1. Insert in the blanks the following words: INCOME, REVENUE, EARNINGS. 1. People with a university education tend to have higher ___________than those with a basic education. 2. Average ___________ are rising more slowly. 3. Tax fraud costs the country millions in lost ___________. 4. Germany is one of the high- _____________ countries. 5. Tourism is the island’s main source of ___________. EARNINGS INCOMES REVENUE INCOME REVENUE

2. Passive + infinitive It is predicted that consumer prices will rise by an annual average of 7% next year. It was believed that the Prime Minister had misled the House. It was felt that social workers were doing valuable work. It is believed that he crossed the frontier last night. Consumer prices are predicted to rise by … The Prime Minister was believed to have misled the House. Social workers were felt to be doing valuable work. He is believed to have crossed the frontier last night.

3. Reported speech ‘I won’t do it until tomorrow.’, Helen said. ‘I’ve read the report and I don’t understand section 4.’, he said. ‘Since this is confidential, please don’t say anything about it.’, she asked me. Helen said she wouldn’t do it until the following day. He said (that) he had read the report and (that) he didn’t understand section 4. She asked me not to say anything about it since that was confidential.

4. Reported speech ‘What did you do yesterday, Ann?’, asked Carol. ‘Do you often go to Germany for meetings?’, John asked us. ‘What’s the time?’, she asked me. Carol asked Ann what she had done the day before. John asked us if we often went to Germany for meetings. She asked me what the time was.

5. What do we call them? 1. the department which deals with the accounts. The Accounts Department 2. a chart which shows the positions people occupy in an organisation. an organisation chart 3. an analysis of needs in relation to training. a training needs analysis 4. a survey which does research into the behaviour of consumers. a consumer behaviour research survey 5. a visit which lasts four weeks. a four-week visit 6. a manager of the works. a works manager

6. Fill in the blanks with a suitable PAY word combination. 1. Workers earning ₤ 115 a week or more will receive just over ₤ 3 extra in their weekly PAY PACKETS. 2. Under the plan, every employee on the ______can buy 100 shares at $127 each. PAYROLL 3. The Prime Minister called for a ________ to help keep inflation down. PAY FREEZE 4. Money employers pay to workers who are not well enough to work is called _______ SICK PAY.

7. Insert the appropriate MONEY idiom in the blanks. 1. I was able to make some ______________from my job during the summer. (money that you earn with very little work) 2. ______________________ and I plan to stay in the best hotels during my holiday. (it doesn’t matter how much something costs) 3. When I go to a restaurant with my rich uncle we always get a very good table. _____________. (money can influence what is done or how it is done) 4. I will not give the man the product until I ____________. (make sure that someone can pay for smth before you let them have it) EASY MONEY MONEY TALKS I SEE THE COLOUR OF HIS MONEY MONEY IS NO OBJECT

8. What are these called? to have expenses equal to profits TO BREAK EVEN the total amount of money that exists in the economy of a country MONEY SUPPLY a supermarket with very low prices DEEP DISCOUNTER

9. What are these called? an amount of money saved over a long period of time to use in the future NEST EGG a period when consumers are spending a lot CONSUMER BOOM to be burdened with debt TO BE SADDLED WITH DEBT