1. NAIROBI MEMBERS’ EDUCATION DAY 8 TH JUNE 2013 CHAIRMAN’S REMARKS

2. Vision To be the leading and dynamic Sacco in Eastern and Central Africa. Mission To empower members of economically by providing a one stop shop for quality financial services through prudent mobilization of resources Motto Your Partner To Prosperity

3. Our Values  Integrity  Equity  Respect  Equality  Honesty  Dedication Professionalism

4. The Team. Board Members Kennedy Auka - Chair Steve Nyambuka - Vice Chair Florence Waiyaki - Hon. Secretary Janerose Mwangi - Treasurer Florence Oile - Chair, Credit Committee Rose Kamoni - Secretary, Credit Committee Joshua Kamwere - Chair, Risk & Audit Committee

5. The Team.. The Board continued.. Elizabeth Kariuki - Secretary, Business Development &Education committee Boaz Waruku- Member, Business Development & Education Committee Supervisory Committee: Collins Bonyo - Chair, Supervisory Committee Nicholas Odhiambo - Member, Supervisory Committee Edith Karanja - Secretary, Supervisory Committee

6. Staff Peter KariukiCEO Angela Nyanjong’Finance and Admin Manager Eunice Kanyi Internal Auditor Purity Ntoiti Accountant Catherine Odhiambo Loans Officer David KaranjaMarketing Executive Gilbert Kirui Assistant Accountant Edwin OdhiamboOffice Assistant Lilian MochamaAdmin assistant Morris Andande Customer Service Assistant

7. Staff Leah Koome Receptionist Rachel Maranga Loans Assistant Faith GitariLoans Assistant Lawrence GuthuaLoans Assistant Nancy MugohLoans Assistant. Hellen Nderui Loans Assistant Joshua BarakeAccounts Assistant Fridah Keitany Assistant Accountant Edith KipsangSystem Administrator Joseph GichingiriLoans Assistant

8. Strategic Plan Pillars 1.Financial performance 2.Operational efficiency 3. Customer care objectives 4.Human resources management 5.Credit administration 6. Marketing 7. Leadership and governance

9. Key achievements to date Financial performance To increase the society revenue by 25% annually Achievement Year201020112012 Turnover120,487,664157,194,678218,480,325 % growth year to year 30.47%38.99%

10. Key achievements to date Credit administration Increase loan portfolio by 20% annually Year201020112012 Loan portfolio 1,058,460,9981,421,100,2581,862,006,719 % growth 34.26%31.03%

11. Key achievements to date Credit administration Increase deposit base by 25% annually Year201020112012 Members' Deposits 1,070,927,5901,376,867,6031,782,390,657 % growth 28.57%29.45%

12. Kimisitu performance over 5 years Year20082009201020112012 Active Membership 2,873 3,446 4,125 4,697 5,531 Employees 6 8 8 13 17 Members Deposits 607,579,750 809,234,230 1,070,927,590 1,376,867,603 1,782,390,657 Loans to Members 640,758,930807,266,755 1,058,460,9981,421,100,258 1,862,006,719 Total Assets Base 704,361,408 939,016,050 1,233,251,820 1,597,952,594 2,084,163,027 Dividend rate 10% 9.7%10%10.3%

13. Ongoing/upcoming Plans Web portal: To enhance customer service FOSA set up in 2014: Deposits Mobilization Governance-Sacco to consider changing from AGM to ADM(Annual Delegates Meeting) where each organization will send a representative

14. Thank you