1. 172 nd Meeting of SLBC of Andhra Pradesh WELCOME SLBC of Andhra Pradesh Andhra Bank

2. Sri N. Kiran Kumar Reddy Hon’ble Chief Minister of Andhra Pradesh SLBC of Andhra Pradesh Andhra Bank HEARTY WELCOME

3. Banking Key Indicators SegmentMarch,08March,09March,10Sept.10 Total Bank Branches 6,5416,9997,6767,823 Rural 2,7692,7332,8572,914 Semi Urban 1,5491,7541,9411,958 Urban 1,4521,6011,9221,927 Metro 7719119561,024 SLBC of Andhra Pradesh Andhra Bank

4. Banking Key Indicators Segment March,08 (Rs. in Cr) March,09 (Rs. In Cr) March,10 (Rs. in Cr) Sept,10 (Rs. in Cr) Total Deposits1,60,9902,05,8992,45,6862,56,223 Total Advances1,48,0152,10,2942,69,7602,93,549 CD Ratio (%) 91.94102.13109.80114.57 Priority Sector Advances 88,9241,00,3251,26,5151,40,462 % of Priority Sector Advances 60.0747.7146.9047.85 Agriculture Advances 43,18751,48768,65876,600 % of Agri. Advances 29.1824.4825.4526.09 SLBC of Andhra Pradesh Andhra Bank

5. Priority Sector Advances (outstandings) Segment March,08 (Rs. in Cr) March,09 (Rs. in Cr) March,10 (Rs. in Cr) Sept,10 (Rs. in Cr) Agriculture 43,18751,48768,65876,600 Non Farm Sector, SME and Rural Artisans 18,60821,12822,86824,444 Other Priority Sector Advances 27,12927,71034,98939,418 Total Priority Sector Advances 88,9241,00,3251,26,5151,40,462 SLBC of Andhra Pradesh Andhra Bank

6. Agricultural Advances (outstandings) Segment March,08 (Rs. in Cr) March,09 (Rs. In Cr) March,10 (Rs. in Cr) Sept’10 (Rs. In Cr) Crop Loans 23,44128,66533,98638,051 Agri. Term Loans & Allied Activities 19,74622,82234,67238,549 Total Agricultural Advances 43,18751,48768,65876,600 SLBC of Andhra Pradesh Andhra Bank

7. Education & Housing Loans (outstandings) Segment March,08 (Rs. in Cr) March, 09 (Rs. In Cr) March,10 (Rs. in Cr) Sept’10 (Rs. In Cr) Education Loans 3,0634,1985,3856,283 Housing Loans 16,30219,83521,96122,481 SLBC of Andhra Pradesh Andhra Bank

8. Loans to Minorities, SCs/STs, Women & Weaker Sections (outstandings) SegmentMarch,08 (Rs. in Cr) March,09 (Rs. in Cr) March,10 (Rs. in Cr) Sept,10 (Rs. in Cr) Minorities (% to Priority Sector) 2,778 (3.12%) 5,970 (5.95%) 8,502 (6.72%) 11,400 (8.11%) SC/STs (% to Priority Sector) 6,952 (7.82%) 8,025 (8.00%) 11,019 (8.71%) 11,943 (8.50%) Women (% to Priority Sector) 11,742 (13.20%) 23,242 (23.17%) 29,039 (22.95%) 32,073 (22.83%) Weaker Sections (% to Priority Sector) 33,855 (38.07) 33,861 (33.75%) 44,657 (35.30%) 45,804 (32.60%) SLBC of Andhra Pradesh Andhra Bank

9. SHG- Bank Linkage Program (Rural) - Disbursements March,08March,09 March,10Sept’10 Disbursed Amount (Rs. In Cr.) 5,8836,6376,5012,739 No. of Groups (Disbursed) 4,13,6254,76,1954,04,4391,84,538 SLBC of Andhra Pradesh Andhra Bank

10. SHG- Bank Linkage Program (Urban) - Disbursements March,08March,09 March,10Sept’10 Disbursed Amount (Rs. In Cr.) 4368431,253636 No. of Groups (Disbursed) 55,54592,2381,07,96243,276 SLBC of Andhra Pradesh Andhra Bank

11. SHG- Bank Linkage Program Outstandings (Rural and Urban) March,08March,09 March,10Sept’10 Outstanding Amount (Rs. In Cr.) 7,1259,83711,76413,145 Outstanding No. of Groups 7,10,3159,89,38211,67,00012,47,099 SLBC of Andhra Pradesh Andhra Bank

12. Annual Credit Plan- Implementation Segment 2009-10 TOTAL (Rs.in Cr.) 2009-10 September,2009 (Rs. in Cr) 2010 -11 September,2010 (Rs.in Cr.) TargetAchmtTargetAchmtTargetAchmt Crop Loans 23,50024,845 (105.72%) 14,10014,407 (102.17%) 17,47316,372 ( 93.70 %) Term Loans (Agri&Allied) 9,00012,929 (143.65%) 4,5005,414 (120.31%) 8,6098,606 (99.97%) Total Agriculture 32,50037,774 (116.23%) 18,60019,821 (106.56%) 26,08224,978 ( 95.77%) SME 8,0007,399 (92.49%) 4,0002,584 (64.60%) 4,0755,338 ( 130.99%) Other Priority Sector 15,00012,200 (81.33%) 7,5006,052 (80.69%) 7,8507,516 ( 95.75%) Total Priority Sector 55,50057,373 (103.37%) 30,10028,457 (94.54%) 38,00737,832 ( 99.54%) SLBC of Andhra Pradesh Andhra Bank

13. Annual Credit Plan- Implementation Segment 2010-11 Rabi (Rs.in Cr.) Rabi Target Achievement% of Achivement Crop Loans8,7883,84643.76 Term Loans (Agri&Allied) 7,0432,81740.00 Total Agriculture15,8316,66342.09 SLBC of Andhra Pradesh Andhra Bank

14. Performance under Schemes sponsored by Central Government Scheme Target 2009-10 Ach’mnt March,10 Target 2010-11 Ach’mnt Sept,10 SGSY (Rs.in Cr) 239.98288.26275.86186.07 SJSRY (Rs.in Cr) 1,2001,251.751,747765.33 PMEGP (Units) 4,4332,9683,4991,249 ISHUP (Units) 2,32,826 *28,74553,1734,858 (*The target continued for the year 2010-11 and subsequently reduced to 53,173) SLBC of Andhra Pradesh Andhra Bank

15. Performance Highlights State’s CD Ratio at 114.57% is one of the highest in the Country The outstanding under Agriculture Credit crossed Rs. 76,600 Cr. which is one of the highest in the Country The growth in Agricultural Advances during the current year upto September is 11.56% SLBC of Andhra Pradesh Andhra Bank

16. Performance Highlights – SHG –Bank Linkage Self Help Group lending is one of the important lending portfolios of Banks in the State. State is Leading in the Country in Number of SHGs, Quantum of Lending and Per group lending both in respect of Rural and Urban SHGs The outstanding credit to SHGs stood at Rs. 13,145 crores The CMSA (Community Managed Sustainable Agriculture) program is proposed to be implemented through SHGs in the State during the current year (outlay Rs.4,078 Cr) SLBC of Andhra Pradesh Andhra Bank

17. Performance Highlights All the districts in the State are having RSETIs Efforts are on to establish FLCCs in all the districts in coordination between the Lead Banks and other major Banks During the year upto now 14 Steering Committee meetings, two SLBC meetings, two Export Sub Committee meetings, one SLIIC meeting and one LDM’s Conference, one Special Meeting and three Meetings of Core Committee on SHG-Bank Linkage programme are conducted by SLBC Excellent coordination is prevailing among the Banks, Government and other Agencies SLBC of Andhra Pradesh Andhra Bank

18. Damage due to Floods/ Heavy rains State has been affected by Floods/ Heavy rains during October, November and December, 2010 GoAP released GO Ms No. 17 dated 14.12.2010 and GO Ms No. 20 dated 22.12.2010 declaring 607 mandals in 16 districts as affected 14 th Meeting of Steering Committee of SLBC held on 20.12.2010 for the specific purpose of extending relief measures to farmers Banks were advised to undertake Relief Measures immediately SLBC of Andhra Pradesh Andhra Bank

19. Damage due to Floods/ Heavy rains SLBC of Andhra Pradesh Andhra Bank S.No.Name of the DistrictNo.of affected Mandals as per GO Ms. 17 No.of affected Mandals as per GO Ms. 20 1Srikakulam31 2Vizianagaram34 3Visakhapatnam326 4East Godavari53 5West Godavari46 6Krishna39 7Guntur27 8Prakasam40 9Nellore46 10Chittoor39 11Dr. YSR Dist. (Kadapa)20 12Ananthapur63 13Warangal13 14Khammam46 15Nalgonda40 16Karimnagar32 TOTAL483124

20. Relief Measures All Crop loans/Kisan Credit Card Loans disbursed in Kharif 2010 and Rabi 2010-11(up to the date of occurrence of Floods/heavy rains) in the notified Mandals are eligible for conversion to CCTLs (Crop loans converted to Term loans). Further finance be extended where ever crops are being raised. All the Controlling Authorities of Banks are advised to submit fortnightly progress report to SLBC. Banks were advised that the first report is to be sent as on 15.01.2011 by 18.01.2011 and within three days after the closure of each fortnight thereafter up to March, 2011. SLBC of Andhra Pradesh Andhra Bank

21. THANK YOU SLBC of Andhra Pradesh Andhra Bank