1. INDIAN FINANCIAL SYSTEM
DEVELOPMENT BANKS

2. DEVELOPMENT BANKS IN INDIA
NABARD
ICICI
IDBI
IFCI
SIDBI
COMMERCIAL BANKS
STATE FINANCIAL COOPERATIONS

3. WHAT IS DEVELOPMENT BANKS
A Development Bank is a polygonal development finance institution devoted to improving the social and monetary development of its associate nations.
It helps improve the value of people's lives by providing loans and scientific support for a broad variety of development activities.

4. OBJECTIVES Lay Foundations for Industrialization Meet Capital Needs
Need for Promotional Activities
Help Small and Medium Sectors'

5. FUNCTIONS Financial Gap Fillers Undertake Entrepreneurial Role
Joint Finance
Refinance Facility
Credit Guarantee
Underwriting of Securities

6. Role of development banks in financial system
Providing Funds
Infrastructural Facilities
Promotional Activities
Development of Backward Areas
Planned Development
Accelerating Industrialization
Employment Generation

7. FUNCTIONS OF A DEVELOPMENT BANK
 Increase loans and equity investments to its developing associate countries (DMCs) for their monetary and social development.
 Provides technical help for the planning and implementation of development projects and programs and for advisory services.
 Promotes and facilitates speculation of public and private capital for growth and development.
 Responds to requests for assistance in coordinating growth policies and plans of its increasing member countries.

8. IFCI
The government of india set up the industrial finance corporation of india in july 1948
Management of IFCI
12 directors
4 are nominated by the IDBI

9. OBJECTIVES OF IFCI Promoted by new enterpreneurs
Based on indegenous technology
Which would result in substitution of imports
Providing input for incresing agricultural products

10. FUNCTIONS OF IFCI
DIRECT FINANCING
JOINT FINANCING

11. OPERATIONAL ACTIVITIES
Concessional finance to projects in less development areas
Concessional finance for renewable energy systems
Power of attorney scheme
Bridging loans
Sub loans in foreign currencies

12. IDBI
The Industrial Development Bank of India (IDBI) was established on 1 July 1964 under an Act of Parliament as a wholly owned subsidiary of the Reserve Bank of India.
In 16 February 1976, the ownership of IDBI was transferred to the Government of India and it was made the principal financial institution for coordinating the activities of institutions engaged in financing, promoting and developing industry in the country.

13. THE PRINCIPAL SOURCE OF FUNDS OF IDBI
Share capital and reserves
Borrowing from government of india and RBI
Market borrowing by way of bonds
Deposits and other borrowings
Repayment of past assitance by borrowers
Foreign currency borrowings from worid banks
Asian development banks and international markets

14. OBJECTIVES and FUNCTIONS
Planning,promoting,developing industries
Co-ordinating the working in institutions engaged in financing
Undertaking market and investment research
Providing technical and administrative assitance
Subsidiaries

15. Operational Activities
Direct Assistance
Indirect Assistance
Refinance Schemes
Refinance Scheme for industrial rehabilitation
Automatic Refinance Scheme
Refinance Scheme for modernisation
Bills Rediscounting Scheme

16. contd. Soft loan scheme for modernisation
Seed capital assitance scheme
SFCs special share capital schemes
Development assistance fund(DAF)

17. ICICI
ICICI (INDUSTRIAL CREDIT AND INVESTMENT CORPORATION OF INDIA) Bank Ltd. 
ICICI is an Indian diversified financial services company headquartered in Mumbai, Maharashtra.
The Bank has a network of 2,630 branches and 8,003 ATM's in India, and has a presence in 19 countries, including India.

18. OBJECTIVES OF ICICI Assisting in the creation Expansion
Modernisation of such enterprises
Encouraging and promoting the participation private capital
Encouraging and promoting private ownership

19. FUNCTIONS OF ICICI Assistance to industries
Provision of foreign currency loans
Merchant banking
Letter of credit
Project promotion
Housing loans
Leasing operations

20. SIDBI Established in 1990 under an Act of Indian Parliament.
Objective: Promotion, Financing & Development of MSMEs and Co-ordinating Functions of institutions engaged in similar activities.
Ownership : Public sector banks/FIs/Insurance Cos owned or controlled by the Government of India.
Structural Linkage: With Ministry of Finance and Ministry of SSI.
Nodal Agency : For SME Schemes of GoI

21. OBJECTIVES
FINANCING
PROMOTION
DEVELOPMENT
CO-ORDINATION

22. NABARD
National Bank for Agriculture and Rural Development (NABARD) is an apex development bank in India having headquarters based inMumbai (Maharashtra) and other branches are all over the country.
It was established on 12 July 1982 by a special act by the parliament
Main focus was to uplift rural India by increasing the credit flow for elevation of agriculture & rural non farm sector and completed its 25 years on 12 July 2007.

23. OBJECTIVES OF NABARD
1 . To give financial assistance for increasing the agricultural production
2.To supply the long term needs of the rural areas
3.To supply loans by way of refinance
4.To help small industries ,cottage industries and also artisans
5.To achieve overall rural development

24. FUNCTIONS OF NABARD Credit functions Development functions
Regulatory functions
Apex institution for rural finance
Refinance institutions
Contribution of share capital
Investment in securities
Conversion and rescheduling facilities
Financial help to non –agricultural sector
Training programs
Co-ordination of actvities

25. ACHIEVEMENT OF NABARD Short term assistance long term assistance
Schematic lending
Assistance to less developed states
Assistance to non-farm sector
Rehabilitation programme
Assistance to research and development projects
Credit plans under the new strategy
Integrated rural development programme
Regional rural banks

26. THANK YOU