1. Student Eligibility Presented by: Krissy Bhaumik kbhaumik@umich.edu University of Michigan

2. Student Eligibility: Objectives Basic understanding of the general student eligibility criteria. Introduction to information databases use to match, determine and monitor student eligibility for Title IV funds. Identification of key topics important for financial aid professionals.

3. Eligibility for Title IV Aid General eligibility requirements MUST be satisfied Some requirements are student- related; others relate to program of study Criteria Categories –Initial Checks –School Monitoring –Conflicting Information

4. Student Eligibility: FAFSA FAFSA Application Checks Eligibility With: –Social Security Administration (SSA) –Department of Homeland Security (DHS) –Department of Veterans Affairs (VA) –Selective Service System (SSS) –National Student Loan Data System (NSLDS) –Department of Health and Human Services (HHS) –Department of Justice Hold File (DoJ) –Department of Defense (DoD) –Self-Certifications

5. A STUDENT MUST:

6. A student MUST… … be a regular student in an eligible program at an eligible institution.

7. A student MUST: Have high school diploma or equivalent, or: Pass ability-to-benefit (ATB) test approved by Department of Education (ED); or Complete home schooling in accordance with state requirements

8. A student MUST: Citizenship Be a U.S. citizen or U.S. National, or eligible noncitizen –U.S. citizen (includes natives of Puerto Rico, U.S. Virgin Islands, Guam, and Northern Mariana Islands); –U.S. national (natives of American Samoa and Swain’s Island); or –Eligible noncitizen U.S. citizenship verified through SSA match

9. What if citizenship match with SSA fails? U.S. citizen or national must provide one of following: –U.S. passport –Copy of birth certificate showing student was born in U.S. or one of its territories –Certificate of Naturalization –Other reasonable documentation

10. Not a U.S. Citizen, you say? Who are eligible noncitizens? –Permanent Residents –Other qualifying statuses –Verified through DHS match

11. Eligible Noncitizens An eligible noncitizen must: –Indicate noncitizen status on FAFSA citizenship question. –Provide his or her Alien Registration Number

12. DHS to the Rescue!... DHS Primary Verification: –Database match –If DHS match confirms eligible noncitizen status, no further proof required DHS Secondary Verification: –Automated DHS secondary confirmation request – 3 days

13. DHS to the Rescue!... Manual Confirmation If: No automated DHS secondary confirmation within 15 business days of receipt of ISIR; School has conflicting information; or School believes student information is incorrect

14. DHS to the Rescue!... Form G-845: Submit with supporting documentation to appropriate USCIS office –Electronic Announcement 10/19/07 SSN X xxx-xx-xxxx X

15. A student MUST: SSN A student MUST have a valid social security number (SSN) –Verified via match between CPS and SSA before Title IV aid may be awarded and disbursed –Match verifies student’s SSN is correct and SSN corresponds to individual’s name and date of birth –SSN requirement does not apply to residents of Federated States of Micronesia, Marshall Islands, or Palau

16. SSN Match ISIR/SAR Corrections vs. Filing a new FAFSA Documentation of correct SSN Parents’ SSN Regular Date of Death Match

17. A student MUST: Be registered with Selective Service, if required –Registration confirmed with Selective Service and match results reported on ISIR/SAR –“Sign me up!” –Special Circumstances Veteran Match –Dependency Determination –Checked with VA –Other than dishonorable discharge

18. A student MUST: Sign Statement of Educational Purpose certifying that all funds received from Title IV programs will be used only for educationally-related purposes. –Final signature step on the FAFSA

19. A Student Must: Financial Need For need-based financial aid programs, students must demonstrate financial need under following formula: Cost of attendance (COA) – Expected family contribution (EFC) = Need

20. A student MUST: Meet SAP Maintain Satisfactory Academic Progress (SAP) in his or her program of study: –Qualitative and Quantitative Components –Must be regularly assessed –Must be consistently applied

21. A student must NOT:

22. Not have property subject to judgment lien for debt owed to the U.S.

23. A Student Must NOT: Not be in default on Title IV loan or owe overpayment on Title IV grant or loan. Not have borrowed in excess of annual or aggregate Title IV loan limits.

24. National Student Loan Data System (NSLDS) National database containing selected federal financial aid history information on Title IV recipients. Data used to: –Prescreen and postscreen applicants –Ensure aggregate and annual limits are not exceeded –Confirm eligibility for aid

25. A student must NOT: Drugs Not have disqualifying drug conviction while enrolled and receiving Title IV aid –Date of Offense vs. Date of Conviction –Length of suspension –Restoration of Eligibility Student self-certifies on FAFSA DoJ Drug Abuse Hold File Match

26. School Monitoring Enrollment as a regular student in an eligible program High School Diploma or equivalent, Ability to Benefit, or home schooling Prohibition against receiving loan amounts in excess of annual or aggregate limits Satisfactory Academic Progress (SAP) Financial Need Individual Title IV program requirements

27. Conflicting Information Criteria not specifically checked, but must be resolved if conflicting information arises –Simultaneous enrollment in elementary or secondary school –Judgment lien on property for debts owed to U.S. –Incarceration –Self-reported information (example: drug conviction)

28. Reporting Suspected Fraud Calling 800-MIS-USED Online complaint on the OIG fraud Web site at http://www2.ed.gov/about/offices/list/oig/hotline.html?src=rt Writing the Inspector General’s Hotline, Office of Inspector General, U.S. Department of Education, 400 Maryland Avenue, SW, Washington, DC 20202- 1500 If school finds information indicating student may have engaged in fraud, school must refer this information to ED’s Office of the Inspector General by:

29. Certain Programs of Study Eligibility for Title IV aid may be impacted by enrollment in certain courses of study: –Second Bachelor’s Degree –Correspondence Study –Telecommunications Courses –Remedial Coursework –English as a Second Language (ESL) –Direct Assessment Program –Short-term Programs –Credit/Clock Hour Conversion

30. Changes in Eligibility What happens when eligibility changes during the award year? Gaining Eligibility: –Federal grants and Campus-Based Funds –Stafford Loans Losing Eligibility: –No Title IV disbursements after becoming ineligible –Exception: Citizenship Status

31. Questions? Krissy Bhaumik kbhaumik@umich.edu