1. MORTGAGES

2.  Itemization of Amount Financed  Finance Charge  Variable Rate Information  Contract Reference  Assumption Policy  Repayment Disclosures TIL CONTENT

3.  Timing  Electronic Disclosures  Content  CHARM Booklet  Loan Program EARLY ARM DISCLOSURES

4.  Applicable Transactions  Exempt Transactions  Definition of Dwelling  Procedure  Notice  Time Period  Extended Rescission Period  Member and Credit Union’s Actions  Waiver  Tolerances for Accuracy  Foreclosures RESCISSION

5.  Coverage  Exceptions  Definitions: Points and Fees  Disclosure  Limitations  Prohibited Acts or Practices SECTION 32 MORTGAGES

6.  General Rules  Timing  Content REVERSE MORTGAGE DISCLOSURE

7.  Definition  Exceptions  Rules  Evasion HIGHER PRICED MORTGAGE LOANS

8.  Loan Servicing  Loan Originator Compensation  Prohibition on Steering PROHIBITED MORTGAGE ACTS AND PRACTICES

9.  General Rules  Timing  Exception  Content MORTGAGE TRANSFER DISCLOSURES

10.  General Rules  Restrictions  Allowable Actions  Conflicts of Interest  Compensation  Mandatory Reporting VALUATION INDEPENDENCE