1. Benefits of Disability Benefits LAW OFFICE OF JONATHAN EDWARD MOODY SOCIAL SECURITY DISABILITY ATTORNEY

2. Why apply for disability benefits?  You paid for it, you should take advantage of it!  Your No. 1 concern should be your health  Continuing to work full-time can prevent you from healing and getting back to 100%  Qualifying for disability benefits can also qualify you for benefits such as Medicare/Medicaid  You can get benefits for yourself, as well as your children  You can earn up to approximately $1,000 per month in addition to your disability benefits with part-time work

3. Types of benefits available  Supplemental Security Income  Needs-based program  Maximum amount of assets  No work history requirements  Benefits available back to application date  Eligible for Medicaid immediately upon approval for disability benefits  Application for SSI in Alabama acts as application for Medicaid as well  Social Security Disability Insurance  Insurance-based program  Substantial recent work required  Can also apply on the earnings record of a disabled or deceased spouse or parent  No asset limitations  Benefits available up to 6 months prior to application date  Eligible for Medicare as of 24 months following the onset of your disability

4. The process  File an initial application  Have your case evaluated by initial decision maker  Receive your initial decision  Appeal that decision, if necessary, for a hearing  Go in front of Administrative Law Judge  Receive decision in mail  Payments are processed within 6 weeks of favorable decision

5. What is “disability” according to the Social Security Administration  A person is considered disabled when they have:  A diagnosed medical condition  That is expected to last for 12 months (or determined to be terminal)  Which causes an inability to perform substantial work  Work that is full time  Work that exceeds specific earnings minimums  Work that does not require special accommodations

6. How are you found disabled?  Your condition meets specific criteria set forth by the Social Security Administration; or  Your condition or treatment causes specific limitations; and  These limitations can be mental or physical  Limitations can result from condition or side effects of treatment  Days of work may be missed as a result of treatment  Those limitations prevent you from performing your past work; and  Those limitations prevent you from being able to performing other work

7. Getting back to work  Working while receiving disability benefits  Part-time work with earnings up to $1,070 per month  Trial Work period (SSDI only)  Up to 9 months of work in a 5 year period (SSDI payments still issued)  Extended period of Eligibility  Extends 36 months after the trial work period ends  Any month in which your earnings drop below permissible levels, you receive your full SSDI check.  Expedited Reinstatement  Up to 5 years after end of trial work period

8. More info  www.BirminghamDisability.com www.BirminghamDisability.com  www.Facebook.com/JEMoodyLaw www.Facebook.com/JEMoodyLaw  Moody@BirminghamDisability.com Moody@BirminghamDisability.com