket£25 per meeting Negative/Debit Balance10% of amount. Transfers10% of amount. © 2012 Global Advertising Internet Network Limited

6. FAQ’s 1. Who is GAIN? Global Advertising Internet Network (GAIN) is a private and exclusive 24/7 online commercial and consumer crowd funding referral shopping network designed to create value for individual members by sponsoring new members and earning 10% to 70% donations from all personally introduced members subscription fees. Join FREE and Upgrade to be rewarded. This enables members to receive regular weekly contributions to support product and service exchanges within the classified advertising network and auction bidding sites. Classified Advertising Plans are priced on the quantity of items listed. 50% of all contributions are allocated to product and service exchanges within the network. 2. Who is CONG? Coffee Outbreak Network Group is a private and exclusive commercial network group who meet regularly to promote, trade, barter, purchase, exchange and speed network together to improve sales, profit, import and export to build a global economy of international traders. It is FREE to join but every meeting has a charge to participate with the program and for the meal that will be supplied. 3. What is GAIN Global Trader? GAIN Global Trader is a separate on-line classified and bidding auction site developed to move products and services and to create a global trading platform for commercial advertisers and individual consumer members of the GAIN 2U Network. If you are an advertiser, you will need an active PayPal Account to ensure there is enough credit for any success fees that need to be covered, by topping up your account with currency equal to (GBP) Great British Pound. It is FREE to list most products on the auction site. If you are a purchaser, you must ensure that your transaction and exchange is completed within 3 days nationally or 7 days internationally. This is done in private between you and the advertiser. Deliveries can be arranged at a cost to the purchaser and payments can be made to the advertisers elected bank account or credit-line to settle the transaction and exchange. Transactions can be in cash or credit exchange. Success fees range from 7.50% for items sold £0 to £199, 5.00% for items sold £200 to £1,199 and 2.50% for items sold over £1,200. Credits can be transferred to your trading account from the Gain2u Network by voucher code to make a purchase of any listed items.

7. 4. When were the businesses established? Coffee Outbreak Network Group was established on 21st September 2011 and Global Advertising Internet Network was established on 26th January 2012. The GAIN Global Trader is for businesses or traders to list, buy, sell, barter, trade and promote products and services world-wide. The Gain2u Network is for members who want to receive weekly contributions to support their new product or service business venture. 5. Do I need to have a PayPal account? YES. Simply go on-line to www.paypal.com and enter your details. Select your country, language and the account that best suits your activity. Complete the application process, agree and create your account. You will need a debit or credit card to complete the process. 6. What are the different payment methods? We currently accept payments via Pay Pal, Credit Cards, Debit Cards, Direct Credit, Bank Transfers, Automatic Payments and back-office voucher and e-wallet payments. 7. How do I join? Simply go on-line to www.gain2unetwork.com and click on Register, then enter your details. Join a Plan and submit your application. Ensure your information is true and correct as you may be required to verify your email address from a link sent to your email account or spam folder. Either, click on the link or login using your username and password and complete the application process. In the back-office account settings you can make a payment or upgrade your membership plan to start introducing people to earn credit rewards. You would need a PayPal account already setup to credit and activate your account with currency to the value of (GBP) Great British Pounds. Our credits are currency-backed.www.gain2unetwork.com Simply go on-line to www.gain-global-trader.com and click on ‘Become a Member’. It is FREE to join and just requires your true and correct information to be inputted. You would need a PayPal account already setup to credit and activate your account. Advertisers must always be in credit to cover any success fees on any sales. Purchasers must credit their accounts with currency equivilent to (GBP) Great British Pound from PayPal or transfer credit from their Gain2u Network e-wallet account by voucher code to cover any purchases.www.gain-global-trader.com

8. 8. Who can join? We do not have any restrictions to age, gender or ethnicity, so anyone can join. However, if you are a minor under 18 years of age, you will require parent or guardian consent. You may also have restrictions with banking facilities when applying for a debit or credit card and opening a PayPal account, so it may require a guardian to consent to making application themselves. 9. Can I have multiple memberships? Yes, GAIN & CONG allows, you to own as many memberships as you want expanding the ground to earn more rewards and earn as much referral trade/barter credits as you desire. You can even sign up under yourself as many times as you like, providing you meet the weekly recurring service fees and obligations for each membership. Therefore, there will never be any saturation point. 10. What are the obligations of the membership? Introduce new members on a weekly basis if you are between the ages of 18 years and 67 years. Ensure all financial dues are up to date. These include your weekly membership and advertising plan fees. Spend no less than 50% of your credits accumulated from introducing new members within the advertising network or auction sites on products and services, otherwise you risk losing them.

9. 11. How fast can I get started after I sign up? After the approval process you will receive an email and password to access the Online Members Login Page. You must verify your email address and once a member, you can start earning referral trade/barter credits from every payment plan, providing you are in a membership level equal or greater than your referral and by referring people to purchase our advertisers products and services. Simply invite your social network from your back-office with a Banner link, Email Referral Link, or Text Code and you are ready to start sponsoring people. 12. Do I need to sell any products? We encourage all members to list and sell their own products and services to build up their credit rewards. However, all you have to do is to refer people to join as members and increase consumers that earn weekly recurring referral trade/barter credits to purchase from the Global Advertising Internet Network, GAIN Global Trader or in a CONG Private Business Meeting with trade/barter credits and benefit from the discounts on sales from products or services that have been advertised by our Commercial Advertisers. Every member is required to exchange a minimum of 50% of their credit rewards for products and services to improve global trade and rebuild our global economy. 13. How does it work? Join a plan and start introducing people to earn credit rewards from personally sponsored member subscription fees when you upgrade through the payment plans. Introduce as many people as possible in the shortest possible time. Ensure you make your weekly contributions to you're membership subscriptions and ad plans. Exchange a minimum of 50% of the credits earned on products and services within the network or risk losing them.

10. As an independent business owner you can list, trade, barter, promote and exchange products or services and only pay a success fee on items sold. Advertising Plans are based on the quantity of items listed within the internal classified advertising network. It is free to list most products in the auction bidding site. Success fees are charged on items sold only, unless you have listed a classified advertisement. Additional fees may apply on other features offered. The success of the system relies heavily on all consumer and commercial advertising members participating in the crowd funding program. 14. What are the Membership Plans? Login to your back-office using your username and password. Click on Account settings and choose a Membership Plan of your choice or upgrade and pay by the PayPal payment gateway or credits from your e-wallet account. FREE Plan – Costs 0 Credits/£0 GBP and earns 0% which equals 0 Credits/£0 GBP from every personally sponsored member you introduce. Bronze Plan - Costs 10 Credits/£10 GBP and earns 10% which equals 1 Credit/£1 GBP from every personally sponsored member you introduce. Silver Plan - Costs 20 Credits/£20 GBP and earns 20% which equals 4 Credits/£4 GBP from every personally sponsored member you introduce. Gold Plan - Costs 50 Credits/£50 GBP and earns 30% which equals 15 Credits/£15 GBP from every personally sponsored member you introduce. Emerald Plan - Costs 100 Credits/£100 GBP and earns 40% which equals 40 Credits/£40 GBP from every personally sponsored member you introduce. Sapphire Plan - Costs 200 Credits/£200 GBP and earns 50% which equals 100 Credits/£100 GBP from every personally sponsored member you introduce.

11. Diamond Plan - Costs 500 Credits/£500 GBP and earns 60% which equals 300 Credits/£300 GBP from every personally sponsored member you introduce. Platinum Plan - Costs 1,000 Credits/£1,000 GBP and earns 70% which equals 700 Credits/£700 GBP from every personally sponsored member you introduce. 15. What are the Classified Advertising Plans? Login to your back-office using your username and password. Click on Ads and choose a plan based on the quantity of items to be listed and pay by the PayPal payment gateway or credits from your e-wallet account. Bronze Plan – Costs 5 Credits / £5 GBP and allows you to list up to 1 item. Silver Plan - Costs 20 Credits / £20 GBP and allows you to list up to 5 items. Gold Plan - Costs 30 Credits / £30 GBP and allows you to list up to 10 items. Diamond Plan - Costs 40 Credits / £40 GBP and allows you to list up to 20 items. Platinum Plan - Costs 100 Credits / £100 GBP and allows you to list unlimited items. Featured Ads – Costs 3 Credits/£3 GBP per advertisement. Home Page Promotions – Costs 10 Credits/£10 GBP a week. CONG Business Meetings – Costs 25 credits/£25 GBP a meeting. (Includes Meal)

12. 16. Is there any other additional costs? Qualified Member Fee – Costs 1 credit/£1 GBP to qualify you're membership when you miss your weekly payment plan. This can only occur a maximum of 2 times a year. The rule of 3 strikes you’re out applies. Accounts may be suspended or terminated at the sole discretion of the company, with or without notice. It pays never to miss you're payments otherwise you jeopardize risking it all. 17. How do I pay for items listed in the Advertising Network? Simply login to your back-office using your username and password. Use accumulated credits from your e-wallet, e-voucher codes or PayPal to pay for items of interest. 18. How do I pay for items listed in the GAIN Global Trader? Simply login to your GAIN Global Trader account and when you choose an item of interest you can use your credits from your trading account or go to PayPal and pay for it. If you have insufficient funds in you're gain global trader account, you can request a voucher code from your GAIN 2U Network e-wallet account to credit the GAIN Global Trader trading account with credits to cover the costs of the success fees and the cost of any items of interest. Remember, all transactions, transfers and exchanges will incur a 10% KOHA that is filtered back down to infrastructure and humanitarian projects.

13. 19. Why should I attend CONG Private Business Meetings? A team of company representatives conduct live structured and organized Private Business Meetings for Commercial Advertising Members to meet for coffee and breakfast to promote their business products and services in person to GAIN Consumer Members to get referrals that lead to sales with GAIN Consumer Members that have earned referral trade / barter credits by sponsoring NEW Members. Commercial Advertising Members are encouraged to build a network of other Commercial Advertising Members and Consumer Members to earn weekly recurring referral Trade Credits. By referring and earning, they can exchange, trade or barter, products and services from other Commercial Advertising Members in our live private business meetings and this keeps business in-doors and boosts moral with other Members. Commercial Advertisers can also recruit consumer members by offering employment opportunities or contractual agreements. Choices are limitless. Commercial Advertising Members, promote, trade & barter their products and services in a 60 second presentation that teaches you more about their business and the products and services they offer to pique a consumer members interest to buy their items for sale. Consumer Members are guaranteed to spend a minimum of 50% of their trade / barter credits to exchange for products or services within our business and the other 50% can be in accumulated credits, currency or deposited with Central Finance & Investments LTD for big ticket items like houses, luxury toys and lifestyle. All transfers incur a 10% Exchange Fee (KOHA). Trade / Barter Credits cannot be used at any non-participating Retail Outlets. It is a place to network and trade with other Commercial Advertising Members and Consumer Members with an opportunity for Commercial Advertisers to offer employment opportunities and/or contractual agreements to assist with their business growth and speed network with other independent business owners in your local area or giving you the opportunity to trade internationally with ease.

14. There is a GAIN and CONG Referral System, 10-minute presentation at every meeting for your guest visitors to get an insight into how the Referral & Loyalty Rewards Program works. To maximize the benefits it is recommended to attend such workshops. You become more encouraged to participate in the program when you see your Local Chapter's Membership increasing and other (FAM) Financially Active Members, actively participating just like you. Remember that if you were consistent and invited a NEW Member to join every week without fail you would be earning compounding weekly recurring referral trade / barter credits for as long as everyone stays qualified and keeps paying their service fees. 20. What should a visitor expect at a CONG Private Business Trade & Barter Meeting? You will be expected to pay a due of 25 Credits/£25 GBP for the meeting you are attending by going online to purchase a Private Business Ticket in the advertising area of the website under category subscriptions or paying at a Business Meeting directly. If you join you will have the opportunity to speed network with other independent business owners/commercial advertisers and consumers/members and you will be given the chance to put some personalized business cards in the back of the members, business card file box. Our Chapter's Leadership Team will be introduced to you and you will be introduced to the team. You will receive a roster with commercial advertising consumers/members information on it or if a new chapter is being established, you will receive only the current members list as the chapter’s membership reaches capacity.

15. All commercial advertising consumers/members will introduce themselves and their company, give a 60 second commercial about their business and define the type of referral they are looking for, as specifically as possible. They tell short stories, show things, provide samples of their product or service, sing, whatever, to create an indelible memory for you to purchase their product or service with referral trade/barter credits earned from referring new memberships to the GAIN Referral System. As the "commercial" triggers a "you should talk to X", members will complete referral slips, which are available on the table. You are encouraged to do the same. This referral can be yourself or someone you know that may be looking to purchase a product or service within the group at the local CONG Private Business Meeting you are attending. When commercial advertising members have finished, the consumer members who are commercial/consumers and who want to join as a commercial advertising consumer/member will have the opportunity to give a 60 second introduction of themselves and follow the above routine. Some internal business will be conducted - upcoming events, speed network events, trade BBQ events, Public Career Evenings, recognitions, etc. We also conduct the pledge ceremony with new commercial advertising consumers/members. A Network Card will be handed around to every member to arrange appointment times and dates for members to associate, get to know each other and do business, outside of the Private Business Meetings for extra activities. There will be a 10-minute presentation on the GAIN Referral System and occasionally on our Affiliate Companies and their products and services to encourage network growth with our invited visitors to join as new (FAM) financially active members. Then... the real reason we get together... Referral Time! Each person stands, introduces themselves again, and give any referrals they have. Members get the opportunity to personally purchase products or services with the referral trade/barter credits at these meetings.

16. Visitors will follow in order with the group and when it is your turn you may give referrals, purchase products and services or simply comment on your reactions to the meeting and you can connect with your referring sponsor to take the initiative to join the GAIN Referral System so you can start earning referral trade/barter credits. 21. Can I promote more than one business in a CONG Private Business Meeting? No, you can only promote one primary, personally owned business in any CONG Private Business Meeting you attend. This includes visiting other Chapters. If you have multiple memberships you would need to organize a Substitute to present each different business. This way you are looked upon as a reputable business and not a scam artist. We build relationships based on trust, honor and a loyalty program. However, you can promote or recommend any other Advertising Consumers/Members business in your own Chapter or any other Chapter anywhere in the world. 22. How do I know new commercial members are reputable? The application asks for references and we have a membership committee that checks them. Its word of mouth, so before a potential commercial member even comes to our meetings they had to have spoken to someone or been invited or referred by someone in the group. Everyone has to have a sponsor, or they join admin, and the sponsor interviews the applicant. It is the responsibility of the sponsor to make sure that the commercial is a reputable person or company before introducing them to the GAIN and CONG Referral Systems and everyone is subject to rules, protocols and recommendation, terms and conditions, privacy policies of each Chapter and above all the GAIN and CONG Ethical Marketing Standards.

17. 23. What if a Commercial Advertising Customer/Member gets a referral and does poor work? We have an ethics committee and it is imperative that anyone who gives a lead and finds out it was not satisfactorily handled must report that to the membership committee, who will investigate. A breach may constitute a stand-down period to rectify the problem and if a severe breach occurs, it may constitute suspension to rectify or termination from the network entirely and a loss of any further entitlements. 24. What are my basic requirements as a consumer member? To personally refer new members who become (FAM) Financially Active Members every week. The company will be vigilant on this aspect of your business. We do recommend you refer as many people as you can in the shortest possible time to cover all your expenses and earn rewards that make your business profitable. We are a Business Advertising & Membership Referral Support Network that relies heavily on the efforts of our Consumer and Commercial Advertising Members consistently referring New Memberships to earn rewards and shop with our participating Advertisers. Any credit rewards (donations) members receive must have 50% allocated to product and service purchases and the other 50% can be in accumulated credits or currency. We expect our members to keep business in-doors before venturing out to non-participating Retail Outlets. This also increases business activity, sales, credibility and moral amongst fellow members who can also be commercial advertising members. To upgrade to the Platinum Membership Plan in the shortest possible time frame. This is to earn higher weekly recurring referral trade/barter credits (donations). It is recommended that you upgrade to a level equal to, or greater than your sponsored member, to benefit from the correct referral trade/barter credit structure. To ensure all service fees, membership fees, advertising subscriptions and dues are up to date and paid in full. It is your responsibility to make sure they are paid on time, either by on-line auto debit, automatic payment authorities, credit/debit cards payments or weekly recurring PayPal payment schedules, otherwise you may risk losing all entitlements and being terminated from the system.

18. To respect all fellow members by complying with the rules, protocols and recommendations of our online Terms and Conditions, Privacy Policy, Frequently Asked Questions, Rules & Regulations and always abide by our Ethical Marketing Standards. Members may be suspended or terminated for breach of conduct pertaining to any serious criminal convictions attained during the term of their Gain 2U Network Agreement. The behavior of our members reflects upon all members within our network. This will go under review with our Committee and Global Advertising Internet Network reserves the right to reject any member at any time, with or without reason on this matter. This may mean the loss of entitlements and termination of your membership(s) entirely. This system was designed for building business trade, so we allow up to 50% currency exchange and the other 50% in product and service Trade and Exchange. Long-term investment savings can only be spent on products and services listed with our Group of Companies who list big ticket items like residential housing, commercial or industrial buildings, vehicles, luxury toys, businesses ventures, franchise investments, boats, mobile campers, lifestyle etc. 25. What are the benefits for consumers using GAIN? Consumers can benefit by shopping from the GAIN Online Shopping Portal, GAIN Global Trader or a CONG Private Business Meeting, from the discounts and rebates offered by the company and the referral rewards for introducing people who purchase products and services advertised by our Commercial Advertisers. Any credit rewards members receive must have 50% allocated to product and service exchanges and the other 50% can be in accumulated credits or currency. Members can become a Re-Seller of Products they purchase as a Business for profit. As an (IBO) Independent Business Owner there are advantages being in business.

19. They can attend CONG Private Business Meetings to redeem their Trade/Barter Credits for products and services that are discounted or on promotion by our Commercial Advertising Members and they get to network with other members in our Global Network. They can also benefit from inviting NEW people to the live meetings to watch the 10 minute presentations on the GAIN & CONG Referral & Loyalty Rewards Program to be encouraged to join our Global Network. 26. What are my basic requirements as an Advertising Customer? To comply with the basic requirements of a consumer member. To commit to a marketing success fee of up to 7.50% of the gross sale price of any item advertised within the GAIN 2U Network and in the CONG Private Business Meetings. Products and services can receive more attention, exposure and branding when promoted on the home page for a small weekly cost of 10 credits/£10 GBP. Attend all CONG business meetings and if absent, have a substitute stand in for you. Three absentees for commercials in a one year period will force your position to become vacant and may be replaced with the same type of business. Never be late for any meeting as we have an agenda that must be met. Lateness will be marked down as an absentee. Questions & Answers can be given after the meeting with your sponsor and / or the leadership team and not during the meeting. We do not tolerate outbursts in our organized meetings. To start referring all your customers, business colleagues, business associates and all your social networks to join the GAIN 2U Network, GAIN Global Trader, PayPal, Crowd Funding, Karatbars International and Affiliate wealth programs. To ensure all advertising fees, service fees, memberships, subscriptions and dues are up to date and paid in full. It is your responsibility to make sure dues are paid on time with top-ups, either by on-line vouchers, automatic payment authorities, auto debits or credit/debit cards with PayPal weekly recurring payment schedules, otherwise you may lose all entitlements and be terminated from advertising in the GAIN 2U Network, GAIN Global Trader and CONG Private Business Meetings, anywhere in the world.

20. 27. What are the benefits for Commercial Advertising Members using GAIN? Members can refer people to upgrade through membership payment plans to earn weekly recurring referral trade/barter credits and to build a network of consumers for future potential sales from the Online Shopping Portal, GAIN Global Trader and CONG Private Business Meeting. They can also exchange their trade/barter credits with other Commercial Advertising Members to be redeemed for products or services or bank them with Central Finance & Investments Limited to save for big ticket items like houses, luxury toys or lifestyle. Members can attend the CONG Private Business Meetings to promote and sell their products or services to get referrals that may lead to sales or benefit from networking with other business professionals, taking advantage of members buying privileges and participating in a local chapter’s activities at a cost of 25 Credits/£25 GBP per meeting that includes a meal. Any credit rewards members receive must have 50% allocated to product and service exchanges and the other 50% can be in accumulated credits. Advertising Members who own or manage Retail Stores with many items have the option to list unlimited items on our Unlimited Advertising Package for 100 Credits or £100 (GBP) a week. 28. What are ways to fast track my network? Get a few friends together and open a group commercial advertising member’s account. Each individual must become a GAIN Consumer Member at a Bronze Membership level. You will need to all become active business owners and start your own promotion at new venues with CONG. This way you will gain more market penetration. Make it a habit to get everyone to join and upgrade to the Platinum Membership Level. At this level they would make 70% of the service fee from everyone they sponsor/refer who also upgrades to the same plan. As an example they would earn 100 Credits/£100 GBP every week on every person they personally introduce. The more people you introduce, the more rewards you earn. It's as simple as that.

21. Collect business cards and talk to everything that walks and talks and gather contact details to follow-up on to create a client database. Direct people to the GAIN 2U Network and GAIN Global Trader websites by your Email Referral Link, Text or Banner Link. Create a group membership account with Group Spaces for email mail-outs and keeping up to date with current affairs of the Gain2u Network at http://www.groupspaces.com/gain2ucashclub. http://www.groupspaces.com/gain2ucashclub Join Linked In, Facebook, Twitter, branch out, Google Plus, Foursquare, Chamber of Commerce, Blogger, Xing, Talent.Me, Group Spaces etc, and set up your social media marketing to be directed to the GAIN 2U Network website URL at http://www.gain2unetwork.com and If you are an advertiser you can also direct your network to your own product or service you are selling in the auction bidding site at http://www.gain-global- trader.com.http://www.gain2unetwork.comhttp://www.gain-global- trader.com Our Moto is ‘Together Everyone Achieves More’ (TEAM), so partner up for a team effort! Working together in a group scenario will always help your business network grow quicker and more sales are made from more referrals. This also encourages you to remain committed to the growth of your business. Attend your local CONG Private Business Meetings with visitors and use your referral trade/barter credits to purchase products and services from Commercial Advertising Customers/Members and encourage your visitors to participate and join and to duplicate what you are doing. Connect with Non-profit organizations and fund-raisers as well as your local community. Go to community events and make regular connections with commercials and consumers. This can be done by attending trade network events and public career evenings. Become a direct marketer visiting businesses and consumers at their doors. Invite them to a Local CONG Chapters to let them experience the vibe and what we have to offer. Hold meetings at designated FREE venues like McDonalds to present the business opportunity.

22. 29. What are the different ways of generating income? Getting paid to refer people and introduce memberships has never been easier online. Joining FREE allows you to get to know how the GAIN Referral System works. It is also a small windows opportunity to start referring commercial advertising customers and new referral members. If you have your own website, after you have registered, It's as simple as pasting our Text Link or Banner into the pages of your own website for people to register or simply paste the Referral Link into an email to send to your friends, family and social network. Please remember that you will receive referral trade/barter credits ONLY when you become a paying member. You can start networking with other Independent Business Owners in the CONG Private Business Meetings and contracting your services with job opportunities they might be offering. Join for FREE and when you upgrade to a financially active membership status you can start earning referral trade/barter credits on all personally sponsored people. CONG offers business opportunities on-line with micro franchising and job opportunities with other affiliated companies that sell products or services and pay tiered level compensation plans for business builders. NO multilevel marketing companies or any of their representatives can market their products through GAIN and CONG organizations, unless authorized by the owner/founder of this business. Join the Affiliates below: http://www.the4csolution.com/lcp/message-pop2/gain2u http://www.wesharecrowdfunding.net/gain http://www.karatbars.com/landing/?s=gain2u 30. Can I promote other Network Marketing Companies? No definitely not. If you are with any other network marketing company or you own your own network marketing business, you cannot promote that business unless you get strict approval from the Founder of this Business. You must first let CONG Headquarters know immediately upon joining and on approval you must join again directly under GAIN and CONG Headquarters/Admin direct. Any cross-recruitment is deemed to be a serious breach. Termination and black-listing in the GAIN and CONG global website is inevitable and this will be advertised on our websites.

23. 31. Is this a Pyramid? NO, we are not a multilevel marketing company or have tiered commission structures. Instead, we are a one level ONLY affiliate referral company that pays trade/barter credits for referring financially active NEW Consumer and Commercial Advertising Memberships with the GAIN and CONG Referral System. We do however have Affiliate Partner that do offer tiered revenue streams. 32. Is there any guarantee that money would be made? GAIN and CONG or any of our Affiliated Companies do not give any guarantees that you would make excessive amounts of money. It is only through your own personal efforts and your ability to social network and being committed to strengthening your business that leads to success. Please refer to the earnings disclaimer provided on this website. 33. How are items listed on the On-line Shopping Portal? There are Consumer Membership and Commercial Advertising Packages available at a cost. After the approval process your item will be listed in a category and in order of time placement. To create more sales, may require a promotional listing to give you better company exposure and brand awareness. If you would like to have featured, home page ads, more information or higher rankings for your listed items there will be further costs. 34. What do I do if I have a dispute about a member in GAIN or CONG? We believe in solving any dispute quickly to avoid moral breakdown by first you trying to sort it out with the person involved. If unsuccessful, then approach your sponsor or venue leader. If still unresolved, then it would resort to GAIN and CONG’s disputes resolutions committee dealing with the dispute and suspension to rectify or termination would be pending upon proof of serious misconduct or any other serious breach.

24. 35. What is a (FAM) financially active member? A (FAM) financially active member is a member that is up to date with all their service fees, memberships, advertising subscriptions and dues and an active member is a member that is attending the CONG Private Business Meetings at least once a week and referring new financially active members every week that exchanges 50% of their credit rewards on products and services within the network, as a minimum requirement. 36. When do I get paid? As soon as you have referred a NEW Member and they have made their service fee payment through a weekly automatic payment authority or another form of recurring weekly payment schedule, rewards can be available and can be accessed immediately upon cleared funds in the company's bank account and deposited into your back-office e- wallet account. Advertisers must have enough credit in their e-wallets to cover the success fee of 7.5%, 5.0% or 2.5% of the values of any items listed. Consumers can apply for a voucher code for the remaining balance and email it to the advertiser to redeem or use another payment method acceptable to the advertiser. 37. How do I know when someone has joined me? First, before anyone you refer joins they must enter a sponsor’s username or sponsors number. This determines who referred that particular person and you would receive an email notification. In a members back-office genealogy area you can view your sponsored members and who has recently joined you.

25. 38. What happens when Members don't pay their Service and Advertising fees or sponsor any new financially active member each week? It’s a simple answer. All rewards stop, including the right to advertise. If a member fails to pay their weekly service or advertising fee, they may risk losing any future income and may face their membership being terminated entirely. If the before happens then the person who referred that member would lose that weeks, rewards pay-out, and may lose it entirely if the member is terminated. 39. How long is my membership term? We simply believe in longevity, meaning a long-term business relationship, so your membership is for your lifetime or until the day you miss your subscription fees, annual renewal fees and any dues or cease living. Our company slogan is 'Till death do us Part'. As long as you pay ALL your subscription fees, introduce people each week, spend 50% of your earnings back in the system with our advertisers and always do good business dealings, your income will continue to be paid until you cease living. 40. How much money can I withdraw out of my e-wallet account? The system has been configured to allow you to withdraw up to 50% of the total balance once a month with a minimum withdrawal of 100 Credits. You will incur fees that are equivalent to 10 Credits fixed bank cost for a 7-day clearance or up to 25 Credits for a same-day clearance, plus a 10% exchange transfer fee of any withdrawal amount. 41. Do I need to open a £GBP Currency Account? Yes, if you are receiving a direct bank wire or transfer from us. However, we recommend to set up a Pay Pal account that automatically converts £GBP into your own currency that is transferred to your own bank account.

26. 42. Can I use my e-wallet account balance to pay for product or service exchanges? Yes, there is a selection of payment options and the e-wallet account is one of them. 43. Why do the amounts of the purchase price differ from the actual member plans, ad plans, products and services sale prices? All payments from the PayPal gateway incurs fixed and percentage fees that are additional to your purchase price and these amounts will be added to your final purchase price. In your back-office area you can select the e-wallet payment option, vouchers or the PayPal payment gateway. These additional expenses are to do with PayPal and what they charge. Everyone needs to get their cut right! 44. Who is subject to taxes? In New Zealand, all products and services are subject to Goods and Services Tax (GST). All members have a choice to pay taxes in their own country’s currency to their own taxation system under their own country's tax laws. 45. Can my membership be sold or willed or bequeathed to my family? The simple answer is NO. Your membership is paid until the day you cease living. It cannot be sold or the membership cannot be changed once you have set it up. Memberships belong to the person who originally set it up. Any fraudulent activity around ownership of a members account will result in suspension of the account or permanent termination from the program. 46. Who is exempt from sponsoring new members to qualify for entitlements? Children from the age of 0 years to under 18 years and Retired Members over the age of 67 years are exempt from introducing new members each week. However, they are still required to exchange 50% of their credits for products or services and pay their weekly subscriptions.

27. 47. Can I sell the products and services I have purchased? Yes, they can be relisted as a classified advertisement from your back-office administration panel under an advertising package that suits you or it can be listed in the www.gain-global-trader.comauction bidding site.www.gain-global-trader.com 48. Can I discount the products and services? Yes, you have purchased them so therefore you own them and can sell them for whatever price you like. It does not matter what price you list your items for as you have lost nothing, because the credits you purchased the items with, you got for free though our loyalty rewards program and your membership support team. 49. Can I credit other member’s accounts? YES, Simply download a voucher code for the amount you require. Email the voucher code to the member in question so they can redeem it with head office. 50. How much is the success fee charged on items sold? In GAIN Global Trader the auction site, a marketing success fee for items sold between £0 - £199 credits is 7.50%, and between £200 - £1,199 credits is 5.0% and over £1,200 credits is 2.50% to a maximum of £500 / credits. NO SALE, NO CHARGE. 51. What are the reasons for termination? If guilty of any serious misconduct or dishonesty which, in the reasonable opinion of the Company, is incompatible with your position within the Company or which may otherwise prejudice or injure or tend to prejudice or injure the reputation of the affairs of the Company or any of the Company’s related companies, investors, shareholders, customers or clients. Commits a proven criminal act and is convicted of that act. Breaches the ethical marketing standards of the Company.

28. Not meeting the membership obligations of introducing new member each and every week, not paying ALL dues and not spending 50% of all earnings on products and services within the network. Regular Default payments NO reasonable excuse for NOT completing ANY transaction that is accepted. 52. Do I have to move my Bank Accounts across to the GAIN 2U Network? No, you just need to transfer funds to collateralize your back office e-wallet account with value for value based on the currency of (GBP) Great British Pounds. All your revenue streams can be exchanged for credit rewards and can also be redeemed for currency. 53. Can you explain how the Pay It Forward, Take What You Need And Pass The Rest Up Global Membership Support Network works? Pay It Forward is simply that…Where you pass up-line to your sponsor regular donations and contributions and membership subscription dues. Giving all of what you do not need or use. No need to hoard because you are always paid on a weekly case by case scenario. The more that moves to the top of the ladder with the “Divine Universal Sovereign Ministry”, the more the Ministry can drive back down to the bottom to continue replenishing the system, with more new recruits and the building of infrastructure, and a focus on humanitarian projects that improve the Planet for all living Souls. 54. What if I don’t want to participate in the Pay It Forward Program? All contributions above and beyond the membership subscription and advertising plan fees are optional. If you do not want to participate in the pay it forward program, simply inform your support team to send their contributions to your upline sponsors and NOT to you. If you receive contributions by mistake, you are bound to pass the contributions to your upline sponsor. Failure to do so will result in being terminated from our System entirely and not have the opportunity again. Remember, choices must be made before you enter into any agreement or covenant with our collective cooperative of businesses.

29. 55. What is “Mana Tangata Whanau O Kawena Hone Tarara Matawherongaoko Mahitahi”? It is the Family Trust of Kawena Hone Tarara Matawherongaoko under the “Divine Universal Sovereign Ministry”. A collective group of companies that work together under a cooperative alliance. 56. What is the Divine Universal Sovereign Ministry? A Charitable Trust that disburses funds down-stream to replenish the population of the system. Enticing people to join and focusing on humanitarian projects and global infrastructure. 57. How do I top-up my accounts? You simply email us on gain2u.nz@gmail.com of the amount you require and to which account. gain2u.nz@gmail.com Make a payment by PayPal to gain2u.nz@gmail.com or a bank draft to GLOBAL ADVERTISING INTERNET NETWORK. We will then credit your account. 58. Is the Credits backed by Real Value? Yes, all credits can be exchanged for (GBP) Great British Pound currency. Please feel free to forward any questions to gain2u.nz@gmail.com so we can add them to our long list of Frequently Asked Questions?gain2u.nz@gmail.com

30. Disclaimers Ownership Disclaimer Global Advertising Internet Network Limited or otherwise herein known as GAIN Limited, (the "Company" or "we") owns and maintains this site. You are hereby granted a limited, non-exclusive license to view the materials on this site, to download one copy of the materials on any single computer and to print a reasonable number of copies of the materials, solely for your personal, non-commercial use. You may not remove any copyright, trademark or other proprietary notices from any copies of the site that you make. Nothing at this site shall be construed as granting, by implication, estoppel or otherwise, any license or right to use any image, trademark, logo or service mark at the site. No act of downloading or otherwise copying from this site will transfer title to any software or material at this site to you. You may not decompile, reverse engineer, disassemble, or otherwise reduce any computer files obtained from the site to a human-perceivable form. The Company reserves all rights with respect to copyright and trademark ownership of all material at this site. Except as specifically provided in these Terms of Use, you may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or other materials on, or services obtained from, this site. Transactions Disclaimer Certain products or services may be offered for sale on the Sites. In the event you wish to purchase or to subscribe for any of these products or services, you will be asked by the Company or an authorized third party to supply certain information, including without limitation, your full name, address, telephone number and credit card information. You agree to provide the Company or such third party with the foregoing information as well as any other mandatory information that is accurate, complete and current, and to comply with the terms and conditions of any agreement that you may enter into governing your purchase of the product or service. You shall be responsible for all charges incurred through your account as well as for paying any applicable taxes and if applicable exchange rates.

31. Copyright Policy The Digital Millennium Copyright Act of 1998 (the "DMCA") provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under the U.S. copyright law. If you believe in good faith that materials hosted by this site infringe your copyright, you or your agent may send to the Company a notice requesting that the material be removed or access to it be blocked. Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon the Company actual knowledge of facts or circumstances from which infringing material or acts are evident. If you believe in good faith that a notice of copyright infringement has been wrongly filed against you, the DMCA permits you to send to the Company a counter-notice. All notices and counter notices must meet the then current statutory requirements imposed by the DMCA; see http://www.loc.gov/copyright for details. The Company’s Copyright Agent for notice of claims of copyright infringement or counter notices can be reached at gain2u.nz@gmail.com We suggest that you consult your legal advisor before filing a notice or counter-notice. Also, be aware that there can be penalties for false claims under the DMCA. Technical Disclaimer/No Warranty The materials at this site are provided "as is" without warranty of any kind, either express or implied, to the fullest extent permissible pursuant to applicable law. Your use and browsing of this site is at your own risk. The Company further assumes no responsibility for, and makes no warranties that this site will be uninterrupted or error-free, that defects will be corrected, or that the site or the server that makes it available will be free of viruses or other harmful components. The Company shall not be liable for any damages to, viruses that may infect, or services, repairs or corrections that must be performed, on your computer or other property on account of your accessing or use of this site. Please note that some jurisdictions do not allow the exclusion of implied warranties, so some or all of the above exclusions may not apply to you.

32. Limitation of Liability Under no circumstances, including, but not limited to, negligence, shall the Company be liable for any special or consequential damages that result from the use of, or the inability to use, the materials in this site, even if the Company has been advised of the possibility of such damages. In no event shall the Company have any liability to you for damages, losses and causes of action (whether in contract, tort (including, but not limited to, negligence), or otherwise) for accessing this site. Legal Disclaimer This website may only be used for lawful purposes and may not be used in any way to harm another person. You may not use the website in violation of GAIN compliance regulations. You may not false advertise, make inappropriate claims, provide obscenity, or create spam using this website in any way. Spam includes 1) sending unsolicited e- mail messages or web addresses to online users, 2) posting messages that contain this website address in newsgroups that are unrelated to our products and services 3) creating false advertising. You may not gain any illegal or unauthorized access to information or other computers or networks from this site. You may not assist or permit any person to engage in any named violations.

33. Earnings Disclaimer There is no promise or representation that you will make a certain amount of money, or any money, or not lose money, as a result of using our products and services. Any earnings, revenue, or income statements are strictly estimates. There is no guarantee that you will make these levels for yourself. As with any business, your results will vary and will be based on your personal abilities, experience, knowledge, capabilities, level of desire, and an infinite number of variables beyond our control, including variables we or you have not anticipated. There are no guarantees concerning the level of success you may experience. Each person's results will vary. There are unknown risks in any business, particularly with the Internet where advances and changes can happen quickly. The use of our information, products and services should be based on your own due diligence and you agree that we are not liable for your success or failure in any manner whatsoever.

34. Contacts 605/B Great South Road Manukau City, Auckland 2104 NEW ZEALAND PO Box 98880 Maunkau City, Auckland 2241 NEW ZEALAND Phone: +64 9 215 7285 Mobile Phone: +64 220 123 562 Email: gain2u.nz@gmail.comgain2u.nz@gmail.com Auction: www.gain-global-trader.comwww.gain-global-trader.com Network: www.gain2unetwork.comwww.gain2unetwork.com Skype: hhg123nz © 2012 Global Advertising Internet Network Limited Jerome Marsich