1. 01/04/2015
Aegon Life Ukraine – leader of Ukrainian life insurance market

2. Aegon – one of the largest insurance groups in the world
AU Australia ВМ Bermudas BR Brazil
CA Canada CN China CZ Czech Republic FR France DE Germany HK Hong Kong HU Hungary IN India ID Indonesia IE Ireland JA Japan MX Mexico NL The Netherlands PL Poland RO Romania SG Singapore SK Slovakia ES Spain TH Thailand TR Turkey
UA Ukraine GB Great Britain US USA
Present in more than 25 markets throughout America, Europe and Asia
>
clients all over the world
>28 000
employees

3. diversified insurance
The highest league of the world insurance companies
According to FORBES – Global 2000* rating Aegon is among ТОР-15 largest insurance companies in the world 1 6 7 9 10 8 11 12 13 14 15 2
Industry:
diversified insurance 3 4 5
*Source – The World’s Biggest Public Companies Rating, as of December 31, 2014

4. 1 448 mln EUR* 558 bln EUR* 34 bln EUR*
Underlying earnings BEFORE TAX
mln EUR*
REVENUE-GENERATING INVESTMENTS
558 bln EUR*
34 bln EUR*
PAID OUT IN CLAIMS AND BENEFITS
AA- rating of financial stability
Aegon’s core business is providing life insurance, pension solutions, and asset management products - focused on what we characterize as the life-cycle needs of our customers.
We operate in more than 25 countries around the world.
We have over 26,500 employees worldwide.
Aegon has a strong financial position with a AA- financial strength rating.
Underlying earnings before tax over 2013: EUR 1.9 billion.
EUR 475 billion in revenue generating investments as per December 31, 2013.
In 2013, we paid out EUR 20 billion in claims and benefits.
as of December 31, 2014
Key performance indicators of Aegon Group

5. Aegon's history dates back over 170 years
History of Group dates back to the first half of the 19th century
AEGON was established due to amalgamation of
Active international expansion of Group
AEGON entered Ukrainian market
&
◄ 1844
1983
2012
Europe
Partnership with La Mondiale in France; joint ventures in Spain and Portugal
Hungary served as a spring board for further expansion in other countries of CEE
America
Entered American market under Transamerica brand. Partnership with companies in Brazil and Mexico
Asia
Regional office on Hong Kong Joint ventures in China, India and Japan
Aegon: краткий обзор того, что представляет из себя компания.
История Aegon началась в середине 19 века.
Все началось в Голландии с фондов помощи на организацию похорон.
В 1983 году две Голландские страховые компании AGO и Ennia слились в одну, образовав Aegon.
В свое время каждая из этих компаний была создана в ходе целого ряда слияний и поглощений.
В последствии Aegon произвел ряд крупных покупок; дальнейшее же развитие компании проходит через совместные предприятия и партнерские отношения.

6. The largest world brands are clients that trust Aegon
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.

7. Aegon Life Ukraine – a leading player of Ukrainian insurance market
Aegon Life Ukraine is present in most regions of Ukraine and has the biggest Tied Network in the country
> 30 regional offices in Ukraine
>1 400
employees of the company’s own Tied Network
85 947
insured
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.
>
clients as of 2003
Aegon Life Ukraine continues to provide services to clients in the region of anti-terrorist operation

8. A range of new insurance products
Individual treatment of each client
Flexible programs - “constructors”
Protection from inflation based on indexation of insurance premium
Customer loyalty program

9. Aegon Life Ukraine clients are our inspiration
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.

10. 143,9 mln, UAH 322 mln, UAH 37,4 mln, UAH 9,1 mln, UAH
Key performance indicators of Aegon Life Ukraine
insurance reserves
mln, UAH
Shareholder’s capital,
mln, UAH
Investment income over a period of 2014
PAID OUT IN claims
over a period of 2014
assets
under management
37,4 mln, UAH
322 mln, UAH
9,1 mln, UAH
Insurance premium
143,9 mln, UAH
Aegon’s core business is providing life insurance, pension solutions, and asset management products - focused on what we characterize as the life-cycle needs of our customers.
We operate in more than 25 countries around the world.
We have over 26,500 employees worldwide.
Aegon has a strong financial position with a AA- financial strength rating.
Underlying earnings before tax over 2013: EUR 1.9 billion.
EUR 475 billion in revenue generating investments as per December 31, 2013.
In 2013, we paid out EUR 20 billion in claims and benefits.
as of December 31, 2014

11. Aegon Life Ukraine – among leaders of life insurance ratings
RETIREMENT PRODUCTS
UAH №
EQUITY CAPITAL
UAH №
Aegon Life Ukraine is on the list of ТОР-10 Ukrainian life insurance companies in terms of all indicators in the industry *
INDIVIDUAL LIFE INSURANCE
UAH №
INSURANCE RESERVES
UAH №
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.
INVESTMENT INCOME
UAH №
INSURANCE CLAIMS
UAH №
GWP
UAH №
INSURED
85 947 №
*Source: Rating of life insurance companies over 12 months of 2014, forinsurer.com/ratings

12. Development of individual insurance sector is a strategic priority
Aegon Life Ukraine is on the list of ТОР-3 Ukrainian life insurance companies in individual life insurance sector
MARKET SHARE* in individual life insurance sector
INDIVIDUAL INSURANCE:
41 025
insured*
15%
39 376
insurance contracts*
Market share in ,1%
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.
*As of December 31, 2014

13. Market leader in terms of investment income indicator
Aegon Life Ukraine is on the list of ТОР-3 Ukrainian life insurance companies in terms of annual investment income
The most professional team of invest managers in Ukraine
Constant support of leading asset managers OF AEGON GROUP
DYNAMICS OF INVESTMENT INCOME for insurance contracts by year, UAH, %
Aegon entered Central & Eastern Europe in 1992, buying the former Hungarian state-owned insurance company, Állami Biztosító.
Since then, Aegon has expanded its presence in the region and now has operations in seven countries: the Czech Republic, Hungary, Poland, Romania, Slovakia, Turkey and Ukraine.
Like Asia and Latin America, CEE represents a growing part of the world’s insurance industry as a result of wealth creation. Aegon is determined to participate fully in this opportunity.
In the CEE region, Aegon is working to accelerate growth in its key markets of Hungary, Poland and Turkey. At the same time, the company will be investing to expand its distribution capabilities.
Aegon Hungary has a very successful Aegon Direct portal for largely non-life insurance. Throughout the region, Aegon is focused on offering innovative e-communication and is continuously working to strengthen its web services.
Aegon is currently Hungary’s 6th largest provider of life insurance. Aegon is also Hungary’s leading provider of household insurance, and has launched household insurance products in Slovakia and Poland.

14. Claims and benefits paid out by Aegon Life Ukraine
Structure of insurance claims in 2014
Annual dynamics of claims
Year
Insurance claims, UAH
Cases insured
2014
1 232
2013
1 031
2012
1 883
2011
1 868
2010
632
2009
550
TOTAL
UAH

15. Management of Aegon Life Ukraine
Tatyana Bartashchuk
CFO/ Board member
Gijs Jeuken
SVB Chairman/ Country Manager
Nina Guzei
CEO/ General Director
Irina Kovbasa
COO
Sergey Dorfman
CSO/ Board Member
Nataliya Taraday
Director of Corporate and Bancassurance
Ekaterina Koshkina
Executive Director HR, Marketing and Communication
Aleksey Kozenko
Director of Broker Sales

16. Thank you for your time!

17. Благодарим за внимание!