1. Webinar: Financial Functions – NPER Function Given the total of the loan to be repaid, or target to be saved, the interest rate and how much is to be paid per month, NPER will tell you how many payments you’ll need to make.

2. The NPER (number of periods) function returns the number of periods of an investment based on periodic, constant payments and a constant interest rate. Syntax:NPER(rate, pmt, pv, [fv], [type]) Rate Is the interest rate for the loan PMT Is the payment made each period; cannot change at all. Generally does not include fees or other taxes but does cover the principle and total interest. Pv Is the present value, or the total amount that a series of future payments is worth now. Sometimes called the principle Fv Is the future value, or a cash balance, you want to attain after the last payment is made. If omitted, it is set to 0. Type Is the number 0 (zero) or 1 and indicates when payments are due i.e. 0 = end of the month, 1 = beginning of the month NPER Function – Total Months

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