1. CODE OF CORPORATE GOVERNANCE FOR BANKS

2. BOARD AND MANAGEMENT – RESPONSIBILITIES – SIZE AND COMPOSITION – SEPARATION OF POWERS – APPOINTMENT AND TENURE – BOARD COMMITTEES – REMUNERATION – BOARD APPRAISAL

3. SHAREHOLDERS – RIGHTS AND FUNCTIONS – EQUITY OWNERSHIP – PROTECTION OF SHAREHOLDERS RIGHT – MEETINGS – SHAREHOLDERS ASSOCIATION

4. RIGHTS OF OTHER STAKEHOLDERS DISCLOSURE IN THE ANNUAL REPORT – TRANSPARENCY AND INTEGRITY – WHISTLE BLOWING RISK MANAGEMENT ETHICS PROFESSIONALISM AND CONFLICT OF INTEREST SANCTIONS