1. ADIB Bank, LLC Current and Proposed ATM Activity

2. Overview More than 275 ATMs currently installed ATM locations in Central City and five surrounding counties Average 120 daily transactions per ATM Revenues up 17% per year, on average

3. Most Common ATM Uses Withdraw cash >AED100 Verify account balance Transfer between accounts Withdraw cash >AED250 Deposit cash Deposit personal checks Deposit business receipts

4. Current Top 6 Locations LocationMonthly Transaction ValueMonthly Fee Revenue 1. Marina MallAED1,700,000AED225,000 2. Dubai Shopping CenterAED1,200,000AED198,000 3. Wahda MallAED1,050,000AED164,000 4. Hilton PlaceAED934,000AED106,000 5. Stowe ShoppesAED859,000AED92,000 6. Founder’s SquareAED802,000AED88,000