1. BANK of NAPA, N.A. We Take Banking Seriously Welcome to the Bank of Napa Shareholder Meeting May 18, 2011

2. BANK of NAPA, N.A. We Take Banking Seriously OVERVIEW Board & Staff Introductions Deposit Growth Loan Growth President’s Message Questions

3. BANK of NAPA, N.A. We Take Banking Seriously

4. BANK of NAPA, N.A. We Take Banking Seriously DEPOSIT GROWTH

5. BANK of NAPA, N.A. We Take Banking Seriously

6. BANK of NAPA, N.A. We Take Banking Seriously

7. BANK of NAPA, N.A. We Take Banking Seriously Number of Accounts 20062007200820092010 Non-Interest Bearing24173256313358 Interest Bearing1555347709511081 Savings66172262314334 Money Market70174255316366 Time37125248350433 GRAND TOTAL3521,1781,7912,2442,572

8. BANK of NAPA, N.A. We Take Banking Seriously Loan Growth

9. BANK of NAPA, N.A. We Take Banking Seriously

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11. BANK of NAPA, N.A. We Take Banking Seriously 2.68%.91% 1.13% 1.50% 1.52% 1.67%

12. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

13. BANK of NAPA, N.A. We Take Banking Seriously President’s Message

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17. BANK of NAPA, N.A. We Take Banking Seriously

18. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

19. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

20. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

21. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

22. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

23. BANK of NAPA, N.A. We Take Banking Seriously BON Peer BON

24. BANK of NAPA, N.A. We Take Banking Seriously STOCK PERFORMANCE

25. BANK of NAPA, N.A. We Take Banking Seriously A Bauer Financial Five Star “Superior” rated bank

26. BANK of NAPA, N.A. We Take Banking Seriously Questions?