2. ©2010 Destina Games, Inc. www.destinagames.com Financial Literacy Jeopardy $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 $100 $200 $300 $400 $500 Banking and Investing Banking and Investing Budgeting and Payday Budgeting and Payday Financing and Credit Financing and Credit Identity Protection Identity Protection Financial Responsibility Financial Responsibility $100 Final Jeopardy Final Jeopardy Final Jeopardy Final Jeopardy

3. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Banking and Investing for $100 A document that provides details of your bank withdrawals and deposit.

4. ©2010 Destina Games, Inc. www.destinagames.com Game Board Banking and Investing for $100 What is a Bank Statement?

5. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Banking and Investing for $200 Compound interest pays interest on _________and ____________.

6. ©2010 Destina Games, Inc. www.destinagames.com Game Board Banking and Investing for $200 What are principal and interest?

7. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Banking and Investing for $300 Commonly referred to as an IRA.

8. ©2010 Destina Games, Inc. www.destinagames.com Game Board Banking and Investing for $300 What is a retirement savings plan?

9. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Banking and Investing for $400 The FDIC increased the insurance on bank deposits to $_______________; providing security to the consumer against loss in theft or a fire.

10. ©2010 Destina Games, Inc. www.destinagames.com Game Board Banking and Investing for $400 What is $250,000?

11. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Banking and Investing for $500 These are the penalties if you cash in your 401(k) and you are younger than 55 years old.

12. ©2010 Destina Games, Inc. www.destinagames.com Game Board Banking and Investing for $500 What are taxes on the withdrawal and a 10% early-withdrawal penalty?

13. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Budgeting and Payday for $100 Budgeting and Payday for $100 The term used to describe total pay minus deductions.

14. ©2010 Destina Games, Inc. www.destinagames.com Game Board Budgeting and Payday for $100 What is Net Pay?

15. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Budgeting and Payday for $200 Name two of the deductions taken out of your paycheck.

16. ©2010 Destina Games, Inc. www.destinagames.com Game Board Budgeting and Payday for $200 What are: –Social Security tax(FICA), –State tax, –Federal tax, –Medicare, –Retirement Savings?

17. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Budgeting and Payday for $300 Wanting to purchase something but deciding to wait.

18. ©2010 Destina Games, Inc. www.destinagames.com Game Board Budgeting and Payday for $300 What is delayed gratification?

19. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Budgeting and Payday for $400 To maintain control of your budget, you would do this.

20. ©2010 Destina Games, Inc. www.destinagames.com Game Board Budgeting and Payday for $400 What is decrease spending?

21. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Budgeting and Payday for $500 A budgeting strategy that means always saving part of the money you get.

22. ©2010 Destina Games, Inc. www.destinagames.com Game Board Budgeting and Payday for $500 What is “Pay yourself first”?

23. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financing and Credit for $100 Financing and Credit for $100 Property to secure a loan is called this.

24. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financing and Credit for $100 What is collateral?

25. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financing and Credit for $200 The time period that lets you avoid finance charges by paying your balance in full.

26. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financing and Credit for $200 What is a grace period?

27. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financing and Credit for $300 Your credit history shows whether you pay your bill on time and this.

28. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financing and Credit for $300 How many credit cards you have?

29. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financing and Credit for $400 If someone uses your credit card without your permission, you are responsible for this much per card.

30. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financing and Credit for $400 What is $50?

31. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financing and Credit for $500 Lenders commonly review this to evaluate your debt load.

32. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financing and Credit for $500 What is your debt-to-income ratio?

33. ©2010 Destina Games, Inc. www.destinagames.com Proceed… Daily Double! Daily Double! Daily Double! Daily Double!

34. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Daily Double for Bonus $$ On average, this many Americans are victims of identity theft each year.

35. ©2010 Destina Games, Inc. www.destinagames.com Game Board Daily Double for Bonus $$ What is 15 million?

36. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Identity Protection for $200 Two types of identity fraud other than credit card fraud.

37. ©2010 Destina Games, Inc. www.destinagames.com Game Board Identity Protection for $200 What are: –bank fraud, –name identity fraud, –tax refund fraud, –mail fraud, –computer fraud, –medical identity fraud

38. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Identity Protection for $300 A warning placed on your credit reports that tells creditors to follow certain procedures before making changes to your accounts or opening new ones.

39. ©2010 Destina Games, Inc. www.destinagames.com Game Board Identity Protection for $300 What is a fraud alert?

40. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Identity Protection for $400 The practice of pretending to represent a financial institution or company requesting personal information via email.

41. ©2010 Destina Games, Inc. www.destinagames.com Game Board Identity Protection for $400 What is Phishing?

42. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Identity Protection for $500 Software that can be installed on your computer without your consent to obtain personal information that can lead to identity theft.

43. ©2010 Destina Games, Inc. www.destinagames.com Game Board Identity Protection for $500 Identity Protection for $500 What is Spyware?

44. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financial Responsibility for $100 The biggest impact on your credit score.

45. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financial Responsibility for $100 What is paying your bills on time?

46. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financial Responsibility for $200 Saving with this will give you the freedom to be self-reliant and secure later in life.

47. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financial Responsibility for $200 What is an IRA?

48. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financial Responsibility for $300 This type of debt has higher interest rates and can change suddenly, especially after late payments.

49. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financial Responsibility for $300 What is credit card debt?

50. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financial Responsibility for $400 Financial freedom is directly tied to one’s level of this.

51. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financial Responsibility for $400 What is debt?

52. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Financial Responsibility for $500 Parents can teach their children money management by giving them their allowance using this so they can track spending.

53. ©2010 Destina Games, Inc. www.destinagames.com Game Board Financial Responsibility for $500 What is a prepaid spending card?

54. ©2010 Destina Games, Inc. www.destinagames.com Reveal Question Final Jeopardy Money management teaches us to buy the things we need before we buy the things we want. True or False?

55. ©2010 Destina Games, Inc. www.destinagames.com End Game Final Jeopardy True!