2. Government role & Consumer Rights CIVICS CE. 13b&c&e Mrs. Kozlik

3. Characteristics of most goods and services provided by the government Include such items as interstates, postal service, and national defense Provide benefits to many people simultaneously Would likely not be available if individuals had to provide them

4. So how does the government pay for all this stuff????? Tax revenue 16 th Amendment gives government the right to tax your paycheck Borrowed funds Fees (park entrance fees)

5. YOUR RIGHTS AS PROPERTY OWNERS INDIVIDUALS HAVE THE RIGHT OF PRIVATE OWNERSHIP, WHICH IS PROTECTED BY NEGOTIABLE CONTRACTS THAT ARE ENFORCEABLE BY LAW GOVERNMENT ESTABLISHES GUIDELINES THAT PROTECT PUBLIC HEALTH AND SAFETY

6. RIGHTS AS CONSUMERS… CONSUMERS MAY TAKE LEGAL ACTION AGAINST VIOLATIONS OF CONSUMER RIGHTS A GOOD PIECE OF ADVICE COMES FROM THE LATIN PHRASE, “CAVEAT EMPTOR”, WHICH MEANS “BUYER BEWARE!!!”

7. GOVTS. ROLE IN CONSUMER RIGHTS MANY LAWS INVOLVE LABELING: FAIR PACKAGING AND LABEL ACT FOOD DRUG AND COSMETIC ACT PURE FOOD AND DRUG ACT OF 1906

8. AGENCIES FOR CONSUMER RIGHTS FOOD AND DRUG ADMINISTRATION (FDA): OVERSEES SAFETY OF: FOOD, DRUGS, AND COSMETICS FEDERAL TRADE COMMISSION (FTC): GUARDS AGAINST FALSE ADS.

9. AGENCIES (CONT.) CONSUMER PRODUCT SAFETY COMMISSION: WARNS PUBLIC ABOUT HAZARDOUS PRODUCTS U.S. POSTAL SERVICE: CRACKS DOWN ON FALSE CLAIMS IN THE MAIL

10. PRIVATE ORGANIZATIONS Better Business Bureau (BBB): Provide information on businesses Warn us about dishonest business practices & investigate consumer complaints

11. CONSUMER INTEREST GROUPS: Bring consumer problems to the government’s attention Place pressure on Congress to make laws to protect consumers

12. Money Money Money MONEY CE.13f Mrs. Kozlik

13. When the U.S. government creates coins and currency, people accept it in exchange for goods & services because they have confidence in the government. (No more carrying around chickens & tobacco!!) The Government creates money to facilitate this exchange.

14. The three types of money generally used in the United States are: Coins Federal reserve notes (What is that????) …it’s bills! Checks and debit cards (Why didn’t we include credit cards???) …because they are not money…they’re credit or loans