1. Our Difference Helping you achieve your lifelong goals!

2. 2 Why clients choose to work with us We build long term, multi-generational relationships with our clients We put our Clients’ needs first We provide timely and knowledgeable advice

3. 3 Our Mission To partner with our clients and help sort out the complexities of their financial affairs so they can enjoy peace of mind and leave a lasting financial legacy.

4. 4 Your Vision Retirement Planning Assisting Children Tax Planning Lifestyle Protection Legacy Planning Assisting Parents Open Investments Pension Maximization RRSP's Estate Protection Trusts Gifting To Charity Gifting To Heirs Wills, P/A Critical Illness Disability Insurance Secure Income Targets Income Security Life Insurance Asset Protection Split Income Eliminate /Convert Debt Reduce / Defer Tax Family Holding Co. Post- Secondary RESP ’ s Trusts Living Expenses Succession Planning Long-Term Care Retirement Income Wills, P/A RRIF ’ s / Annuities Our Areas of Focus: Succession Planning Long-Term Care TFSA’s

5. 5 Our Ideal Relationship You know what financial success means to you and are serious about reaching your goals You are receptive to, and value a professional relationship You believe in financial delegation – you are not a “do it yourselfer” You are committed to following a written financial strategy You are willing to pay for value added financial services You will tell everyone you know about your Trusted Financial Advisor

6. 6 Our Implementation Process Where are we today?- I need to know Preparation of Strategy- specific to you Implementation of Strategy- only worthwhile if done Monitoring of Progress- stick to the strategy Regular Reviews- are we on track

7. 7 Our Service Commitment Written and part of your Financial Strategy Regular Scheduled Contact – Formal and informal Minimum of an Annual Review – You will receive a formal reminder Return calls and emails within 2 business days – Unless it’s an emergency Internet Access to Account Holdings Email Newsletter

8. 8 Team Structure Rick Walline Senior Strategist / CEO Your “Quarterback” Client Service & Administration Shannon Walline Rossana Rocha Insurance Consultants Rick Walline Cam McCombs Brad Holt Investment Research Rick Walline Dr. Martin Murenbeeld James Gauthier Specialists Mortgage Legal Tax Estate Succession

9. 9 The Front Line Team Shannon Walline Client Relations Manager Client Service; Client Scheduling; Senior Administrator Rossana Rocha Branch Support Administrative Assistant to Shannon Walline Rick Walline CPCA, CHS Senior Strategist Independent Financial Consultant since 1998 Husband, Father and Grandfather Volunteer Martial Arts Instructor

10. 10 Investment Philosophy Conservative in Nature – Preserve Capital Core and Explore Strategy (Emphasis on Income) Proper & Appropriate Diversification Recommend Professional Management Continuous Monitoring and Rebalance

11. 11 What we can control Portfolio construction Rebalancing Assets Protected Asset Allocation Income Taxes High Control Low Impact High Diversification - Country - Style - Sector Volatility Rate of Return Employment Markets Interest Rates Inflation Government Policy

12. 12 Where do we go from here? Is there a fit? Determine your Goals and Objectives – Provide us with your complete financial situation – Review your ambitions and desires Preparation of the Financial Strategy Written Service Agreement Written Investment Policy Statement Implementation of the plan – Ongoing monitoring and service Learn how to introduce others

13. Thank You!

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