1. The Beginnings of a Framework to Manage Wealth Presented by Michel Labbé, President and CEO

2. EXAMPLE: OPTIONS FOR HOMES HOUSING MODEL CO-OP Developers Architect, Engineer etc. Other Consultants Members become condominium owners Development Consultant Contractor Deltera Condominium Corporation Wealth Holding Non-Profit

3. Your cost $190,000 Low-end-of-market value $218,500 Options Contribution $15,000 Options Contribution $15,000 Your cost/total cost $270,000 Private DeveloperOptions For Homes Marketing Commission & Soft Costs $50,000 Marketing Commission & Soft Costs $50,000 Pool, Sauna, etc. $15,000 Pool, Sauna, etc. $15,000 Building Costs $140,000 Building Costs $140,000 Land $25,000 Land $25,000 Contingency $5,000 Marketing Commission & Soft Costs $30,000 Building Costs $140,000 Building Costs $140,000 Land $15,000 Land $15,000 Profit $40,000 OUT-COMPETING THE PRIVATE SECTOR Example: 660 sq. ft. 1-Bed Suite

4. POTENTIAL FOR ONE COUNTRY Canadian capacity of 20,000 housing units per year Creates surplus of $400,000,000 per year

5. EXAMPLE: OPTIONS FOR GREEN ENERGY BUSINESS MODEL Green Energy CO-OP Engineer, Consultants, etc. Development Consultant Contractor: Builds/Installs Components Members Pool Wealth Holding Non-Profit Surplus

6. OPTIONS FOR GREEN ENERGY FINANCING STRATEGY

7. COMMUNITY WEALTH NON-PROFIT: 5 STAKEHOLDER GROUPS 0 to 4 members in a group = 1 CWF board member. 5 to 9 members in a group = 2 CWF board members. 10 + members in a group = 3 CWF board members. Development Groups: T.R.E.C. Windfall Social Enterprises: CSI Green Energy Co-ops: Solarshare Pukwis Queen St. Co-operative Sector: Credit Unions Name Individuals: ?????

8. COMMUNITY WEALTH NON-PROFIT Distribution of resources At least 60% back to the originating sector (with 50% back to the region of origin) At least 30% to other non-profit social enterprises Up to 10% to capacity building and educations

9. We’ll Get There Through Balance and Fairness Thank you