1. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public.

2. 2 Introduction to ICICI Pru LifeLink Wealth SP Single premium ULIP: Pay premiums only once and stay invested for a long term Choice of 2 portfolio strategies – Fixed and Lifecycle based A unique Dynamic P/E Fund that uses reference to price-earning multiple of a basket of 50 large cap stocks, to determine asset allocation between equity and debt

3. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 3 Loyalty Addition: Up to 2.5% of Fund Value, at the end of every fifth policy year, starting from the tenth policy year Sum Assured: 125% of premium as the Sum Assured to suit your protection needs Introduction to ICICI Pru LifeLink Wealth SP

4. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 4 *Age completed birthday Rs. 40,000 10 / 20 / 30 years 125% of Single Premium Single Premium Minimum Premium Policy term (yrs) Premium payment term Sum Assured ICICI Pru LifeLink Wealth SP at a glance 0/ 60 years Min/ Max age at entry 18 / 70 years Min/ Max age at maturity

5. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 5 How the plan works? Premium amount Portfolio strategy Term You need to choose the following for your policy

6. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 6 How the plan works? After deducting the premium allocation charge, the balance amount will be invested as per the portfolio strategy of your choice At maturity, the Fund Value including Top up Fund Value, if any, will be paid. Alternatively, settlement options can be chosen In the unfortunate event of death of the Life Assured during the term of the policy, your nominee will receive Sum Assured (reduced by partial withdrawals) or Fund Value, whichever is higher

7. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 7 Choice of portfolio strategy Choose from two unique portfolio strategies: Click to know more

8. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 8 Single premium amount Loyalty Addition (% of average Fund Value) Rs. 40,000 - Rs. 49,9990.0% Rs. 50,000 – Rs. 99,9991.5% Rs. 1,00,000 - Rs. 4,99,9992.0% Rs. 5,00,000 and above2.5%  Paid at the end of every five policy years, starting from the 10th policy year  The Loyalty Addition will depend on the single premium amount as shown below:  Loyalty Addition will be calculated on the average of the Fund Values on the last day of eight policy quarters preceding the said allocation Loyalty Additions

9. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 9  At maturity the Fund Value including the Top up Fund Value, if any, shall be payable.  You can also opt for the Settlement Option Click here to know more Settlement Option Maturity benefit

10. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 10 Death benefit  The nominee shall receive higher of the Sum Assured (reduced by applicable partial withdrawals) or Fund Value, including Top up Fund Value, if any  If the Life Assured is below 7 years of age at the time of death, only the Fund Value, including Top up Fund Value, if any would be payable

11. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 11 Partial withdrawals  Allowed after completion of 5 policy years  Minimum partial withdrawal amount is Rs.2,000  One partial withdrawal allowed every three policy year (e.g. partial withdrawal can be made once from 6th to 8th policy year, once from 9th to 11th policy year and so on )  Maximum partial withdrawal amount: 20% of the FV as on the date of partial withdrawal  Partial withdrawals are free of cost

12. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 12 Automatic Transfer Strategy (ATS) ATS is a strategy that will help you mitigate any risk arising from market volatility With this strategy, you can invest your premium as a lump sum amount in our Money Market Fund and transfer a chosen amount every month into any one of the following equity funds: Multi Cap Growth Fund / Opportunities Fund / Bluechip Fund ATS can be chosen in the application form itself The minimum transfer amount is Rs.2000 This facility will be available free of charge and if Fixed Portfolio Strategy is chosen Automatic Transfer Strategy

13. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 13 Surrender value Surrenders are not allowed during the first five policy years On surrender after completion of the 5th policy year, the policy shall terminate and Fund Value including Top up fund value, if any, will be paid to the policyholder

14. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 14 Other benefits Switch Customer can shift his investments from one fund to another Four free switches every policy year Available only under Fixed Portfolio Strategy Subsequent switches charged at Rs. 100/- per switch CIPS CIPS (Change in portfolio strategy) Allowed once every policy year and it is free of cost

15. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 15 Charge structure  Top up allocation change: 1% of top up premium  Premium Allocation Charges: Single PremiumCharge < 5,00,0005% >= 5,00,0004%  Mortality Charge  Charged on a monthly basis based on the sum at risk  Fund management charge: Fund Opportunities Fund, Multi Cap Growth Fund, Bluechip Fund, Multi Cap Balanced Fund, Income Fund, Dynamic P/E Fund Return Guarantee Fund Money Market Fund FMC1.35% p.a.1.25% p.a.0.75% p.a. There will be an additional charge of 0.25% p.a. towards the cost of investment guarantee for the Return Guarantee Fund.  Pol Admin Charge: Rs. 60 p.m. for three policy years

16. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 16 Foreclosure condition If, after three policy years have elapsed, the Fund Value falls below Rs. 10,000, the policy shall be terminated by paying the Fund Value, post deduction of surrender charges (if any).

17. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 17

18. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 18 Trigger Portfolio Strategy Trigger strategy is an event based portfolio rebalancing strategy Event: The Trigger event is the upward or downward movement in NAV of Multi Cap Growth Fund by 15% Initial asset allocation: Premiums are invested in proportion given below: 25%Income Fund 75% Multi Cap Growth Fund

19. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 19 Trigger Portfolio Strategy On the occurrence of trigger event  Fund value in Multi Cap Growth Fund in excess of 3 times of Income Fund value is considered as gains  Gains made are transferred to Money Market Fund to protect them from future market volatility In case there are no gains to be capitalized  Funds in Multi Cap Growth Fund and Income Fund are redistributed in a 75 : 25 proportion  No transfer to or from Money Market Fund will be done Working of the strategy

20. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 20 Trigger Portfolio Strategy Working of the strategy Buy low and Sell high Book gains when markets move up Protect gains when markets move down

21. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 21 Fixed Strategy This portfolio strategy offers the flexibility of allocating investments as per customer’s choice Customers can choose their own asset allocation using any of the 7 available funds

22. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 22 Bluechip Fund Opportunities Fund Equity (Large Cap) Equity (Large, Mid & Small Cap) Income Fund Reward Risk Multi Cap Balanced Fund Equity (Resources, Investment, Consumption, Human Capital) Multi Cap Growth Fund Money Market Fund Dynamic P/E Fund Fixed strategy: 7 investment funds

23. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 23 Introducing Dynamic P/E fund  A unique fund that uses reference to price-earning multiple of a basket of 50 large cap stocks, to determine asset allocation between equity and debt  It uses rules based on the movement of P/E ratio:  To capitalize on the upside potential, and  To limit the downside risk

24. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 24 Low P/E Good opportunity to buy Attractive market valuation indicatesmeans Increase equity exposure To capitalize on the upside potential P/E based rule for dynamic asset allocation

25. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 25 High P/E Good opportunity to sell Unattractive market valuation indicatesmeans Decrease equity exposure Implementing the wisdom of “buy low, sell high” To limit the downside risk P/E based rule for dynamic asset allocation

26. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 26 Dynamic P/E Fund  Fund Objective: To provide long term capital appreciation through dynamic asset allocation between equity and debt. The allocation to equity and equity related securities is determined by reference to the P/E multiple of a basket of 50 large cap stocks ; the remainder is to be invested in debt instruments, money market and cash.  Asset allocation: P/E Range<1414 to 1616 to 1818 to 20>20 Allocation to Equity and Equity related securities 90% - 100% 80% - 100% 60% - 100% 40% - 80% 0% - 40% Allocation to debt instruments, money market and cash 0% - 10% 0% - 20% 0% - 40% 20% - 60% 60% - 100% Markets at attractive valuation Higher allocation to equities

27. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 27 Dynamic P/E Fund  Fund Objective: To provide long term capital appreciation through dynamic asset allocation between equity and debt. The allocation to equity and equity related securities is determined by reference to the P/E multiple of a basket of 50 large cap stocks; the remainder is to be invested in debt instruments, money market and cash.  Asset allocation: P/E Range<1414 to 1616 to 1818 to 20>20 Allocation to Equity and Equity related securities 90% - 100% 80% - 100% 60% - 100% 40% - 80% 0% - 40% Allocation to debt instruments, money market and cash 0% - 10% 0% - 20% 0% - 40% 20% - 60% 60% - 100% Markets at unattractive valuation Lower allocation to equities

28. Strictly for internal circulation and/or for training/ education of employees/advisors/ corporate agents/ brokers of ICICI Prudential Life Insurance Co. Ltd. Should not be further circulated/ used for presentation to a prospect/ general public. 28 Settlement option You can opt to get payments on a yearly, half yearly, quarterly or monthly (through ECS) basis, over a period of one to five years, post maturity At any time during the settlement period, you have the option to withdraw the entire Fund Value During the settlement period, the investment risk in the investment portfolio is borne by the policyholder. At maturity, you can choose to take the Fund Value as a structured benefit