Presentation on theme: "Scams Stevie's Scam School videos"— Presentation transcript:
Scams Stevie's Scam School videos http://www.consumer.vic.gov.au/resources-and-education/scams
What is a scam? Scams are schemes designed to deceive you, generally for the purpose of stealing your money or personal details.
Travelling con men NZ’ers are being ripped off by dodgy con men offering cheap deals valid for 'today only'. Jobs such as painting and roof repairs are common tasks they offer at a cheap rate, often putting the resident under pressure to say yes. Travelling con men frequently disappear and leave the job unfinished or of a poor standard.
What should I look out for? Be suspicious of people who: knock on your door unexpectedly offer cheap deals using words like 'for today only' ask for cash up front offer to drive you to the bank to get money to pay make you feel pressured to accept their offer.
On line scams You tube clip 2.22mins http://www.youtube.com/watch?v=O4KJq0XXIy8
On Line Scams Protect yourself when buying: Be wary of sellers offering goods and well known brands at extremely low prices. Do not provide an up-front payment to a stranger via money order or wire transfer. Use secure payment options, such as Paypal or credit card. Do an internet search using the exact wording in the ad - many versions of this scam can be identified this way.
On Line Scams Protect yourself when selling: If you get an email confirming that payment has been made, do not follow the link in the email to log in to your account with the payment service. Log into your account directly and check that the money has cleared, before sending the item. Be extra cautious of anyone asking to buy directly from you, rather than through an auction site or classifieds forum.
Investment scam You tube clip 2.22mins http://www.youtube.com/watch?v=Etw2uVhQzvY
Investment scams Protect yourself: Do not let anyone pressure you into making investment decisions. Ask for written information and always get independent financial advice. Check that the company is registered with the NZ Securities and Investments Commission and that the advisor is a licensed financial advisor.
Lottery scam You tube clip 1.42mins http://www.youtube.com/watch?v=mQ362t e2SHc
Lottery scams Protect yourself: Never send money or bank account details to claim a prize. Never send a processing fee away for an overseas lottery Check whether an offer is real by entering the name of the lottery and the word scam in google. Never respond to a text message saying you have won the lottery or a prize.
Protect your identity Never give your personal details to people you don't know - If you receive a call from someone who claims to be from your bank don't give them your details. Call the bank to check it is really them Check your bank statements - If you see any unusual transactions, contact your bank immediately. Carry only essential information - Avoid taking important documents out of your home in case they get lost!
Protect your identity Secure personal documents at home - Store your important documents in a fire and waterproof container box in case your home is burgled Protect your mobile or smartphone - Scammers may send you applications designed to download malicious software onto your phone and steal bank account details.
Computer and mobile protection: Keep your phone or other mobile device safe Always type the website address into your browser - Don't click on a link in or open emails and enter your personal info. They could be scams. Be careful what information you give on social networking sites - Thieves trawl sites like Facebook and Twitter for personal details to use. Disable pop-ups on your browser – As people can use them to install programs on your computer that 'spy' on you or record your key strokes.
Computer and mobile protection: Make your passwords hard to guess Log out of social media and email accounts Only download apps from the official app store or market
You Tube Clip – 2.28mins Amazing mind reader reveals his 'gift' http://www.youtube.com/watch?v=F7pYHN9iC9I