1. Who Is This?! By Bailey Hoover

2. Foreword Deter Detect Defend Deter, Detect, Defend Brochure ID Theft: What It’s All About

3. Deter Safeguard Information- –Shred personal finance documents/paperwork –Protect your social security number –Don’t give out personal info over: Phone Mail Internet

4. Deter- (cont.) –Never click on unsolicited email links –Don’t use obvious passwords –Keep personal info secure at home

5. Detect Be alert to: –Bills not arriving as expected –Unexpected credit card/bank statements –Denials of credit, unexpectedly –Calls about unknown purchases

6. Detect- (cont.) Inspect: –Your credit reports Equifax, Experian, & TransUnion: give free reports –Financial statements Review regularly

7. Defend Place a ‘Fraud Alert’, if necessary Review reports carefully –Equifax- 1-800-525-6285 –Experian- 1-888-397-3742 –TransUnion- 1800-680-7289

8. Defend- (cont.) Closing accounts –Call fraud departments –Use the ID Theft Affiant Ftc.gov/idtheft –Ash verification of closure of account –Keep copies of documents/record –File police report –Report to Federal Trade Commission

9. Worst of Both Worlds Identity Theft in the Real World Identity Theft in the Virtual World

10. Details of Theft in Real World What the Thief Wants Where They Find It How They Use Them How to Stop It

11. Details of Theft in Virtual World What Thieves Want Where Thieves Find Identities How to Defend Yourself

12. What the Thief Wants Social Security cards Driver’s licenses Account numbers PIN’s Passwords

13. Where They Find It Wallets or purses Mailboxes Glove compartments Trashcans You, yourself

14. How They Use Them Purchasing major items Open credit card accounts Change mailing addresses Buy cars, take out auto loans Establish telephone services

15. How They Use Them (cont.) Open bank accounts, using bad checks File for bankruptcy Apply for jobs under your name Give names to cops for an arrest

16. How to Stop It Purse/Wallets- –Don’t carry Social Security cards around Credit/Debit Cards- –Don’t carry more credit cards than necessary –Cancel cards not in use –Don’t write your PIN down (Equifax, Experian and TransUnion)EquifaxExperianTransUnion

17. How to Stop It (cont.) –Write ‘check photo id’ in signature block –Check bills & bank statements carefully Your Mailbox- –Take outgoing mail to post offices –Pick up incoming mail ASAP Your Glove Compartment –Remove personal identifying documents

18. How to Stop It (cont.) Your Trash- –Purchase a home paper shredder –Shred any documents containing personal information You, yourself –DON’T give out personal information –Secure important documents with info –Ordering new checks, send to the bank

19. What Thieves Want They want to create new identities They use your information to do so

20. Where Thieves Find Identities Bank account information Electronic tax returns PDA data Insurance information Spreadsheets/Word documents

21. How to Defend Yourself Use Unique passwords Use passwords whenever possible Change passwords regularly Never set to ‘Remember My Password’ Don’t write passwords down Use anti-virus software

22. How to Defend Yourself (cont.) Keep your O.S. updated Install a firewall Be careful with Wi-Fi Beware of phishing Make sure website is secure

23. End of the Line Now you realize identity theft Thieves stop at nothing to steal Use these tips to stay safe

24. Works Cited Consumer Response Center, Federal Trade Commission. ‘Deter, Detect, Defend, Avoid ID Theft.’ www.ftc.govwww.ftc.gov Better Business Bureau, Inc. ‘Protecting Your Identity In the Virtual World.’ September 2008.