1. Pinellas County

2. North County

3. Mid County

4. South County

5. Pinellas County Commercial Pre-FIRM Property In High Risk Flood Zones

6. AE Zone 10 ft. 8 ft. 4 ft. Sample Rates by Elevation 3 Homes in Flood Zone with 10 Foot Base Flood Elevation $250,000 coverage + $100,000 contents + $1,000 deductible 0 ft. below BFE 2 ft. below BFE 6 ft. below BFE $2,563 subsidized $1,835 Full Risk Rate $2,563 subsidized $6,400 Full Risk Rate $2,563 subsidized $15,000 Full Risk Rate

7. Florida Wide Statistics Florida has 268,646 affected properties - three times as many as any other state, including:  103,256 primary residences will increase 20% per year until the full risk rate is reached.  36,807 non-primary residences will increase 25% per year until the full risk rate is reached.  10,964 business properties will increase 25% per year until the full risk rate is reached. More than 110,000 multi-family and condominium properties that are hanging in limbo because FEMA has not determined how the removal o their subsidies will be implemented. Floridians who purchased property in high risk zones since July 6, 2012 are subject to full risk, actuarial rates upon their next annual renewal even though they had no warning at closing because the rates were not available and no disclosure was provided. Flood insurance reform threatens to stall Florida's fragile, but recovering real estate market after Floridians lost over $855,000,000,000 in market value during the years from 2007 through 2012.

8. Affected Pre-FIRM Single Family Residential:33,141 Median Just/Market Value:$132,245 Number with Just/Market Value over $1,000,000:253 Median Size of Living Area:1,430 Sq. Ft with 2 baths Median Size with Porches, Garages included:1,995 sq. ft. Number with Disability Exemptions:328 (non-vet) + 669 veteran Number with Low Income Senior Exemptions:1,106 Number without Water Frontage or Water View:22,182 Pinellas County Demographics

9. Pam Dubov, CFA, CAE Pinellas County Property Appraiser www.pcpao.org Contact Us: Fax: 727-464-3448 Email: pam@pcpao.org (Subject: FLOOD INS)