1. Keys to Financial Freedom: How to Get Ahead and Build Security God is THE source for… Wisdom –Because Solomon asked for WISDOM he received WEALTH –Ask God for wisdom; it will be given to anyone (conditional: with faith & no doubting) Jas. 1:5-7 Wealth –The supply of needs comes from HIS riches Phil 4:19 –Abundance: 2 Cor 9:8-10 makes grace ABOUND toward you All sufficiency and ABUNDANCE toward every good work 1) It’s ALL God’s

2. If you need wisdom--if you want to know what God wants you to do--ask him, and he will gladly tell you. He will not resent your asking. James 1:5 (NLT)

3. But when you ask him, be sure that you really expect him to answer, for a doubtful mind is as unsettled as a wave of the sea that is driven and tossed by the wind. James 1:6 (NLT)

4. People like that should not expect to receive anything from the Lord. James 1:7 (NLT)

5. They can't make up their minds. They waver back and forth in everything they do. James 1:8 (NLT)

6. The earth is the LORD's, and everything in it. The world and all its people belong to him. Psalms 24:1 (NLT)

7. And God is able to make all grace abound toward you, that you, always having all sufficiency in all things, may have an abundance for every good work. 2 Corinthians 9:8 (NKJ)

8. Now may He who supplies seed to the sower, and bread for food, supply and multiply the seed you have sown and increase the fruits of your righteousness, 2 Corinthians 9:10 (NKJ)

9. And my God shall supply all your need according to His riches in glory by Christ Jesus. Philippians 4:19 (NKJ)

10. Keys to Financial Freedom: How to Get Ahead and Build Security We don’t receive because We don’t ask –You have not because you ask not Jas 4:2 Or we ask for our own pleasure –You ask and do not receive, because you ask amiss, that you may spend it on your pleasures. Jas 4:3 Or We ask while doubting –For let not [the doubter] suppose that he will receive anything from the Lord; Jas 1:7 1) It’s ALL God’s

11. You lust and do not have. You murder and covet and cannot obtain. You fight and war. Yet you do not have because you do not ask. James 4:2 (NKJ)

12. You ask and do not receive, because you ask amiss, that you may spend it on your pleasures. James 4:3 (NKJ)

13. Adulterers and adulteresses! Do you not know that friendship with the world is enmity with God? Whoever therefore wants to be a friend of the world makes himself an enemy of God. James 4:4 (NKJ)

14. But let him ask in faith, with no doubting, for he who doubts is like a wave of the sea driven and tossed by the wind. James 1:6 (NKJ)

15. For let not that man suppose that he will receive anything from the Lord; James 1:7 (NKJ)

16. he is a double-minded man, unstable in all his ways. James 1:8 (NKJ)

17. Keys to Financial Freedom: How to Get Ahead and Build Security Give NOW! Put HIM first! First in attitude –All your mind, soul, heart, strength First in Time order –Honor the Lord…with the firstfruits of all your increase—so your barns will be full…Pr 3:9 2) Give to God First

18. Keys to Financial Freedom: How to Get Ahead and Build Security Give NOW! First in attitude First in Time order First in Faith/Experience/Risk –PROVE ME …Blessings poured out…Devourer rebuked…Nations will call you blessed Mal 3:10 –Lk 6:38 "Give, and it will be given to you: 2) Give to God First

19. Honor the Lord with your possessions, And with the firstfruits of all your increase; Proverbs 3:9 (NKJ)

20. So your barns will be filled with plenty, And your vats will overflow with new wine. Proverbs 3:10 (NKJ)

21. "Will a man rob God? Yet you have robbed Me! But you say, 'In what way have we robbed You?' In tithes and offerings. Malachi 3:8 (NKJ)

22. You are cursed with a curse, For you have robbed Me, Even this whole nation. Malachi 3:9 (NKJ)

23. Bring all the tithes into the storehouse, That there may be food in My house, And try Me now in this," Says the Lord of hosts, "If I will not open for you the windows of heaven And pour out for you such blessing That there will not be room enough to receive it. Malachi 3:10 (NKJ)

24. "And I will rebuke the devourer for your sakes, So that he will not destroy the fruit of your ground, Nor shall the vine fail to bear fruit for you in the field," Says the Lord of hosts; Malachi 3:11 (NKJ)

25. "And all nations will call you blessed, For you will be a delightful land," Says the Lord of hosts. Malachi 3:12 (NKJ)

26. "Give, and it will be given to you: good measure, pressed down, shaken together, and running over will be put into your bosom. For with the same measure that you use, it will be measured back to you." Luke 6:38 (NKJ)

27. Keys to Financial Freedom: How to Get Ahead and Build Security Preliminaries: Come to an agreement with your spouse on the plan Don’t fear or panic—it’s God’s money. You’re just the steward! –Don’t fear the unknown –Don’t fear poverty –Don’t fear the IRS 3) Plan the expenses, then work the plan

28. Keys to Financial Freedom: How to Get Ahead and Build Security Become an active GOOD STEWARD Mt 25:20 (NKJ) "So he who had received five talents came and brought five other talents, saying, 'Lord, you delivered to me five talents; look, I have gained five more talents besides them.' 21 "His lord said to him, 'Well done, good and faithful servant; you were faithful over a few things, I will make you ruler over many things. Enter into the joy of your lord.' Faithful in small things Investing, actively participating, monitoring and adjusting for acceptable results Aware of and accountable to the Owner 3) Plan the expenses, then work the plan

29. Can two walk together, unless they are agreed? Amos 3:3 (NKJ)

30. Keys to Financial Freedom: How to Get Ahead and Build Security Become an active GOOD STEWARD Make your plans to include a margin for problems and surprises –Whether time Are you always late because something came up? –OR Safety Buckle Up!! –OR Finances Did that bad transmission take you by surprise? How will your bank account look if you miss 3 days work because of the flu? 3) Plan the expenses, then work the plan

31. Come now, you who say, "Today or tomorrow we will go to such and such a city, spend a year there, buy and sell, and make a profit"; James 4:13 (NKJ)

32. whereas you do not know what will happen tomorrow. For what is your life? It is even a vapor that appears for a little time and then vanishes away. James 4:14 (NKJ)

33. "For which of you, intending to build a tower, does not sit down first and count the cost, whether he has enough to finish it Luke 14:28 (NKJ)

34. lest, after he has laid the foundation, and is not able to finish, all who see it begin to mock him, Luke 14:29 (NKJ)

35. "saying, 'This man began to build and was not able to finish.' Luke 14:30 (NKJ)

36. Keys to Financial Freedom: How to Get Ahead and Build Security Avoid debt Don’t cosign loans Kick bad habits –Oversleeping –Laziness –Overeating –Escapes: Tobacco Alcohol Drug abuse—medical and illegal “Free” money 4) AVOID BIG TRAPS

37. Go to the ant, you sluggard! Consider her ways and be wise, Proverbs 6:6 (NKJ)

38. Which, having no captain, Overseer or ruler, Proverbs 6:7 (NKJ)

39. Provides her supplies in the summer, And gathers her food in the harvest. Proverbs 6:8 (NKJ)

40. How long will you slumber, O sluggard? When will you rise from your sleep? Proverbs 6:9 (NKJ)

41. A little sleep, a little slumber, A little folding of the hands to sleep Proverbs 6:10 (NKJ)

42. So shall your poverty come on you like a prowler, And your need like an armed man. Proverbs 6:11 (NKJ)

43. I went by the field of the lazy man, And by the vineyard of the man devoid of understanding; Proverbs 24:30 (NKJ)

44. And there it was, all overgrown with thorns; Its surface was covered with nettles; Its stone wall was broken down. Proverbs 24:31 (NKJ)

45. When I saw it, I considered it well; I looked on it and received instruction: Proverbs 24:32 (NKJ)

46. A little sleep, a little slumber, A little folding of the hands to rest; Proverbs 24:33 (NKJ)

47. So shall your poverty come like a prowler, And your need like an armed man. Proverbs 24:34 (NKJ)

48. Whatever your hand finds to do, do it with your might; for there is no work or device or knowledge or wisdom in the grave where you are going. Ecclesiastes 9:10 (NKJ)

49. Bondservants, be obedient to those who are your masters according to the flesh, with fear and trembling, in sincerity of heart, as to Christ; Ephesians 6:5 (NKJ)

50. not with eyeservice, as men- pleasers, but as bondservants of Christ, doing the will of God from the heart, Ephesians 6:6 (NKJ)

51. with goodwill doing service, as to the Lord, and not to men, Ephesians 6:7 (NKJ)

52. knowing that whatever good anyone does, he will receive the same from the Lord, whether he is a slave or free. Ephesians 6:8 (NKJ)

53. "He who is faithful in what is least is faithful also in much; and he who is unjust in what is least is unjust also in much. Luke 16:10 (NKJ)

54. "Therefore if you have not been faithful in the unrighteous mammon, who will commit to your trust the true riches? Luke 16:11 (NKJ)

55. "And if you have not been faithful in what is another man's, who will give you what is your own? Luke 16:12 (NKJ)

56. "No servant can serve two masters; for either he will hate the one and love the other, or else he will be loyal to the one and despise the other. You cannot serve God and mammon." Luke 16:13 (NKJ)