2 The ABCs of Advance Planning Funeral PrearrangementA. Selection of serviceB. Selection of merchandisePrefundingC. Payment options
3 Consider This . . .Most significant events in our lives require planning; you rarely just let them happen.
4 Funerals Require Planning, Too! Like other major life events, funerals require planning.Today, prearranging and prefunding one’s own funeral is not uncommon:Each year, more than 2 million funerals are prearranged and prefunded for friends and family.**Funerals: A Consumer Guide, June (Facts for Consumers from the Federal Trade Commission)
5 Benefits of Preplanning By planning ahead, you relieve your family of the financial and emotional burden.Your life is remembered just as you want it.You have the peace of mind that everything is taken care of.
6 How Much Does a Funeral Cost? Today’s funeral costs less than you might think.The U.S. Senate Committee on Aging shows the average adult funeral price to be $8,495*.If something happened to you today, how would your funeral be paid for?*U.S. Senate Committee on Aging (2001)
7 If Not You, Then Who? Someone will have to notify: Doctor There are a number of overwhelming things to dowhen someone dies.Someone will have to notify:DoctorFuneral DirectorCemeteryClergyFamily, friends and relativesEmployerSomeone will also have to make decisions for a funeral or cremation service, along with payment arrangements.
9 How Will You Be Remembered? Have you given any thought to the type of service you’d like to receive?Maybe you’re set on a traditionalFuneral Service with Burial– or –Perhaps you’d like to considerCremation with Memorial ServiceWhatever your choice, we are here to fulfill your wishes.
10 Services We Offer Basic services at the Funeral Home Visitation and/or Memorial ServiceMemorial Services at ChurchGraveside ServicesOutside services (including automobiles)Immediate BurialsOther Assistance:Transfer to Funeral HomeEmbalming and other preparationServices of the Funeral Director & StaffVehicles: Hearse, Limousine, otherNotice to Newspapers
11 Funeral Prearrangement Selection of Merchandise
12 Merchandise Selection After the selection of services, the next step in the preplanning process is to select your merchandise.Things to consider:Casket or alternative containerOuter burial container/Burial vaultCremation urnPrinted MaterialsFlowersClothingMemorialization items
14 And, there is another way! In the past, there have been four common ways to pay for a funeral:Traditional Life InsuranceLimited dollar benefitIntended to cover ongoing family expensesFamily and FriendsEmotional stressFinancial burdenPersonal SavingsMedical costs may have eroded balanceFuneral expenses further deplete assetsCredit Cards or LoansInterest rate expenseNo available creditAnd, there is another way!
15 Prefunding: Another Way to Pay Here’s how it works:Arrange to pay for your funeral with a custom life insurance policy designed just for payment of funeral expenses.At the time of need, your preferred funeral home provides all the products and services that you have selected in advance.Your specially-designed policy authorizes payment of the benefits directly to the funeral home!
16 Why Prefund?Prefunding provides a gift of love and peace of mind for you and those you care most about.Ask your funeral planning professional for more details about the right plan for you.
17 Three Steps to Peace of Mind Organize DocumentsPlan the FuneralDecide How to Pay
18 Advance Planning Professional For more information…Contact yourFuneral Director[Insert Name/Contact Information Here]orAdvance Planning Professional