1. Bear Lake Association

2. Agenda Quality of Bear Lake – Sam Lake survey results & treatment plans Zebra mussels update Lake quality readings Lake Information - Sam Lake water levels Septic tank pellet report Fish stocking Swimmers Itch Fertilizers DNR Application for Dredging Treasurer's Report - Phil Association account SAD report Other Discussion Items – Loon report – Mary (Our Loon Ranger) Related Information – Sam Board of Directors Terms Open Q & A / Discussion Raffle Drawing - Jo

3. 2014 Survey Results From PLM Lake & Land Management Corp: Bear Lake typically grows EWM later into the year but so far the treatments have been effective. We did (3) EWM treatments last year & a small phragmite treatment last September including the mouth of Eleanor Bay. We did genetic testing last year and the samples collected were Eurasian watermilfoil, not the hybrid. As northern milfoil is present in the lake, it is likely only a matter of time until hybrids are found. It is important to continue to treat aggressively and use higher dosages to allow a thorough kill. So far this has been successful, so I recommend that we continue on the same protocol.

4. Zebra Mussels Update Marrone Bio-Innovations Receives Final US EPA Approval to Use Zequanox® in open waters Michigan Department of Environmental Quality Approval Pending Outcome of Final Review Zequanox is the only aquatic ecosystem compatible, bacteria based molluscicide in existence to combat infestations of invasive zebra and quagga mussels in lakes, rivers, and other open bodies of water. http://www.mymlsa.org/marrone-bio-innovations- receives-epa-approval-for-zequanox-use-in-open-waters

5. Lake Quality Readings - Transparency Secchi DepthCarlson No. of lakes = 219 Number ofRange TSI SD ReadingsMinMaxMeanMedian(transparency) Bear20141120.04131.627 average149.117.812.712.3 max1934.049.028.929.028.6 min10.05.03.53.059.1 Bear2013926.032.028.728.528.7 Bear201211.023.036.029.528.0 Bear 201117.021.042.032.631.027.0 Bear201017.025.039.032.433.027.0 Bear200915.023.027.024.0 31.0 Bear200618.017.029.025.727.530.0 Bear200518.031.050.042.246.523.0 Bear 200417.023.045.534.136.526.0

6. Lake Quality Readings - Phosphorus Total Phosphorus Carlson No. of lakes = 148 - SpringSpring SummerTSI No. of lakes = 182 - SummerVol (summer TP) Bear2014<31037 average131237 max708067 min3327 Bear2013-630 Bear20122732 Bear 2011<3 <27 Bear20105630 Bear20094527 Bear2008-4<27 Bear200782<27 Bear 200611630 Bear 20059527 Bear 20046732

7. Lake Quality Readings – Chlorophyll-a Chlorophyll-aCarlson No. of lakes = 130 MayJuneJulyAugSeptMeanMedianTSI CHL Bear2014<1.0 1.21.3 32.0 average3.33.84.54.9 4.23.840.8 max21.0 28.058.052.026.419.260.5 min1.0 0.50.027.8 Bear2013 1.71.0 Bear20121.51.21.11.21.30.232.0 Bear 2011<1.01.21.11.41.31.10.432.0 Bear20101.0<1.01.31.42.31.30.733.0 Bear2007-1.0<1.81.0<1.21.00.6<31.0 Bear20061.61.41.31.12.01.50.334.0

8. Lake Quality Readings - Conclusions Bear Lake is classified as oligotrophic (clear & healthy) because it consistently has TSI values under 38 in the following criteria: Transparency (a short distance of visibility means that there are suspended particles or algae cells in the water, an indication of nutrient enrichment) at TSI values of 23-31 are among the best of all lakes in program. Phosphorus (the most important nutrient affecting lake productivity) at TSI values 27-37 are near the best. Chlorophyll-a (a component of the cells of most plants and can be used to measure the concentration of small plants in the water) at TSI values 31-33 are near the best All readings have maintained their levels for the last 10 years. Your support and care for the lake is working. We have a lot for which to be proud.

9. Lake Water Levels – 2014

10. Lake Water Levels - Historical

11. Septic Tank Pellet Report Started two years ago Supplies provided by the BLTIA 86% complete (120/140 – 11 lots have no septic) Volunteers will be asking for your help

12. Fish Stocking Per DNR 5,200 rainbows were stocked mid-April. The average length was 6.6 inches. 17,380 browns were stocked mid-April. The average length was 7.2 inches.

13. Lake Information Swimmer’s Itch Fertilizers DNR Permit for Dredging

14. Treasurer's Report – Association Account May 31, 2014 to May 24, 2015 Balance Balance forward (5/31/14): $2,679.87 Income - Donations2,100.00 4,779.87 Expenses: Box Rental, Postage, Supplies, etc. -90.00 State of Mich Nonprofit Corp Annual Fee-20.00 Annual Meeting (Refreshments)-137.04 Website Annual Fee-29.48 Mich. Lake & Streams Assoc. Membership-120.00 Total Expenses-396.52 Balance on Hand $4,383.35

15. Treasurer's Report – SAD Account 2011 Tax SeasonYearly Payout 3/30/12Tax Collections$7,300.00 3/30/12Bear Lake Twp$1,436.88$5,863.12 5/4/12Bear Lake Twp$350.00$6,213.12 6/26/12County Treasurer$450.00$6,663.12 7/5/12PLM Lake & Land Mgmt$730.31$5,932.81 8/9/12PLM Lake & Land Mgmt$973.75$4,959.06 8/9/12PLM Lake & Land Mgmt$365.16$4,593.90 9/6/12PLM Lake & Land Mgmt$3,332.64$1,261.26 11/13/12State of Michigan$400.00$861.26$7,238.74 2012 Tax Season 3/29/13Tax Collections$7,288.30$8,149.56 3/31/13Bear Lake Twp$350.00$8,599.56 6/11/13County Treasurer$461.70$8,961.26 7/9/13PLM Lake & Land Mgmt$649.16$8,312.10 8/13/13PLM Lake & Land Mgmt$633.00$7,679.10 9/6/13PLM Lake & Land Mgmt$1,759.50$5,919.60 11/12/13State of Michigan$400.00$5,519.60$3,441.66 2013 Tax Season 3/7/14Tax Collections$7,015.32$12,534.92 3/21/14Bear Lake Twp$350.00$12,884.92 6/20/15County Treasurer$734.68$13,619.60 6/20/14PLM Lake & Land Mgmt$708.90$12,910.70 7/25/14PLM Lake & Land Mgmt$1,793.00$11,117.70 10/14/14PLM Lake & Land Mgmt$2,420.00$8,697.70 10/14/14PLM Lake & Land Mgmt$765.00$7,932.70 11/10/14State of Michigan$400.00$7,532.70$6,086.90 2014 Tax Season 3/6/15Tax Collections$7,250.00$14,782.70 5/2/15Bear Lake Twp$350.00$15,132.70

16. Loon Report – Mary, Our Loon Ranger

17. Related Lake Information Our Bear Lake Community cards Website information available: Resources Rentals Photos Much more Your contributions make the site friendly and useful Pictures (you all have taken some great photos) Stories & History (Long-time owners should have many) Last year’s open issue

18. Board of Directors Terms Sam’s 3 year term is up. Bob’s 3 year term is up. Jeff requests retirement from Board. Need volunteers to replace or nominate same. Requires 2/3 majority from active members attending this meeting.

19. Q & A / Discussion Morning or evening meetings?