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Web Payments via Christopher Woods Aaron Buma. Agenda  Introduction  About it  Why to use it  Services they Provide  Seller Protection  Ebay Aspect.

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Presentation on theme: "Web Payments via Christopher Woods Aaron Buma. Agenda  Introduction  About it  Why to use it  Services they Provide  Seller Protection  Ebay Aspect."— Presentation transcript:

1 Web Payments via Christopher Woods Aaron Buma

2 Agenda  Introduction  About it  Why to use it  Services they Provide  Seller Protection  Ebay Aspect  Implementation

3 Introduction  Online payment system  One of the lowest fraud loss rates in the payment industry  Accept: Visa, MasterCard, American Express, Discover, eChecks, Bank Transfers, PayPal Balances

4 Why use it?  Security Encryption You’re not in charge of sensitive information  Less work for you  Convenience  Cheap Solution

5 Merchant Accounts  Website Payments  Website Payments Pro  Email Payment  Payflow

6 Website Payments Standard  No monthly/setup/cancellation fees  Transaction Fee: 1.9-2.9% +$0.30  Start accepting payments today  Simple  Don’t need shopping cart. They can provide you with one, or you can use Supported Carts Supported Carts  Customer’s don’t need PayPal Account  Online Reporting  HTML

7 How It Works

8 Website Payment Pro  $20 Monthly  Transaction fee: 2.2% to 2.9% + $0.30  Similar to Website Payment Standard  Main Difference Customer stays on your site if using Credit Card API .Net, Java, Pearl, PHP, Python

9 How it Works

10 Email Payment  Can Send invoices online  Basically Website Payments by Email  Transaction Fees: 1.9-2.9% + $0.30  No Real Technical Skills Needed

11 Payflow Gateway  More Advanced  Set Up Fee $179.00 - $249.00  Monthly Fee $19.95 - $59.95  Only $0.10 cents per transaction  API or HTML  Secure Connection from your online store to your internet merchant account (PayPal) and your payment processing network (bank)  How it works Comparison of Services

12 Seller Protection  Seller Protection Policy covers most sellers for up to $5,000 on any transaction PayPal deems fraudulent  Fraud Prevention SSL 3.0 SSL 128 bit encryption Information on PayPal's server PayPal Verification  Prevent Charge-backs

13 Ebay Aspect  Buyer Protection  Dispute Resolution  100% protection against unauthorized payments sent from your account

14 Questions?

15 Implementation Merchant Services Can’t Breathe?

16 Sandbox  PayPal’s Virtual Test Environment  Create Sandbox accounts to test your PayPal code  Almost exactly like PayPal Live but nothing is ever processed  All you need is a developer account

17 Questions? Thank You


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