1. 50 Park Place, Cathays Park Campus 2nd Floor, Cardigan House, Heath Park Campus Student Funding 2010/11 entrants

2. How will I fund my time at university? Student Loan Tuition Fee Loan Grants Additional Funding Budgeting

3. Key Welsh students English students Scottish students Northern Irish EU Students

4. Variable Tuition Fees Annual Flexible fee is £3,290 for 2010/11 Tuition Fee Loan available to all students to pay for fees – paid direct to University Student repays after finishing their course

5. Living costs Maintenance LoanMaintenance Grant/ Assembly Learning Grant (ALG) Amount depends on household income Paid in 3 instalments Has to be repaid Amount depends on household income Paid in 3 instalments Non repayable

6. Changes 2010 Entrants Loans and Grants continue Increase max A LG to £5000 offset by loan to reduce indebtedness Tuition fee grant only for continuing students Gap year 09 -10? If place confirmed in writing by 1 st August 2009 remain in 2009- 10 cohort www.studentfinancewales.co.uk

7. Figures for 2010 Entrants Household Income Assembly Learning Grant – Max grant £5000 Maintenance Loan – Max loan £4745 Total each year Up to £18,370£5000£1901£6901 £18,371 - £25,000 £5000 - £3242£1901 - 2800£6901- £6042 £25,001 - £34,000 £3242 - £1106£2800 - £4082£6042- £5188 £34,001 - £50,788+ £1106- £0£4082 - £4745£5188 - £4745

8. Household Income Maintenance Grant – Max grant £2906 Maintenance Loan – Max loan £4950 Total Each year Up to £25,000£2906£3497£6403 Between £25,001 - £34,000 £2906 - £1106£3497 - £4397£6403-£5503 Between £34,001 - £50,020 £1106 - £50£4397 - £4925£5503-£4975 Between £50,778- 57,708+ £0£4950 - £3564 Figures for 2010 Entrants

9. Additional Funding Available in addition to loan/grant Depends on students circumstances Non repayable DependentsDisability/Dyslexia Children/ AdultsExtra costs of study Means-testedNon means-tested

10. Applying for student funding Form PN1 Download forms or apply online: www.direct.gov.uk/studentfinance www.studentfinancewales.co.uk –When? From now onwards online

11. Application dates New starters - to ensure funding in place by start of course Non income assessed 23/4/2010 Income assessed 28/5/2010 Income assessed 25/6/2010 Nine months from start of course to apply or ask for full assessed amount

12. Repaying your student loans Tuition fee & Maintenance loan repaid together Once earning over £15,000 Repayment holiday up to 2 years £1500 debt write off (10 -11entrants) Interest rate linked to inflation Earnings per yearRepayment per month £18,000£22 £24,000£67

13. Cardiff University Bursaries Based on household income Please note these only apply to new students in 2010 Household incomeBursary each year* Under £25,000£1000 £25,001-£35,000£500 £35,001- £50,020£350 Over £50,020£0

14. Cardiff University Scholarships £3,000 paid over length of degree Based on academic merit - AAA or equivalent Check on web if department offers Scholarships Automatically considered Make Cardiff your firm choice by 31 st July 2010 See full terms and conditions on website www.cf.ac.uk/scholarships

15. Additional help from Student Support Financial Contingency Fund Care Leavers Emergency Loans Educational grants and Trusts

16. Student Budget OUT GOING MONEYINCOMING MONEY Hall–SC en-suite£1005Maint Loan£668 Food£450ALG£1523 Toiletries/laundry£45Bursary£333 Books/course£117 Travel (inc. travel home) £90 Telephone£79 Social/leisure£330 Clothes£75 TV License£47.50 Total£2,238.50Total£2,524 Average Termly incomings & outgoings for student in Halls Sept – June

17. How much will I have left per week? Incoming money Outgoing money £2524 per term £2238 per term Total left£286 per term £286 divided by 12 weeks = £23.83 spare P/W Minus Figures taken from a Welsh household with an annual household income of £20,000 Student funding figures from 2010/11

18. Useful web addresses www.direct.gov.uk/studentfinance www.studentfinancewales.co.uk www.delni.gov.uk/studentfinance www.saas.gov.uk

19. Contact us 50 Park Place, Cathays Park Campus 029 2087 4844 2 nd Floor, Cardigan House, Heath Park Campus 029 2074 2070 studentsupportcentre@cardiff.ac.uk counselling@cardiff.ac.uk disability@cardiff.ac.uk dyslexia@cardiff.ac.uk www.cardiff.ac.uk/studentsupport