2. Why we are planning to take action on 30 November The Government wants you to pay more, work longer and get less during retirement Despite the Government ’ s claims, our pensions are affordable Government concessions on 2 November are welcome - but not enough NUT action on 30 June helped to secure those concessions Now we can join millions of other public sector workers in showing we oppose the Government ’ s plans

3. Pay more, work longer, get less Increased contributions A 50% rise, from 6.4% to an average 9.6%, starting in 2012 Higher normal pension ages Under 34? Work till 68 for a full pension Aged 34 to 42? Work till 67 Aged 43 to 48? Work till 66 A lower pension at retirement Accrual rate 1/60, same as post 2007 TPS Career average means less for every teacher Further losses in retirement CPI inflation link takes £ 35,000 from teachers with the average £ 10,000 pension

4. What will I lose? Use the NUT pensions calculator at www.teachers.org.uk/pensions to see: www.teachers.org.uk/pensions How much you ’ ll lose from your take home pay How long you ’ ll have to work for your full pension How much you ’ ll lose from your pension if you nevertheless retire at the current pension age How much you ’ ll lose over a 25 year retirement due to lower pensions and lower indexation If you ’ re 50+ at 1/4/2012 - your pension at current pension age will be protected, but you ’ ll still pay more and lose out from lower indexation

5. Are our pensions affordable? Yes – the TPS has already been reformed as a result of our agreement in 2006! Reliable sources show the costs are already falling as planned We ’ ve agreed to pay more – but only if the increase is justified, not to help pay the costs of the recession Teachers ’ pensions aren ’ t “ gold plated ” Continuing our campaign will strengthen our hand in our negotiations and persuade the Government to move further

6. The Government has lost the argument Nearly 30 unions are set to strike on 30 th November! Over 150,000 signed the pensions petition that we lobbied Parliament with on 26 th October. Plus, from our action on June 30 th : Francis Maude, the Government minister leading ‘negotiations’ to cut our pensions, gave the game away over the real need for cuts when challenged by Mark Serwotka (PCS General Secretary) on Radio 4 on 30 th June. The costs of public sector pensions are FALLING not rising. This is less about ‘affordability’ and more about cutting pensions for all. To listen go to: http://www.youtube.com/watch?v=UsLUAFu5e_Q Later that day Maude was removed from two further media appearances. Media sources also tell us that other Government ministers refused to go on the media and argue that our pensions are unaffordable. Opinion polls taken on June 30 th showed significant support for the strike.

7. The real pensions problem The private sector Two-thirds of workers have no scheme 90% of final salary schemes are closed Employers’ contributions cut by more than half Annual pensions for top directors have rocketed to £175,000! Top 1% earners share an annual pensions tax relief of £10bn. The result – higher costs to the State and future taxpayers Cutting public sector pensions just makes everyone poorer in retirement We need decent pensions for all!

8. What you can do Hold a workplace meeting – open to all - to discuss the issues and prepare for 30 November Use the pensions loss calculator at www.teachers.org.uk/pensionscalc www.teachers.org.uk/pensionscalc View the powerpoint, briefings and video at www.teachers.org.uk/pensions www.teachers.org.uk/pensions Work with other unions ’ reps and members Recruit any non union members to the NUT - use the free membership offer Build NUT activity to ensure successful strike action – why not make a school banner/placards for picket lines or demonstrations? Encourage colleagues to attend the nearest rally on 30 November. Birmingham ’ s will be from 11:30am on Lionel Street, Birmingham B3 1AT.