1. Reznichenko Ilya 10-B

2.  The use of plastic cards as a means of payment is firmly embedded in the economic turnover of organizations and individual entrepreneurs, and individuals. Non-cash payments can more quickly make payments. However, the growth of cashless payments using bank cards constrain factors such as the lack of a clear legal framework that would allow a uniquely safe to use this form of calculation in practice, and the prevailing view that the relationship with the bank require a lot of paper and time.

3. According to the provisions of paragraph 2.5 N 266 -P representative, using debit cards, and performs the following operations: - Get cash in Russian rubles for the implementation of the Russian Federation in accordance with the procedure established by the Bank of Russia, calculations related to economic activity, including the payment of travel and entertainment expenses ; - Pays in the currency of the Russian Federation relating to economic activity, including the payment of travel and entertainment expenses, in the territory of the Russian Federation; - Pays particular transactions in the currency of the Russian Federation on the territory of the Russian Federation, for which the legislation of the Russian Federation, including those of the Bank of Russia, not a prohibition (limit ) on their commission ; - Get cash in in. currency outside the territory of the Russian Federation to pay for travel and entertainment expenses ; - Pays for travel and entertainment expenses in foreign currency outside the territory of the Russian Federation; - Pays particular transactions in foreign currency with the requirements of currency legislation of the Russian Federation. All of the above operations can be performed using the calculated ( debit ) cards on bank accounts opened in the currency of the Russian Federation and ( or) bank accounts opened in. currency.

4. According to the provisions of paragraph 2.5 N 266 - P representative, using debit cards, and performs the following operations: - Get cash in Russian rubles for the implementation of the Russian Federation in accordance with the procedure established by the Bank of Russia, calculations related to economic activity, including the payment of travel and entertainment expenses ; - Pays in the currency of the Russian Federation relating to economic activity, including the payment of travel and entertainment expenses, in the territory of the Russian Federation; - Pays particular transactions in the currency of the Russian Federation on the territory of the Russian Federation, for which the legislation of the Russian Federation, including those of the Bank of Russia, not a prohibition (limit ) on their commission ; - Get cash in in. currency outside the territory of the Russian Federation to pay for travel and entertainment expenses ; - Pays for travel and entertainment expenses in foreign currency outside the territory of the Russian Federation; - Pays particular transactions in foreign currency with the requirements of currency legislation of the Russian Federation. All of the above operations can be performed using the calculated ( debit ) cards on bank accounts opened in the currency of the Russian Federation and ( or) bank accounts opened in. currency. According to the provisions of paragraph 2.5 N 266 - P representative, using debit cards, and performs the following operations: - Get cash in Russian rubles for the implementation of the Russian Federation in accordance with the procedure established by the Bank of Russia, calculations related to economic activity, including the payment of travel and entertainment expenses ; - Pays in the currency of the Russian Federation relating to economic activity, including the payment of travel and entertainment expenses, in the territory of the Russian Federation; - Pays particular transactions in the currency of the Russian Federation on the territory of the Russian Federation, for which the legislation of the Russian Federation, including those of the Bank of Russia, not a prohibition (limit ) on their commission ; - Get cash in in. currency outside the territory of the Russian Federation to pay for travel and entertainment expenses ; - Pays for travel and entertainment expenses in foreign currency outside the territory of the Russian Federation; - Pays particular transactions in foreign currency with the requirements of currency legislation of the Russian Federation. All of the above operations can be performed using the calculated ( debit ) cards on bank accounts opened in the currency of the Russian Federation and ( or) bank accounts opened in. currency.

5. Settlement (debit card) gives its holder the right to make expenditures from the funds held in his bank account and, in the case of failure of such funds - at the expense of the bank overdraft loan.

6. Credit cards: payment of various services and products through a loan by a bank or a specialized service company with no cash, no money in the bank account need to have an agreement with the bank in which the customer agrees to return within a specified period to the bank that resulted from debt payment Credit cards: payment of various services and products through a loan by a bank or a specialized service company with no cash, no money in the bank account need to have an agreement with the bank in which the customer agrees to return within a specified period to the bank that resulted from debt payment