1. Self Help Group (1995) Bagnan -1 Mahila Bikas co-operative credit society Ltd. DWCRA Group Samannaya Samity (1996) Bagnan –1 Mahila Bikash Co-operative Credit Society Ltd. (1997) Bagnan Gramin Mahila Sammilon (2002) CORE COMMITTEE (2003)

2. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Institutional Arrangements Literacy Center (1993) Self Help Group (1995) Samsad Samannaya Samity (2002) Kendriya Samannaya Samity (2002) Bagnan-I Mahila Bikash Co-operative Credit Society Ltd. (1997) Bagnan Gramin Mahila Sammilon (2002) Core Committee (2003) DWCRA Group Samannaya Samity (1996) Anchalik Samannaya Samity (2002) (Cluster of the SHG at the booth level) (Cluster of the SHG where SSS not possible for less no of groups) (Federation of the SHGs) (Non registered production & Marketing co- operative of SHGs) (Registered MFI of SHGs) (NGO of SHGs) (Chairperson of the Kendriya Samannaya Samity & chairperson, Secretary, Chif staff of the three organizations are the members of the Core Committee)

3. COMPLIMENTARY ACTIVITIES 1. BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD.  SAVINGS  LOAN  EMPLOYMENT OPPORTUNITIES  BUILDING ASSETS  BUILDING FINANCIAL CAPACITY 2.BAGNAN GRAMIN MAHILA SAMMILAN  EDUCATION  HEALTH & ENVIRONMENT  SOCIAL STRENGHTENING 3. DWCRA GROUP SAMANNAY SAMITY  PRODUCTION  MARKET SALE  TRAINING (Vocational)  CREATING JOB OPPORTUNITIES  ASSET CREATION  FINANCIAL CAPACITY BUILDING

4. BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD. CONTENTS X DATE OF SOCIETIE’S FORMATION MEETING ……...……. 21.04.97 X ATTENDANCE AT THE MEETING ……………………. 581 PERSONS X SOCIETIE’S REGISTRATION DATE ……………………….... 02-06-97 X NO. OF MEMBERS AT THE INITIAL STAGES ……… 589 PERSONS X STARTING SHARE CAPITAL ………………………….... Rs. 1,00,000/- X COMMENCEMENT DATE OF SAVINGS DEPOSIT ………. 16.09.97 X STARTING DATE OF LOAN DISBURSEMENT ………..….. 06.11.97 X COMMENCEMENT DATE OF RECURRING DEPOSIT.… 14.07.99 X COMMENCEMENT DATE OF FIXED DEPOSIT ………..... 11.11.99 X COMMENCEMENT DATE OF DAILY SAVINGS …......AUGUST’03 X COMMENCEMENT DATE OF M.I.S. ……………………...... 01.07.2005

5. BAGNAN-I MAHILA BIKASH CO-OPERATIVE CREDIT SOCIETY LTD. ORGANISATION DESCRIPTION STATUS AS ON 31.12.2007 1.VILLAGE60 2.VILLAGE PANCHAYAT10 3.NO OF MEMBERS15,550 4.NO. OF SHGs760 5.NUMBER OF CLUSTER i.SAMSAD SAMANNAYA SAMITY41 ii.ANCHALIK SAMANNAYA SAMITY10 7.WORKER16 8.COMMISSION AGENT35

6. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Savings program Description Status on 31.12.2007  Group Savings41,75,540.00  Savings Deposit 1,69,05,931.00  Daily Savings 8,77,700.00  M.I.S. 7,35,000.00  Recurring Deposit18,25,100.00  Fixed Deposit83,73,370.00  Guarantee Fund21,13,190.00  Share Capital69,91,230.00 Total Savings :- 4,19,97,391.00

7. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Loan Disbursement Program Description Status on 31.12.07  No. of Loanee Member(2006-07) 2,502  Loan Amount(2006-07) 2,85,43,500.00  No of Loanee Member (2007-08)2,347  Loan Amount (2007-08) 2,41,66,500.00  No. of Outstanding Loanee Members 4,822  Outstanding Loan Amount 3,75,86,393.00  No. of Term Defaulter Member51  Loan Amount lying with 1,88,877.00 Term Defaulter Member.

8. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Internal Fund Management Year Savings & Loan Loan Last Balance Recovery Disbursement 1997-98Rs. 1,90,308Rs. 69,000 Rs. 1,21,308 1998-99Rs. 4,37,915Rs. 3,46,200 Rs. 2,13,023 1999-2000Rs. 5,29,461Rs. 6,23,600 Rs. 1,18,884 2000-01Rs. 11,79,951Rs. 10,37,800 Rs. 2,61,035 2001-02Rs. 30,27,970Rs. 28,31,800 Rs. 4,57,205 2002-03Rs. 65,41,498Rs. 63,97,600 Rs. 6,01,103 2003-04Rs. 1,08,73,813Rs. 1,06,35,000 Rs. 8,39,916 2004-05Rs. 1,40,57,994Rs. 1,39,14,200 Rs. 9,83,710 2005-06Rs. 1,86,19,075Rs. 1,79,71,800 Rs.16,30,985 2006-07Rs. 2,85,36,519Rs. 2,85,43,500 Rs. 16,24,004

9. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Financial Self Sustainability Description 2006-07 Income :- Interest from Loan 45,93,859.00 Interest from Bank 1,43,856.00 Income from Other Sources 2,09,216.00 Total Income : 49,46,931.00 Expenditure :- Interest on Savings 21,72,608.00 Operational Cost 17,61,446.00 Loan loss Provision 2,51,153.00 General Reserve 1,76,535.00 Total Expenditure : 43,61,734.00 Percentage of Self Sustainability 113.42%

10. Bagnan -1 Mahila Bikas co-operative credit society Ltd. Financial Self Sustainability Description 31-12-2007 Income :- Interest from Loan 40,65,441.00 Interest from Bank 3,43,590.00 Income from Other Sources 38,451.00 Total Income : 44,47,482.00 Expenditure :- Interest on Savings 19,26,029.00 Operational Cost 13,21,771.00 Loan loss Provision 1,79,952.00 General Reserve 1,24,906.00 Total Expenditure : 35,52,658.00 Percentage of Self Sustainability 125.19%

11. DWCRA GROUP SAMANNAY SAMITY PROGRAM DESCRIPTION 1. INCOME GENERATING 7089 8950 8776 GROUP MEMBERS 2.INCOME 1,74,13,269 37500000 3,52,45,970 3. SALES 15,08,459 2500000 17,34,689 4. DIVIDEND 12% 12% ----- 5. TRAINED PERSONAL 122 707 79 6.NO. OF STAFF 26 27 7.UNDISTRIBUTED PROFIT 15,90,629 ------ 8.NO OF BRANCH --- 10 ------ STATUS ON 2006-2007 STATUS ON 31.12.2007 TARGATE OF 2007-2008

12. BAGNAN GRAMIN MAHILA SAMMILAN ACTIVITIES EDUCATION :- A) LITERACY B) MASS EDUCATION PROGRAM C) OPEN SCHOOL D) SISHUNIKETAN (CRESH) HEALTH & ENVIRONMENT :- A) BUILDING OF LATRINES B) BUILDING OF ADVANCED COOKING STOVE C) FAMILY WELFARE PROGRAME D) AFFORESTATION E) BLOOD DONATION CAMP F) PULSE POLIO IMMUNISATION G) TUBERCULOSIS ERADICATION SOCIAL EMPOWERMENT :- A) SUPPORT FOR SOCIELLY VICTIMISED WOMEN B) PARTICIPATION IN GRAM SAMSAD C) INSURANCE D) AWARENESS CAMP