3. PSG is a leading independent financial services company which offers a unique value orientated approach to clients’ financial planning requirements. Our business is founded on the fundamental principles of integrity, trust and transparency. We place a strong emphasis on personal service and building lifelong relationships with our clients. PSG

4. * Includes PSG Employee Benefits (1216 Shareholders) PSG Wealth 100% PSG Asset Management 100% PSG Insure 100% SUPPORT PSG Group 64.77% Other 35.23% Business Structure Distribution & Marketing * 100%

5. 241 Business Entities 182 Offices 772 Staff 597 Advisors We are the largest independent intermediary in South Africa… Our Footprint

6. Tailor-made solution for your school The product was designed with your schools’ needs in mind and can be tailored accordingly Risk analysis and property valuations done at no charge Independent advice Cover reviewed annually Cover for: assets, money, vehicles, public liability, professional indemnity, emergency medical costs

7. Why insure school buildings? They belong to the State…… Article 21 schools – the responsibility for the school buildings is placed back to the SGB. The dept will only step in should the damage to the building be a liability to third party or caused by natural perils Section 60 of the South African Schools Act 84 of 1996, was amended section 60(1) reads as follows: The State is liable for any damage or loss caused as a result of any act or omission in connection with any educational school activity conducted by a public school and for which such public school would have been liable but for the provisions of this section. (b) Where a public school has taken out insurance and the school activity is an eventuality covered by the insurance policy, the liability of the State is limited to the extent that the damage or loss has not been compensated in terms of the policy

8. The Insured”- means the Insured named in the Schedule, any current governor, director, officer, trustee, employee, student, teachers, pupils, members of the Parent Teachers Association or members of the governing body (but excluding any Education Department or any State Department) representing the school whether full time or part time and other representative persons, acting in their capacity for and on behalf of the Insured Definition of the Insured

9. Why this Policy? To provide Accidental Death & medical cover for pupils and supervisors / adults during any school activity either on or away from the school premises Once –off policy Affordable premium Cover is provided 24hours, 7 days a week at a cost of R2.50 per child per day World – wide cover Accidental Death: Scholars under 13 years R3000 Scholars over 13 yearsR10 000 Adults R120 000 Emergency Medical Expenses R20 000 Permanent Total Disability R120 000 Home Conversion R20 000 Remedial appliancesR20 000 KEPS POLICY (CAMP - TOUR & EXCURSIONS)

10. On a lighter note…….. I was on the way to the doctor with rear end trouble when my universal joint gave way causing me to have an accident Coming home I drove into the wrong house and collided with a tree I don’t have I had been driving for 40 years when I fell asleep at the wheel and had an accident Question: Could either driver have done anything to avoid the accident? Answer: Travelled by bus? An invisible car came out of nowhere, struck my car and vanished The guy was all over the road. I had to swerve a number of times before I hit him

11. Thank you …. We look forward to meeting you