1. America has a Problem… PPT-1103

2. And We Have the Solution!

3. What’s The Problem? Most Seniors Want to Leave a Legacy Many Savings Products are Underperforming Many Investment Products are Losing Money Tax Deferred Products Will Be Taxed!

4. Why Act Now! Once in a Generation Opportunity You Already Have Prospects! Better Paying Product And if you Don’t….

5. The Next 20 Years $1 to $3 Trillion Dollars will Transfer! How much of that will be yours?

6. Is this Life Insurance? Today’s Wealth Transfer Vehicle Modified Endowment Contract Taxes Spread Over 5 or 10 Years, Creating a Death Benefit that’s… TAX FREE TO HEIRS!

7. Instant Approval Underwriting Guaranteed Death Benefit Possible Cash Value Growth through Indexing Possible Death Benefit Growth through Indexing Tax Deferral Ward’s Top 50, A Rated Carrier Double Digit Commission

8. So What’s Been the Hold Up?

9. You Now Have the Solution!

10. Lifetime Returns Solutions The Leveraging of Single Premium The Tax Deferral of 5 or 10 Pay Point of Sale Underwriting For Non-Qualified and Qualified Funds!!!

11. How Does Solutions Work? Single Premium Immediate Life Annuity Annuity Funded Life Insurance

12. Comparing Solutions Female Age 75 Non-Tobacco Current Qualified Annuity Lifetime Returns Solutions Death Benefit $100,000 Taxable Taxes Already Paid Net to Heirs $75,000 $100,000

13. Lifetime Returns Solutions Ages 45-85 $25,000 Minimum Face 5 Pay or 10 Pay GUARANTEED DEATH BENEFIT Fixed and Indexed Linked Interest Flexible Liquidity Instant Approval Underwriting

14. The Perfect Plan…. Has 70% Participation - NO Asset FEE! Has 3.5% Monthly Point to Point Cap Has 8.25% Annual Point to Point Cap Current First Year Fixed Rate of 4.25% And Pays You a Great Commission!

15. The Perfect Process Point of Sale Underwriting: Instant Approval Evening Hours MIB and Prescription Drug Check It’s As Easy as Making a Call!

16. You Have the Solution! Request a Kit Call Your Clients: Annual Review Get a Quote Call ESP for U/W Approval Close a Case!