3. Indiranagar Chit Funds & Trading Company Pvt. Ltd. Well established, Reliable & Dependable. Proven track record of 39 years. Effective Leadership. Blend of young and experienced core team. Proactive to grow and meet the challenges. Proven system with advanced technology. No backlog of payment. FOUNDER P.K. ACHUTHAN NAIR Established in 1976

4. WHY ICFTC? Small investors to large investment groups. Hassle free funds for: Education Social events, ex. Marriage Travel / Vacations Business Growth House construction Quick disbursal of chit bid amount Very low bad debts (NPA) – less than 1%

5. ICFTC Chit Fund V/S OTHER INVESTMENTS ICFTC- CHIT FUNDBANK RDBANK FDSMUTUAL FUNDS PROFESSIONAL MANAGEMENT Having 40 years of track record and reputation Yes CONVENIENT ADMINISTRATION Yes ( Just a membership required) Yes(bank a/c required by some banks) Yes(PAN required) DIVERSIFICATIONNo Yes INVESTMENTSMonthly Lumpsum in the Beginning Lumpsum in the Beginning or on a monthly basis. RETURN POTENTIAL Variable 12% - 16% 6-7%Fixed 7.5% - 9.5%Depends on type of funds invested and duration LOW COST5%(cost of admn)Undisclosed Expenses ratio of up to 2.8% LIQUIDITYLiquid (at discount)Liquid Fairly liquid TRANSPARENCYTransparent as Group participates. Low level as banks do not disclose Highly transparent CHOICE OF SCHEMES Choice on tenure and amount Limited choiceWide verity of schemes to choose from TAX BENEFITSNo tax benefits Only in 5year tenure products Yes ELSS scheme does provide tax benefits

6. The Central Chit Funds Act 1982 is applicable to all chit fund firms operating In the country. Here are the salient features of the Act

7. HOW IT WORKS?

8. SCHEME CHART CHIT VALUE (In Lakhs) DURATION/ MONTHS TOTAL MEMBERS MONTHLY SUBSCRIBTION 25 1,00,000 2540 62,500 1020 50,000 1040 25,000 525 20,000

9. WHY WAIT……? JOIN NOW!

10. THANK YOU