Presentation is loading. Please wait.

Presentation is loading. Please wait.

Stock Market Analysis and Personal Finance Mr. Bernstein Personal Financial Statement, pp 65-73 February 19, 2015.

Published byMerilyn Quinn Modified over 8 years ago

Similar presentations

Presentation on theme: "Stock Market Analysis and Personal Finance Mr. Bernstein Personal Financial Statement, pp 65-73 February 19, 2015."— Presentation transcript:

1 Stock Market Analysis and Personal Finance Mr. Bernstein Personal Financial Statement, pp 65-73 February 19, 2015

2 Stock Market Analysis & Personal Finance Mr. Bernstein Personal Balance Sheet Net Worth = Assets minus Liabilities (~=Shareholders Equity) Liquid Assets may include checking or savings accounts Long-term Assets may include house, car, furniture, electronics, collectibles or Investments Current Liabilities include bills due in <90 days Long-term Liabilities include house mortgage or car loans, student loans 2

3 Stock Market Analysis & Personal Finance Mr. Bernstein Personal Cash Flow Statement Income is likely your takehome pay from your job(s), may include dividends or interest from Investments or Savings account Expenses can be recurring expenses such as rent, food, car insurance or utilities Expenses can also be discretionary expenses such as vacations, clothes or restaurants 3

4 Stock Market Analysis & Personal Finance Mr. Bernstein Evaluate Your Financial Progress Debt ratio: Liabilities / Net Worth Liquidity ratio: Liquid Assets / Recurring Expenses Debt Coverage: Takehome pay / Monthly debt payments Savings ratio: Amount saved each month / Gross monthly income 4

Download ppt "Stock Market Analysis and Personal Finance Mr. Bernstein Personal Financial Statement, pp 65-73 February 19, 2015."

Similar presentations

Mrs. Wilson Business Essentials. This lesson provides information about money management basics and the reports used to measure financial progress.

Mrs. Wilson Business Essentials. This lesson provides information about money management basics and the reports used to measure financial progress.
Chapter 2 - Understanding Financial Statements, Taxes, and Cash Flows  2005, Pearson Prentice Hall.

Chapter 2 - Understanding Financial Statements, Taxes, and Cash Flows  2005, Pearson Prentice Hall.
Making Your Money Work Where Are You Now?. Objectives Determine Credit Obligations Compare Income to Expenses Determine Net Worth.

Making Your Money Work Where Are You Now?. Objectives Determine Credit Obligations Compare Income to Expenses Determine Net Worth.
Measuring Your Financial Health and Making a Plan

Measuring Your Financial Health and Making a Plan
© 2013 Pearson Education, Inc. All rights reserved.2-1 Measuring Your Financial Health and Making a Plan.

© 2013 Pearson Education, Inc. All rights reserved.2-1 Measuring Your Financial Health and Making a Plan.
Current Ratio Calculate the current ratio using the information above. Remember, the current ratio is Monetary Assets/Current Liabilities.

Current Ratio Calculate the current ratio using the information above. Remember, the current ratio is Monetary Assets/Current Liabilities.
Financial Statement Analysis

Financial Statement Analysis
Chapter 3. SALES SALES - Cost of Goods Sold GROSS PROFIT GROSS PROFIT - Operating Expenses OPERATING INCOME (EBIT) OPERATING INCOME (EBIT) - Interest.

Chapter 3. SALES SALES - Cost of Goods Sold GROSS PROFIT GROSS PROFIT - Operating Expenses OPERATING INCOME (EBIT) OPERATING INCOME (EBIT) - Interest.
Money Management Strategies

Money Management Strategies
Managing Your Money Personal Finance. Disposable Income.

Managing Your Money Personal Finance. Disposable Income.
16-1. Money Management Basics $100 probably seems like a lot of money to you now. In the future you will have more expenses Food, housing, insurance,

16-1. Money Management Basics $100 probably seems like a lot of money to you now. In the future you will have more expenses Food, housing, insurance,
C H. 16-1 P ERSONAL F INANCIAL S TATEMENTS. Goals: Explain the basics of money management. Create a personal balance sheet. Develop a personal cash flow.

C H P ERSONAL F INANCIAL S TATEMENTS. Goals: Explain the basics of money management. Create a personal balance sheet. Develop a personal cash flow.
Personal Financial Statements Ch. 16-1 PoB 2011.  Money Management – refers to the day-to-day financial activities associated with using limited income.

Personal Financial Statements Ch PoB  Money Management – refers to the day-to-day financial activities associated with using limited income.
Investing and Personal Finance

Investing and Personal Finance
Money Management Strategy

Money Management Strategy
QUESTION 1.When constructing a budget, it is helpful to use a personal cash flow statement, which measures a person's __________ and __________. assets;

QUESTION 1.When constructing a budget, it is helpful to use a personal cash flow statement, which measures a person's __________ and __________. assets;
Unit 2: Measuring Financial Health. Learning Objectives O Define asset, liability, and net worth. O Calculate the level of net worth using a balance sheet.

Unit 2: Measuring Financial Health. Learning Objectives O Define asset, liability, and net worth. O Calculate the level of net worth using a balance sheet.
Monday January 30 th Personal Finance 1. Journal: 5 reasons you need to budget Journal Which reason is most important to you and why? How can you start.

Monday January 30 th Personal Finance 1. Journal: 5 reasons you need to budget Journal Which reason is most important to you and why? How can you start.
Section 36.2 Financial Aspects of a Business Plan

Section 36.2 Financial Aspects of a Business Plan
Financial Analysis Chapter #3. Net Worth Statement (Balance Sheet) Net Worth = Assets - Liabilities Net Worth (Owner's equity)

Financial Analysis Chapter #3. Net Worth Statement (Balance Sheet) Net Worth = Assets - Liabilities Net Worth (Owner's equity)

Similar presentations

Ads by Google