1. The EDGE Information and news that gives you an edge in the real estate business In This Week’s “The EDGE” A FRESH Look at Houston Housing What you need to know before the Oct. 3 TRID changes New HAR App is Available in the App Store Houston Market Movements All Aboard for Certification! “The Edge” is a weekly tool for managers to use to inform their agents and stay current and up-to-date with important real estate industry issues. Brought to you by the HAR Communications Department.

2. The EDGE Information and news that gives you an edge in the real estate business A FRESH Look at Houston Housing Here is HAR’s First Real Estate Snapshot of Houston (FRESH) report on the latest trends in the Houston housing market, as of June 30, 2015. The complete monthly MLS report for June will be distributed Wednesday, July 15. As always, HAR will provide you with updated coverage in The EDGE.

3. The EDGE Information and news that gives you an edge in the real estate business What you need to know before the Oct. 3 TRID changes Following our May cover story about the impending changes coming to the industry as a result of Consumer Financial Protection Bureau’s (CFPB) new TILA-RESPA Integrated Disclosure rule, the agency announced that it is delaying implementation until October 1 (or Oct. 3, depending on where you read). These changes will impact everyone. The forms will be new. Lending disclosures will be new. Closing timelines will be longer due to new requirements, and more. There will also be a good faith enforcement period where violations will be seen in a more lenient light. The end date for this period has not been stated, other than to say it is likely to continue at least until the end of 2015. To read more about the changes that are coming and to gain FREE access to all of the Inman Select content, please visit www.har.com/inmanselect. This is a free benefit as a member of HAR. www.har.com/inmanselect

4. The EDGE Information and news that gives you an edge in the real estate business New HAR App is Available in the App Store The latest version of the HAR.com app is now available in the Apple App Store. The new app allows access to statewide listings, just like HAR.com, and provides improved access to MLS tools. MLS Listing Information is available within the detailed listing, and you may access your leads and listings and add/edit your listings from within the app. The improvements that have been made are a direct result of feedback from general members and our Technology Advisory Group. Once you have downloaded the new app and tried it out, please send us any feedback you have to feedback@har.com so we can continue to make it even more useful for your business.feedback@har.com Also, please rate the app in the store, hopefully with positive reviews, once you have had a chance to use it. Look for an email in your Inbox with instructions about how to login.

5. The EDGE Information and news that gives you an edge in the real estate business The most opportune time of the year to get residential real estate business closed continues into the summer months. There will be an expected drop in activity around the Independence Day festivities and scheduled summer vacations, but it would not be shocking to see heightened activity in July and August in front of possible rate hikes later in the year. In the Houston region, for the week ending June 28: New Listings increased 8.2% to 2,690 Pending Sales increased 18.9% to 2,084 Closed Sales decreased 14.8% to 1,832 Houston Market Movements

6. The EDGE Information and news that gives you an edge in the real estate business GRI: Real Estate Finance (GRI-1) Real Estate Designations. Consisting of three course, each taught by experts in their respective fields. This module consists of Diversity & Fair Housing, Residential Contract Forms and Finance Theory & Practice. A calculator is required. GRI courses can be taken in any order and satisfy your 9 Hours of non legal MCE Requirements. TREC rules mandate that each student be on time; please make sure to bring your license number with you the day of class. TAR provides a one time, $50 coupon for qualifying students who register through the HAR Website. Upon entering a user name and password, HAR will immediately communicate with TAR to verify if the coupon is applicable and will be applied immediately. All other courses will be at full price. Please confirm your eligibility and review the requirements necessary to earn this designation by visiting the designation holders site or contacting the HAR Professional Development Dept. Date: Thursday, July 9, 10, 13 & 14 Location: HAR Central & (Fort Bend using video conference) Time: 8:15am-5:00pm Investment: $295 Register at www.har.com/eduQuestions? Call 713.629.1900 ext. 6www.har.com/edu All Aboard for Certification!